UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to _______________ Commission File Number 001-35272 MIDLAND STATES BANCORP, INC. (Exact name of registrant as specified in its charter) Illinois 37-1233196 (Sta ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 ☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to _______________ Commission File Number 001-35272 MIDLAND STATES BANCORP, INC. (Exact name of registrant as specified in its charter) Illinois 37-1233196 (St ...

All Other category made up of over 155 NAICS with Executive Offices being the largest at $10 million 12 12 Uninsured Deposits Uninsured Deposits (in millions) • All Investments are classified as Available for Sale • Average T/E Yield is 3.00% 10 10 l Deposit Type Trend Deposits by Type Trend (in millions) $4,074 $4,544 $5,101 11% CAGR $6,111 $6,365 $6,425 2018 2019 2020 2021 2022 1Q 2023 Non Int Bearing Demand Interest Bearing Checking Money Market Savings Time Brokered Time 11 11 1 Company Snapshot • 53 br ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark one) ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2022 or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ______________ to _______________ Commission File Number 001-35272 MIDLAND STATES BANCORP, INC. (Exact name of registrant as specified in its cha ...

Midland States Bancorp, Inc. NASDAQ: MSBI 1 Fourth Quarter 2022 Earnings Call Overview of 4Q22 • Net income available to common shareholders of $29.7 million, or $1.30 diluted EPS • Results include $17.5 million gain on the termination of forward starting swaps, $3.3 million loss on commercial mortgage servicing rights held for sale and $3.5 million impairment on other real estate owned • Pre-tax, pre-provision earnings(1) of $33.2 million • GAAP ROAA of 1.66% and Adjusted ROAA(1) of 1.13% • Total loans inc ...

Midland States Bancorp, Inc. (NASDAQ:MSBI) Q4 2022 Earnings Conference Call January 27, 2022 8:30 AM ET Company Participants Tony Rossi - IR, Financial Profiles, Inc. Jeffrey Ludwig - President & CEO Eric Lemke - CFO Conference Call Participants Jeff Rulis - D.A. Davidson & Co. Damon DelMonte - Keefe, Bruyette & Woods North America Nathan Race - Piper Sandler Operator Good day, and thank you for standing by. Welcome to the Q4 2022 Midland States Bancorp Earnings Conference Call. At this time, all participan ...

Midland States Bancorp, Inc. (NASDAQ:MSBI) Q3 2022 Earnings Conference Call October 21, 2022 8:30 AM ET Company Participants Tony Rossi - Investor Relations, Financial Profiles, Inc. Jeffrey Ludwig - President and Chief Executive Officer Eric Lemke - Chief Financial Officer Conference Call Participants Terry McEvoy - Stephens Inc. Nathan Race - Piper Sandler Companies Damon DelMonte - Keefe, Bruyette & Woods, Inc. Manuel Navas - D.A. Davidson & Co. Operator Good day, and thank you for standing by. Welcome t ...

Midland States Bancorp, Inc. NASDAQ: MSBI 1 Third Quarter 2022 Earnings Call Forward-Looking Statements. This presentation may contain forward-looking statements within the meaning of the federal securities laws. Forward-looking statements expressing management's current expectations, forecasts of future events or long-term goals may be based upon beliefs, expectations and assumptions of Midland's management, and are generally identifiable by the use of words such as "believe," "expect," "anticipate," "plan ...

Midland States Bancorp, Inc. (NASDAQ:MSBI) Q2 2022 Earnings Conference Call July 29, 2022 8:30 AM ET Company Participants Tony Rossi - Financial Profiles, IR Jeff Ludwig - President and CEO Eric Lemke ??? CFO Conference Call Participants Clark Wright - D.A. Davidson Damon DelMonte - KBW Terry McEvoy - Stephens Inc. Nathan Race - Piper Sandler Manuel Navas - D.A. Davidson Operator Good day, and thank you for standing by. Welcome to the Q2 2022 Midland States Bancorp, Inc. Earnings Conference Call. [Operator ...

Midland States Bancorp, Inc. NASDAQ: MSBI 1 Second Quarter 2022 Earnings Call Forward-Looking Statements. This presentation may contain forward-looking statements within the meaning of the federal securities laws. Forward-looking statements expressing management's current expectations, forecasts of future events or long-term goals may be based upon beliefs, expectations and assumptions of Midland's management, and are generally identifiable by the use of words such as "believe," "expect," "anticipate," "pla ...