UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36174 NMI Holdings, Inc. (Exact name of registrant as specified in its charter) ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 x For the fiscal year ended December 31, 2018 (State or other jurisdiction of incorporation or organi ...

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NMI Holdings, Inc. (NASDAQ:NMIH) Q4 2018 Earnings Conference Call February 12, 2019 5:00 PM ET Company Participants John Swenson ??? Vice President-Investor Relations and Treasury Brad Shuster ??? Executive Chairman Claudia Merkle ??? Chief Executive Officer Adam Pollitzer ??? Chief Financial Officer Conference Call Participants Rick Shane ??? JP Morgan Bose George ??? KBW Ryan Aceto ??? B. Riley Jack Micenko ??? SIG Chris Gamaitoni ??? Compass Point Phil Stefano ??? Deutsche Bank Operator Good day, ladies ...