INDEX TO FINANCIAL STATEMENTS The accompanying notes are an integral part of these consolidated financial statements. 2 The Bank of N.T. Butterfield & Son Limited Consolidated Statements of Operations (unaudited) (In thousands of US dollars, except per share data) 3 | | Three months ended | | | --- | --- | --- | | | March 31, 2024 | March 31, 2023 | | Non-interest income | | | | Asset management | 8,842 | 7,938 | | Banking | 14,259 | 13,600 | | Foreign exchange revenue | 13,192 | 10,712 | | Trust | 15,044 | ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR (Jurisdiction of incorporation or organization) 65 Front Street, Hamilton, HM 12 Bermuda (A ...

The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Q4 2023 Earnings Conference Call February 13, 2024 10:00 AM ET Company Participants Noah Fields - Head of IR Michael Collins - Chairman and CEO Craig Bridgewater - CFO Michael Schrum - President and CRO Conference Call Participants Andrew Stimpson - KBW David Feaster - Raymond James Alex Twerdahl - Piper Sandler Timur Braziler - Wells Fargo Operator Good morning. My name is Nihugi and I will be your conference operator today. At this time, I would like t ...

Butterfield Reports Fourth Quarter and Full Year 2023 Results Financial highlights for the fourth quarter of 2023: Financial highlights for the full year 2023: Hamilton, Bermuda - February 12, 2024: The Bank of N.T. Butterfield & Son Limited ("Butterfield" or the "Bank") (BSX: NTB.BH; NYSE: NTB) today announced financial results for the quarter and year ended December 31, 2023. Net income for the year ended December 31, 2023 was $225.5 million, or $4.58 per diluted common share, compared to $214.0 million, ...

The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Q3 2023 Earnings Call Transcript October 25, 2023 10:00 AM ET Company Participants Noah Fields - Head of Investor Relations Michael Collins - Chairman and Chief Executive Officer Craig Bridgewater - Chief Financial Officer Michael Schrum - President and Chief Risk Officer Conference Call Participants David Feaster - Raymond James Michael Perito - KBW Alex Twerdahl - Piper Sandler Operator Good morning. My name is Andrea, and I will be your conference ope ...

Group Chief Financial Officer Presenters Agenda | --- | --- | --- | |------------------------------------------------|-------|-------| | Third Quarter 2023 | | | | The Bank of N.T. Butterfield & Son | | | | Limited Earnings Presentation October 25, 2023 | | | Forward-Looking Statements Certain of the statements made in this release are forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements with respect to our ...

INDEX TO FINANCIAL STATEMENTS Unaudited Consolidated Financial Statements Page Consolidated Balance Sheets (unaudited) as of September 30, 2023 and December 31, 2022 2 Consolidated Statements of Operations (unaudited) for the Three and Nine Months Ended September 30, 2023 and 2022 3 Consolidated Statements of Comprehensive Income (unaudited) for the Three and Nine Months Ended September 30, 2023 and 2022 4 Consolidated Statements of Changes in Shareholders' Equity (unaudited) for the Three and Nine Months E ...

Capital and Risk Management Pillar 3 Disclosures for the six-month period ended June 30, 2023 | Contents | | Page | | --- | --- | --- | | 1. | Overview | 3 | | 1.1. | Background | | | 1.2. | Basis of disclosures | | | 1.3. | Scope of applications | | | 1.4. | Location and verification | | | 2. | Risk Management Objectives and Policies | 5 | | 2.1. | Risk governance | | | 2.2. | Risk management | | | 3. | Prudential Metrics | 7 | | 4. | Capital Adequacy | 9 | | 4.1. | Capital management | | | 4.2. | Regulato ...

The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Q2 2023 Earnings Conference Call August 1, 2023 10:00 AM ET Company Participants Noah Fields - Vice President, Investor Relations Michael Collins - Chairman & Chief Executive Officer Craig Bridgewater - Chief Financial Officer Michael Schrum - President & Chief Risk Officer Conference Call Participants Eric Spector - Raymond James Timur Braziler - Wells Fargo Michael Perito - KBW Alex Twerdahl - Piper Sandler Operator Good morning. My name is Nicky and I ...

24 • Bank of Hawaii Corporation (BOH) • Wintrust Financial Corporation (WTFC) Forward-Looking Statements Certain of the statements made in this release are forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements with respect to our beliefs, plans, objectives, goals, expectations, anticipations, assumptions estimates, intentions, and future performance, including, without limitation, our intention to make share ...