24 • Bank of Hawaii Corporation (BOH) • Wintrust Financial Corporation (WTFC) Forward-Looking Statements Certain of the statements made in this release are forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements include statements with respect to our beliefs, plans, objectives, goals, expectations, anticipations, assumptions estimates, intentions, and future performance, including, without limitation, our intention to make share ...

The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Q1 2023 Earnings Conference Call April 25, 2023 10:00 AM ET Company Participants Noah Fields - Head of Investor Relations Michael Collins - Chairman and Chief Executive Officer Craig Bridgewater - Group Chief Financial Officer Michael Schrum - President and Group Chief Risk Officer Conference Call Participants Justin Crowley - Piper Sandler Eric Spector - Raymond James Operator Good morning. My name is Nick, and I will be your conference operator today. ...

INDEX TO FINANCIAL STATEMENTS Unaudited Consolidated Financial Statements Page Consolidated Balance Sheets (unaudited) as of March 31, 2023 and December 31, 2022 2 Consolidated Statements of Operations (unaudited) for the Three Months Ended March 31, 2023 and 2022 3 Consolidated Statements of Comprehensive Income (unaudited) for the Three Months Ended March 31, 2023 and 2022 4 Consolidated Statements of Changes in Shareholders' Equity (unaudited) for the Three Months Ended March 31, 2023 and 2022 5 Consolid ...

Capital and Risk Management Pillar 3 Disclosures for the six-month period ended December 31, 2022 | Contents | | Page | | --- | --- | --- | | 1. | Overview | 3 | | 1.1. | Background | | | 1.2. | Basis of disclosures | | | 1.3. | Scope of applications | | | 1.4. | Location and verification | | | 2. | Risk Management Objectives and Policies | 5 | | 2.1. | Risk governance | | | 2.2. | Risk management | | | 3. | Prudential Metrics | 7 | | 4. | Capital Adequacy | 9 | | 4.1. | Capital management | | | 4.2. | Regu ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 19 ...

The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Q4 2022 Results Conference Call February 14, 2023 10:00 AM ET Company Participants Noah Fields - Head, IR Michael Collins - Chairman and CEO Craig Bridgewater - Group CFO Michael Schrum - President and Group Chief Risk Officer Conference Call Participants Alex Twerdahl - Piper Sandler Timur Braziler - Wells Fargo Securities David Feaster - Raymond James Tim Switzer - KBW Operator Good morning. My name is Dave, and I will be your conference operator today ...

The Bank of N.T. Butterfield & Son Limited (NYSE:NTB) Q3 2022 Earnings Conference Call November 1, 2022 10:00 AM ET Corporate Participants Noah Fields - Vice President, Investor Relations Michael Collins - Chairman and Chief Executive Officer Craig Bridgewater - Group Chief Financial Officer Michael Schrum - President and Group Chief Risk Officer Conference Call Participants Timur Braziler - Wells Fargo Will Nance - Goldman Sachs Michael Perito - KBW David Feaster - Raymond James Operator Good morning, ever ...

| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |-------|------------------------------------------------------------------------------------------------------|-------|-------|-------|-------|-------|-------|-------|-------| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Third Quarter 2022 Earnings Presentation The Bank of N.T. Butterfield & Son Limited November 1, 2022 | | | | | | | | | | | | | | | | | | | | 合 ノ 三 号 Forward-Looking Statements Forward-Looking Statements: ...

INDEX TO FINANCIAL STATEMENTS 2 The Bank of N.T. Butterfield & Son Limited Consolidated Statements of Operations (unaudited) (In thousands of US dollars, except per share data) | | Three months ended | | Nine months ended | | | --- | --- | --- | --- | --- | | | | September 30, 2022 September 30, 2021 September 30, 2022 September 30, 2021 | | | | Non-interest income | | | | | | Asset management | 7,413 | 7,431 | 22,294 | 22,293 | | Banking | 14,051 | 12,603 | 39,647 | 36,549 | | Foreign exchange revenue | 11 ...

Capital and Risk Management Pillar 3 Disclosures for the period ended June 30, 2022 | Contents | | Page | | --- | --- | --- | | 1. | Overview | 3 | | 1.1. | Background | | | 1.2. | Basis of disclosures | | | 1.3. | Scope of applications | | | 1.4. | Location and verification | | | 2. | Risk Management Objectives and Policies | 5 | | 2.1. | Risk governance | | | 2.2. | Risk management | | | 3. | Prudential Metrics | 7 | | 4. | Capital Adequacy | 9 | | 4.1. | Capital management | | | 4.2. | Regulatory capital ...