Company Participants Conference Call Participants Operator All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session. Instructions will be given at that time. Good morning, and thank you for joining us. We are pleased to report our fourth quarter and year-end results. 2023 was an outstanding year with record levels of loans, customer deposits, assets, and stockholdersâ equity. For the first time, commercial loan balances exce ...

$8.2 $8.3 $7.1 $8.2 $7.7 $10.0 3Q22 4Q22 1Q23 2Q23 3Q23 4Q23 23 | --- | --- | --- | --- | --- | --- | |-------------------------------|-----------|-----------|-----------|-----------|----------| | CET1 Capital | $1,174.2 | $1,124.6 | $1,086.6 | $1,063.9 | $1,037.4 | | CET1 Capital Ratio | 14.12% | 14.06% | 14.03% | 14.07% | 13.64% | | Tier 1 Capital | $1,174.2 | $1,124.6 | $1,086.6 | $1,063.9 | $1,037.4 | | Tier 1 Capital Ratio | 14.12% | 14.06% | 14.03% | 14.07% | 13.64% | | Total Capital $1,278.5 | | $1,2 ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ______________ Commission File Number: 001-12647 OFG Bancorp (Exact name of registrant as specified in its charter) Commonwealth of Puer ...

OFG Bancorp (NYSE:OFG) Q3 2023 Results Conference Call October 20, 2023 10:00 AM ET Jose Rafael Fernandez - CEO Maritza Arizmendi - CFO Conference Call Participants Operator Good morning. Thank you for joining OFG Bancorp's Conference Call. My name is James, I will be your operator today. Our speakers are Jose Rafael Fernandez, Chief Executive Officer and Vice Chair of the Board of Directors; and Maritza Arizmendi, Chief Financial Officer. A presentation accompanies today's remarks. It can be found on the h ...

The information included in this document contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on management's current expectations and involve certain risks and uncertainties that may cause actual results to differ materially from those expressed in the forward-looking statements. In addition to our financial information presented in accordance with GAAP, management uses certain "non-GAAP financial measures" withi ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ______________ Commission File Number: 001-12647 OFG Bancorp (Exact name of registrant as specified in its charter) Commonwealth of Puerto Ri ...

OFG Bancorp (NYSE:OFG) Q2 2023 Earnings Conference Call July 20, 2023 10:00 AM ET Company Participants Jose Rafael Fernandez - President and CEO Maritza Arizmendi - CFO Conference Call Participants Timur Braziler - Wells Fargo Securities Brett Rabatin - Hovde Group Alex Twerdahl - Piper Sandler Kelly Motta - KBW Bernard Horn - Polaris Capital Management Operator Good morning. Thank you for joining OFG Bancorp's Conference Call. My name is Chelsea, and I will be your operator today. Our speakers are Jose Raf ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______________ to ______________ Commission File Number: 001-12647 OFG Bancorp (Exact name of registrant as specified in its charter) Commonwealth of Puerto R ...

Forward Looking Statements Factors that might cause such a difference include but are not limited to (i) general business and economic conditions, including changes in interest rates; (ii) cybersecurity breaches; (iii) hurricanes, earthquakes and other natural disasters; (iv) competition in the financial services industry; and (v) the severity, magnitude and duration of the COVID-19 pandemic, and its impact on our operations, personnel, and customers. In addition to our financial information presented in ac ...

OFG Bancorp (NYSE:OFG) Q1 2023 Earnings Conference Call April 20, 2023 10:00 AM ET Company Participants Conference Call Participants Operator A presentation accompanies todayÂ's remarks. It can be found on our Investor Relations website on the home page in the WhatÂ's New box or on the Quarterly Results page. All lines have been placed on mute to prevent background noise. After the speakersÂ' remarks, there will be a question-and-answer session. Instructions will be given at that time. José Rafael Fernández ...