Core Insights - Oxbridge Re Holdings Limited has reported significant developments in its tokenized reinsurance market, highlighting strategic partnerships and innovative offerings that position the company for growth [2][3]. Financial Performance - For the quarter ended June 30, 2025, net premiums earned increased to $582,000 from $564,000 in the same quarter of 2024, while for the six-month period, it rose to $1.18 million from $1.11 million [6]. - The net loss for the quarter was $1.87 million, or ($0.25) per share, compared to a net loss of $821,000, or ($0.14) per share, for the same quarter in 2024 [7]. - Total expenses for the quarter increased to $3.61 million from $628,000 in the prior year, primarily due to losses from Hurricane Milton and increased operational costs [8]. Strategic Developments - The company has formed a strategic partnership with the Midnight Foundation to enhance its blockchain-enabled RWA offerings, building on a previous MOU with Plume [3]. - SurancePlus has launched new tokenized reinsurance products targeting a 20% and 42% annual return, tapping into the $750 billion reinsurance market [4]. Market Engagement - Oxbridge has actively participated in major blockchain and RWA events globally, enhancing its visibility and industry relationships [5]. Financial Ratios - The loss ratio for the quarter increased to 394% and 194.8% for the six-month period, attributed to significant losses from Hurricane Milton [10]. - The acquisition cost ratio remained stable at 11.0% for both the quarter and six-month periods [11]. - The expense ratio rose to 227% for the quarter and 160.7% for the six-month period, reflecting increased operational costs [12]. - The combined ratio surged to 621% for the quarter and 355.5% for the six-month period, indicating deteriorating underwriting performance [13].

Company Overview - Oxbridge Re Holdings Limited (NASDAQ: OXBR) is engaged in the business of tokenized Real-World Assets (RWAs), specifically in the form of tokenized reinsurance securities and reinsurance business solutions for property and casualty insurers [1][3]. - The company is headquartered in the Cayman Islands and operates through its subsidiaries, including SurancePlus Inc, Oxbridge Re NS, and Oxbridge Reinsurance Limited [3]. Upcoming Conference Call - The company plans to hold a conference call on August 14, 2025, at 4:30 p.m. Eastern time to discuss its financial results for the second quarter ending June 30, 2025 [1]. - Financial results will be released in a press release after the market closes on the same day [1]. Reinsurance Solutions - Oxbridge Re provides property and casualty reinsurance through its licensed reinsurers, Oxbridge Reinsurance Limited and Oxbridge Re NS, primarily to insurance businesses in the Gulf Coast region of the United States [4]. - The company's subsidiary, SurancePlus Inc., has developed the first "on-chain" reinsurance RWA, which allows for the digitization of interests in reinsurance contracts, making reinsurance more accessible as an alternative investment for both U.S. and non-U.S. investors [5].

Core Viewpoint - Oxbridge Re Holdings Limited is participating in Rare Evo 2025, a significant blockchain convention aimed at promoting decentralized innovation and interoperability in the blockchain space [1][2]. Company Overview - Oxbridge Re Holdings Limited, headquartered in the Cayman Islands, specializes in tokenizing reinsurance securities as Real-World Assets (RWAs) and offers reinsurance business solutions to property and casualty insurers through its subsidiaries [4][6]. - The company’s subsidiary, SurancePlus, has developed the first "on chain" reinsurance RWA sponsored by a publicly traded company, democratizing access to reinsurance as an alternative investment for both U.S. and non-U.S. investors [6]. Event Participation - At Rare Evo, the Oxbridge and SurancePlus team will engage with a diverse network of blockchain and financial market participants to showcase their tokenized reinsurance securities and discuss their partnership with Midnight, a privacy-focused blockchain [3][4]. - The event is expected to facilitate collaboration across ecosystems and bridge the gap between Web2 and Web3, with hundreds of exhibitors and industry leaders in attendance [2].

Core Insights - Oxbridge Re Holdings Limited is participating in the Ethereum Community Conference (EthCC) in Cannes, France, from June 30 to July 3, 2025, focusing on decentralized finance and tokenized assets [1][2] - CEO Jay Madhu will speak at the Gamma Prime Investor Forum, highlighting institutional-grade opportunities in the Real-World Asset (RWA) space [2] - Oxbridge Re specializes in tokenized reinsurance securities and offers business solutions to property and casualty insurers through its subsidiaries [3][4] Company Overview - Oxbridge Re Holdings Limited is headquartered in the Cayman Islands and trades on NASDAQ under the ticker OXBR [3] - The company provides tokenized RWAs as reinsurance securities and solutions to insurers, leveraging its subsidiaries SurancePlus Inc., Oxbridge Re NS, and Oxbridge Reinsurance Limited [3][4] - SurancePlus has developed the first "on chain" reinsurance RWA, democratizing access to reinsurance as an alternative investment for both U.S. and non-U.S. investors [5] Industry Context - The Ethereum Community Conference serves as a platform for blockchain builders, institutional investors, and capital allocators to explore advancements in decentralized finance and tokenized assets [1] - Gamma Prime, the investment platform hosting the forum, manages over $3.6 billion in assets under management (AUM) and has onboarded $460 million in investors, offering access to alternative investments including digital assets and RWAs [6]

Core Insights - Oxbridge Re Holdings Limited is undergoing a strategic business review to enhance shareholder value, focusing on its subsidiary SurancePlus and potential initiatives in the Web3 space [1][2][3] Company Overview - Oxbridge Re Holdings Limited, listed on Nasdaq, specializes in digitizing reinsurance securities as tokenized real-world assets (RWAs) and provides reinsurance solutions to property and casualty insurers through its subsidiaries [4] - The company operates licensed reinsurers in the Gulf Coast region of the United States, facilitating property and casualty reinsurance purchases [5] Strategic Initiatives - The company is exploring various strategic initiatives, including a potential carve-out and Nasdaq listing for its subsidiary SurancePlus, as well as financing transactions to support a digital asset treasury initiative and related M&A opportunities [2][3] - The CEO of Oxbridge views these initiatives as transformative, potentially unlocking significant value for shareholders and positioning both Oxbridge and SurancePlus for accelerated growth [3] SurancePlus Developments - SurancePlus has developed the first "on chain" reinsurance RWA, democratizing access to reinsurance as an alternative investment for both U.S. and non-U.S. investors [6]

Core Insights - Oxbridge Re Holdings Limited, along with its subsidiary SurancePlus, is focused on the tokenization of Real-World Assets (RWAs), starting with tokenized reinsurance securities and providing reinsurance solutions to property and casualty insurers in the Gulf Coast region of the United States [1][10] Group 1: Events and Participation - The company will participate in Yield Day NYC and Permissionless IV, two significant events aimed at promoting RWA innovation and institutional adoption in decentralized finance [2][3] - SurancePlus will be a featured sponsor and speaker at Yield Day NYC, participating in a panel titled "The Dividend Layer of DeFi" [2] - The team will be present at Permissionless IV, which is one of the largest global gatherings for developers and blockchain innovators, focusing on institutional adoption and real-world applications of on-chain finance [3] Group 2: Strategic Partnerships - A new partnership has been established between SurancePlus and Midnight, a privacy-first blockchain, enhancing the infrastructure for secure and compliant RWA tokenization [5] - This collaboration aims to provide privacy-enabled, audit-grade RWA tokenization, setting a new standard for secure and transparent capital flows [5] Group 3: Product Offerings - Oxbridge's tokenized reinsurance offerings, EtaCat Re and ZetaCat Re, will be showcased at the events, with the team engaging with potential collaborators for new strategic opportunities [4][6] - SurancePlus has developed the first "on-chain" reinsurance RWA, democratizing access to reinsurance as an alternative investment for both U.S. and non-U.S. investors [12]

Core Viewpoint - Oxbridge Re Holdings Limited has announced a strategic partnership with the Midnight Foundation to enhance the tokenization of Real-World Assets (RWAs) through privacy-focused blockchain technology [2][4][9]. Company Overview - Oxbridge Re Holdings Limited, listed on Nasdaq as OXBR, specializes in tokenized RWAs and provides reinsurance solutions to property and casualty insurers, particularly in the Gulf Coast region of the United States [1][12]. - SurancePlus, a subsidiary of Oxbridge, is focused on the development of on-chain reinsurance RWAs, democratizing access to reinsurance as an alternative investment for both U.S. and international investors [14]. Partnership Details - The partnership with the Midnight Foundation aims to integrate SurancePlus's tokenized reinsurance securities with the Midnight blockchain, which utilizes zero-knowledge proofs for enhanced privacy and compliance [4][10]. - This collaboration is expected to create a new standard for compliant decentralized finance by balancing transparency with confidentiality in institutional-grade financial products [9][10]. Technological Advancements - Midnight's blockchain is designed to support programmable privacy, allowing organizations to disclose sensitive data selectively while adhering to regulatory requirements [3][12]. - The integration of Midnight's zero-knowledge architecture will enable SurancePlus to meet regulatory and institutional reporting requirements while ensuring transactional confidentiality [10][12]. Strategic Implications - The partnership represents a significant evolution in blockchain-based reinsurance finance, positioning SurancePlus at the forefront of high-yield, confidential RWAs [4][5]. - The collaboration aligns with the mission of both organizations to enable private, compliant applications of blockchain technology, enhancing the future of confidential financial instruments [8][9].

Core Insights - Oxbridge Re Holdings Limited, along with its subsidiary SurancePlus, is focused on the tokenization of Real-World Assets (RWAs), specifically in the area of tokenized reinsurance securities and providing reinsurance solutions to property and casualty insurers in the Gulf Coast region of the United States [1][6][7] - The company is participating in Money20/20 Europe 2025, a significant event in the blockchain and digital assets space, which will take place from June 3-5, 2025, in Amsterdam [1][2] - Oxbridge aims to democratize access to high-yield institutional-grade reinsurance investment opportunities through discussions with existing and new partners during the event [3][4] Company Overview - Oxbridge Re Holdings Limited is headquartered in the Cayman Islands and operates through subsidiaries including SurancePlus Inc., Oxbridge Re NS, and Oxbridge Reinsurance Limited [6] - The company offers tokenized RWAs as tokenized reinsurance securities and provides reinsurance business solutions to property and casualty insurers [6][8] - SurancePlus has developed the first "on-chain" reinsurance RWA sponsored by a publicly traded company, allowing for digitized interests in reinsurance contracts [8] Investment Opportunities - The company is promoting two specific tokenized reinsurance offerings: EtaCat Re, which targets a 20% annual return, and ZetaCat Re, which targets a 42% annual return [9]

Core Insights - Oxbridge Re Holdings Limited, through its subsidiary SurancePlus, is focused on the tokenization of Real-World Assets (RWAs), specifically in the reinsurance sector, targeting property and casualty insurers in the Gulf Coast region of the United States [1][5][6] - The CEO, Jay Madhu, will present at the "2025 Virtual Tech Conference" on June 3rd, highlighting the integration of traditional insurance with Web3 and blockchain technology [1][4] - SurancePlus has developed the first "on-chain" reinsurance RWA, democratizing access to reinsurance investments for both U.S. and non-U.S. investors [7][9] Company Overview - Oxbridge Re Holdings Limited is headquartered in the Cayman Islands and operates through subsidiaries including SurancePlus Inc., Oxbridge Re NS, and Oxbridge Reinsurance Limited [5] - The company offers tokenized reinsurance securities and business solutions to property and casualty insurers [5][6] Industry Context - The 2025 Virtual Tech Conference will explore technological advancements across various sectors, including the use of Quantum Computing and Artificial Intelligence (AI) by emerging growth companies [4] - The reinsurance market is being modernized through blockchain technology, making it more accessible to a broader range of global investors [9]

Financial Data and Key Metrics Changes - Total revenues for Q1 2025 reached $692,000, a significant increase from negative $125,000 in Q1 2024 [12] - Investment income rose to $79,000 from $62,000 in the prior year [11] - The net loss for Q1 2025 was $459,000, or $0.02 per share, compared to a net loss of $95,000, or $0.15 per share in Q1 2024 [12] - Cash and cash equivalents increased by 62.8% to $9.6 million from $5.9 million as of December 2024 [16] Business Line Data and Key Metrics Changes - The loss ratio remained consistent at 0% for Q1 2025 compared to Q1 2024 [13] - The acquisition cost ratio was stable at 10.9 cents for Q1 2025 [14] - The expense ratio decreased from 99.8% in Q1 2024 to 95.8% in Q1 2025, attributed to higher net premiums earned [14][15] - The combined ratio also improved from 99.8% in Q1 2024 to 95.8% in Q1 2025 [15] Market Data and Key Metrics Changes - The company is focusing on the RWA Web3 sector, aiming to position itself as a prominent player in this market [9] - The tokenized asset market is projected to reach $30 trillion by 2034, indicating significant growth potential [23] Company Strategy and Development Direction - The company aims to diversify its business through Assurance Plus, which focuses on tokenizing reinsurance contracts [8] - The establishment of Assurance Plus was achieved without incurring new debt, reflecting an efficient approach to diversification [8] - The company is exploring strategic alternatives for its Web3 division, including potential sales, mergers, or continuing as a publicly traded entity [19] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism regarding the long-term outlook of the core reinsurance business alongside the integration of Assurance Plus [9] - The company is actively participating in global tokenization events to strengthen business relationships and explore collaborative opportunities [18] - Management noted that the reinsurance market remains solid, with premiums showing positive trends [38] Other Important Information - The company has initiated a strategic review process to explore various strategic alternatives for its operations [19] - A memorandum of understanding was signed with Plume, a leading blockchain platform, to enhance distribution channels for tokenized offerings [20] Q&A Session Summary Question: How is the marketing going on for the tokenized securities? - Management indicated that marketing efforts are progressing well, focusing on outreach and building relationships in the RWA space [27] Question: What should investors look for in the next three to six months regarding tokenization? - Management suggested that progress is being made, particularly with the upcoming token launches targeting different investor preferences [34] Question: How does the company view the overall health of the reinsurance market? - Management noted that premiums are solid, and recent changes in Florida's underwriting regulations are favorable for the business [38]