UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission File Number: 1-36346 OXBRIDGE RE HOLDINGS LIMITED (Exact name of registrant as specified in its charter) | Cayman Islands ...

Oxbridge Re Holdings Limited (NASDAQ:OXBR) Q2 2023 Results Conference Call August 14, 2023 4:30 PM ET Company Participants Jay Madhu - Chairman, President and CEO Wrendon Timothy - CFO and Corporate Secretary Conference Call Participants Kent Engelke - Capitol Securities Management Operator Good afternoon, welcome to Oxbridge Re’s Second Quarter 2023 Earnings Call. My name is Chloe and I will be your conference operator this afternoon. [Operator Instructions] Joining us for today’s presentation is Oxbridge ...

Business Operations - Oxbridge Re Holdings Limited focuses on fully collateralized reinsurance contracts primarily for property and casualty insurance companies in the Gulf Coast region, especially Florida [151]. - During the six-month period ending June 30, 2023, SurancePlus Inc. entered into subscription agreements for the sale of its Series DeltaCat Re tokens, representing fractionalized interest in reinsurance contracts [175]. - The business combination with Jet Token Inc. was completed on August 10, 2023, enabling Jet to continue its growth strategy of AI software development and fleet expansion [165]. Financial Performance - Total revenue for the three months ended June 30, 2023, was $691,000, an increase of 37.5% compared to $503,000 for the same period in 2022 [181]. - Net premiums earned for the six months ended June 30, 2023, decreased to $183,000 from $404,000 for the same period in 2022, representing a decline of 54.7% [184]. - General and administrative expenses for the six months ended June 30, 2023, increased to $1.1 million, up from $728,000 in the same period in 2022, reflecting a rise of 50.9% [188]. - The combined ratio for the six months ended June 30, 2023, increased to 601.6% from 191.1% in the same period in 2022, indicating a significant decline in underwriting performance [195]. - Net loss for the quarter ended June 30, 2023, was $85,000, compared to a net income of $77,000 for the same period in 2022 [181]. Cash and Investments - As of June 30, 2023, restricted cash and cash equivalents decreased by $2.35 million, or 86%, to $0.37 million from $2.72 million as of December 31, 2022 [195]. - Total investments increased by $81,000, or 13%, to $723,000 as of June 30, 2023, from $642,000 as of December 31, 2022 [196]. - Other investments increased by $505,000 to $11.93 million from $11.42 million at December 31, 2022, due to fair value changes [197]. - Net cash used in operating activities for the six months ended June 30, 2023, totaled $1,614,000, compared to $475,000 for the same period in 2022 [206]. - Notes payable to noteholders decreased by $46,000 to $118,000 as of June 30, 2023, from $216,000 at December 31, 2022 [198]. Reserves and Losses - As of June 30, 2023, the company had no reserves for loss and loss adjustment expenses due to no significant events occurring during the year and no reported claims on contracts in force [221]. - The reserves for losses and loss adjustment expenses are based on claims reported by ceding insurers and independent actuary assistance, representing management's best estimate of ultimate settlement costs [218]. - The company believes its loss reserves are adequate, but acknowledges the uncertainty in predicting future events, which could lead to material differences in required settlement amounts [219]. - Under GAAP, the company cannot establish loss reserves until an actual loss event occurs, limiting reserves to losses incurred up to the reporting date [220]. - The company's reserving methodology involves arriving at a specific point estimate for expected losses on a contract-by-contract basis due to the low frequency and high severity nature of claims [222]. Revenue Recognition - The company records premium revenue as earned pro-rata over the terms of reinsurance agreements, with unearned premiums recorded as a reserve [215]. - The company assesses reinsurance contracts for risk transfer, which is critical for reporting premiums written; if insufficient risk is transferred, the contract is accounted for as a deposit liability [217]. Investment Valuation - The fair value of investments is based on the last traded price, with indirect investments evaluated by independent valuation experts using observable and unobservable inputs [214]. - The determination of what constitutes "observable" data requires significant judgment by the company's investment custodians and management [214].

Oxbridge Re Holdings Limited (NASDAQ:OXBR) Q1 2023 Earnings Conference Call May 12, 2023 4:30 PM ET Company Participants Wrendon Timothy - Chief Financial Officer & Corporate Secretary Jay Madhu - Chairman, President & Chief Executive Officer Conference Call Participants Kent Engelke - Capitol Securities Operator Good afternoon and welcome to Oxbridge Re's First Quarter 2023 Earnings Call. My name is Camilla and I will be your conference operator this afternoon. At this time, all participants are in a liste ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. (Mark One) Yes ☒ No ☐ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECUR ...

Oxbridge Re Holdings Ltd (NASDAQ:OXBR) Q4 2022 Earnings Conference Call March 30, 2023 4:30 PM ET Company Participants Wrendon Timothy - CFO and Corporate Secretary Jay Madhu - Chairman, President & CEO Conference Call Participants Kent Engelke - Capitol Securities Operator Good afternoon. Welcome to Oxbridge Re's Fourth Quarter and Year-End 2022 Earnings Call. My name is Joe, and I will be your conference operator this afternoon. At this time, all participants will be in listen-only mode. Joining us for ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For The Transition Period From ________ To ________ Commission File Number 1-36346 OXBRIDGE RE HOLDINGS LIMITED (Exact name of registrant as specified in its charter) Cayman Islands 98-1150254 (State or ot ...

Oxbridge Re Holdings Ltd (NASDAQ:OXBR) Q3 2022 Earnings Conference Call November 14, 2022 4:30 PM ET Company Participants Wrendon Timothy - CFO, Secretary & Director Sanjay Madhu - Chairman, President & CEO Conference Call Participants Kent Engelke - Capitol Securities Management Operator Good afternoon. Welcome to Oxbridge Re's Third Quarter 2022 Earnings Call. My name is Karen, and I will be your conference operator this afternoon. [Operator Instructions]. Joining us for today's presentation is Oxbridge R ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________ to __________ Commission File Number: 1-36346 OXBRIDGE RE HOLDINGS LIMITED (Exact name of registrant as specified in its charter) | Cayman Islands ...

Financial Data and Key Metrics Changes - Net premiums earned for the first six months of 2022 increased due to a higher weighted average rate on reinsurance contracts in force [13] - Total revenue declined to $505,000 for the first six months of 2022 compared to $1.1 million last year [14] - Net income for the three months ended June 30, 2022, was $77,000, down from $448,000 in 2021; for the first six months, a net loss of $310,000 was reported compared to net income of $476,000 [15] - The combined ratio increased to 191.1% for the first six months of 2022 compared to 157.3% last year, primarily due to higher general and administrative expenses [19] Business Line Data and Key Metrics Changes - The loss ratio remained at zero for both the first six months of 2022 and 2021, indicating no loss or loss adjustment expenses incurred [17] - The acquisition cost ratio remained stable at 10.9% for both periods, with a slight increase in the second quarter of 2022 [18] Market Data and Key Metrics Changes - The investment portfolio increased by $600,000 to $638,000 at June 30, 2022, from $577,000 at year-end, despite annualized losses due to volatile capital markets [20] - Cash and cash equivalents decreased to $4.6 million at June 30, 2022, compared to $5.4 million at December 31, 2021 [20] Company Strategy and Development Direction - The company aims to achieve long-term growth in book value per share by writing business selectively and opportunistically to generate attractive underwriting profits [8] - The investment in Oxbridge Acquisition Corp. focuses on disruptive technologies such as DeFi, blockchain, insurtech, artificial intelligence, and clean energy [10][22] - The company remains optimistic about the long-term prospects of its core reinsurance business and its investment in the SPAC [12] Management's Comments on Operating Environment and Future Outlook - Management noted that the negative impact of the COVID-19 pandemic is receding, but inflationary cost pressures and supply chain disruptions are affecting the broader economy [11] - The company is optimistic about the recovery of equity markets and its investment portfolio, which has shown signs of improvement [12] Other Important Information - The company remains debt-free and has a strong balance sheet with a solid cash position [22] - Management emphasized the importance of diversification in its business model to capitalize on growth opportunities [22] Q&A Session Summary Question: Update on SPAC closing timeline - Management indicated that they are in a solid position regarding the SPAC and have extensions available until May 2023 to finalize any deals [28][30] Question: Insights on investment opportunities outside SPAC and reinsurance - Management acknowledged seeing tremendous opportunities in various businesses and emphasized the importance of timing in evaluating these opportunities [33] Question: Concerns about insider selling - Management clarified that the individual mentioned is not an insider and that the company does not comment on other people's investments [41][42]