Core Insights - As of September 17, 2025, three stocks in the financial sector are identified as potentially overbought, which may concern momentum-focused investors [1][2]. Company Summaries - **PagSeguro Digital Ltd (PAGS)**: Reported net revenue of R$5.1 billion and recurring net income of R$565 million for Q2 2025. The stock has gained approximately 19% over the past month, with a 52-week high of $10.78. The RSI value is 82.4, indicating overbought conditions. The stock closed at $10.74, with a momentum score of 58.79 and a value score of 95.74 [7]. - **Credicorp Ltd (BAP)**: UBS analyst raised the price target from $257 to $318, maintaining a Buy rating. The stock has increased around 7% over the past month, reaching a 52-week high of $33.17. The RSI value is 71.7, and the stock closed at $270.79 [7]. - **Galaxy Digital Inc (GLXY)**: The stock gained approximately 3.4% to close at $31.83. The RSI value is 71.7, indicating it is nearing overbought territory [7].

Group 1 - Momentum investing focuses on "buying high and selling higher" rather than traditional strategies of "buying low and selling high" [1] - Fast-moving trending stocks can be risky if their valuations exceed future growth potential, leading to potential losses for investors [2] - Investing in bargain stocks that have recently shown price momentum can be a safer strategy, utilizing tools like the Zacks Momentum Style Score [3] Group 2 - PagSeguro Digital Ltd. (PAGS) has shown a price increase of 5.7% over the past four weeks, indicating growing investor interest [4] - PAGS has gained 6% over the past 12 weeks and has a beta of 1.56, suggesting it moves significantly faster than the market [5] - PAGS has a Momentum Score of A, indicating a favorable time to invest based on its momentum characteristics [6] Group 3 - PAGS has received a Zacks Rank 2 (Buy) due to upward revisions in earnings estimates, which attract more investor interest [7] - The stock is trading at a Price-to-Sales ratio of 0.91, indicating it is reasonably valued at 91 cents for each dollar of sales [7] - PAGS is positioned for significant growth potential while maintaining a fast pace [8] Group 4 - There are additional stocks that meet the criteria of the 'Fast-Paced Momentum at a Bargain' screen, suggesting further investment opportunities [8] - Zacks offers over 45 Premium Screens tailored to different investing styles, aiding in stock selection [9]

Core Insights - Investing in stocks based on valuation metrics, particularly the price-to-sales (P/S) ratio, can identify opportunities with strong upside potential, especially for unprofitable or early-stage companies [1][2][3] Valuation Metrics - The P/S ratio compares a company's market capitalization to its revenues, providing a clearer picture of value when earnings are minimal or volatile [2][5] - A P/S ratio below 1 indicates a good bargain, as investors pay less than a dollar for each dollar of revenue generated [6] - The P/S ratio is preferred over the price-to-earnings (P/E) ratio due to the difficulty of manipulating sales figures compared to earnings [7] Investment Opportunities - Companies like Oshkosh Corporation (OSK), EPAM Systems, Inc. (EPAM), Green Dot (GDOT), The Mosaic Company (MOS), and PagSeguro Digital (PAGS) have low P/S ratios and strong growth drivers, making them attractive for investors [4][10] - Each of these companies combines low P/S ratios with strong fundamentals such as innovation, cost control, or digital expansion [10] Company Profiles - **Oshkosh Corporation (OSK)**: Engaged in designing and manufacturing custom-built vehicles, with a focus on electrification and strategic acquisitions to enhance its market presence. Currently holds a Value Score of B and Zacks Rank 1 [12][13] - **EPAM Systems, Inc. (EPAM)**: Provides software engineering and IT consulting services, benefiting from digital transformation and strategic acquisitions. Holds a Value Score of B and Zacks Rank 2 [14][15] - **Green Dot (GDOT)**: A leader in prepaid cards and Banking-as-a-Service, with a strong balance sheet and significant cash reserves. Holds a Value Score of A and Zacks Rank 1 [16][17] - **The Mosaic Company (MOS)**: A major producer of phosphate and potash, benefiting from strong demand in agriculture and cost transformation efforts. Holds a Value Score of A and Zacks Rank 2 [18][20] - **PagSeguro Digital (PAGS)**: Offers a suite of financial solutions in Brazil, focusing on digital banking and sustainable growth. Holds a Value Score of A and Zacks Rank 2 [21][22]

Group 1 - The article discusses the Brazilian payment processor's business model, highlighting its interesting yet potentially maturing aspects [1] - The quarter revealed challenges in two areas of long-only investment, focusing on operational evaluations rather than market-driven dynamics [1] - The analysis emphasizes understanding long-term earnings power and competitive dynamics within the industry, advocating for a buy-and-hold strategy [1] Group 2 - The author has a beneficial long position in the shares of PAGS, indicating a personal investment interest [2] - The article expresses the author's opinions without any compensation from companies mentioned, ensuring an independent viewpoint [2] - There is a clear distinction that past performance does not guarantee future results, underscoring the importance of individual due diligence [3]

Core Viewpoint - PagSeguro, a Brazilian fintech and digital bank, is viewed as a good investment opportunity despite a recent stock sell-off, with strong growth potential and attractive valuation metrics [1][5]. Financial Performance - PagBank's revenue grew by 18% year over year, reaching 5.1 billion reals ($940 million), while profits increased by 7% to 537 million reals ($98.7 million) [3][4]. - Deposits increased by 9% in local currency, and the loan portfolio expanded by 11%, indicating solid growth in a challenging economic environment [4]. Market Valuation - PagSeguro has a market capitalization of $2.8 billion and reported a profit of $405 million over the last 12 months, resulting in a low P/E ratio of approximately 6.9, suggesting the stock is undervalued [5]. - The company offers a modest dividend yield of 1.5%, further enhancing its attractiveness as an investment [6].

Core Insights - PagSeguro Digital Ltd. reported quarterly earnings of $0.34 per share, exceeding the Zacks Consensus Estimate of $0.31 per share, and showing a slight increase from $0.32 per share a year ago, resulting in an earnings surprise of +9.68% [1] - The company posted revenues of $892.74 million for the quarter ended June 2025, which was below the Zacks Consensus Estimate by 0.66%, but an increase from $874.38 million year-over-year [2] - PagSeguro Digital's stock has increased approximately 50.8% since the beginning of the year, significantly outperforming the S&P 500's gain of 10% [3] Earnings Outlook - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The trend for estimate revisions prior to the earnings release was favorable, leading to a Zacks Rank 2 (Buy) for the stock, indicating expected outperformance in the near future [6] - Current consensus EPS estimate for the next quarter is $0.31 on revenues of $946.04 million, and for the current fiscal year, it is $1.29 on revenues of $3.66 billion [7] Industry Context - The Financial Transaction Services industry, to which PagSeguro Digital belongs, is currently ranked in the top 35% of over 250 Zacks industries, suggesting a favorable outlook for stocks in this sector [8] - The performance of PagSeguro Digital's stock may also be influenced by the overall industry outlook and trends in earnings estimate revisions [5]

Core Insights - Pagbank reported a net revenue of R$5.1 billion for 2Q25, marking an 18% growth excluding foreign exchange effects, driven by a 61% increase in the banking segment [1][2] - The company achieved a recurring net income of R$565 million (+4% y/y) and a reported net income of R$537 million (+7% y/y), with a return on equity (ROE) of 14.5% [1][3] - Total funding reached R$43 billion (+9% y/y), with deposits at R$37.2 billion (+9% y/y and +10% q/q) and an expanded loan portfolio of R$48 billion (+11% y/y) [3][4] Financial Performance - Gross profit totaled R$1.9 billion, reflecting a 7% year-over-year increase, within the guidance range [1] - Over the past 12 months, Pagbank allocated R$1.9 billion to dividends and share repurchases, with new dividend payments expected in the second half of the year [5] Strategic Outlook - The company maintains an optimistic outlook for the second half of the year, focusing on disciplined business execution and exploring new opportunities [4][6] - Pagbank serves 33 million clients and sees significant growth potential in transactional banking, particularly through Pix, deposits, and credit [6][9] Innovation and Technology - Pagbank is focused on building a comprehensive digital banking platform that simplifies financial management for clients through artificial intelligence and Open Finance [6][10]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of August 2025 Commission File Number: 001-38353 PagSeguro Digital Ltd. (Name of Registrant) Conyers Trust Company (Cayman) Limited, Cricket Square, Hutchins Drive, P.O. Box 2681, Grand Cayman, KY1-1111, Cayman Islands (Address of Principal Executive Office) Indicate by check mark whether the registrant fil ...

The market expects PagSeguro Digital Ltd. (PAGS) to deliver a year-over-year decline in earnings on higher revenues when it reports results for the quarter ended June 2025. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates. The stock might move higher if these key numbers top expectations in the upcoming earnings report. On the other hand, if t ...

Core Insights - Investing in stocks based on valuation metrics, particularly the price-to-sales (P/S) ratio, can identify opportunities with strong upside potential, especially for unprofitable or early-stage companies [1][2][3] Valuation Metrics - The P/S ratio compares a company's market capitalization to its revenues, providing a clearer picture of value when earnings are minimal or volatile [2][5] - A P/S ratio below 1 indicates a good bargain, as investors pay less than a dollar for each dollar of revenue generated [6] - The P/S ratio is preferred over the price-to-earnings (P/E) ratio due to the difficulty of manipulating sales figures compared to earnings [7] Investment Opportunities - Low P/S stocks can offer compelling opportunities for growth at a discount, especially when combined with strong fundamentals and positive business momentum [3][10] - Companies such as Janus Henderson Group plc (JHG), The Greenbrier Companies, Inc. (GBX), Precision Drilling (PDS), The Mosaic Company (MOS), and PagSeguro Digital (PAGS) have low P/S ratios and potential for higher returns [4][10] Company Profiles - **Janus Henderson Group plc (JHG)**: A global asset management firm with a strong balance sheet and positive net inflows, positioned for long-term value creation [13] - **The Greenbrier Companies, Inc. (GBX)**: A leading supplier in freight transportation markets, benefiting from strong market demand and a profitable leasing business [15] - **Precision Drilling (PDS)**: An oilfield services company with a positive outlook supported by U.S. drilling activity and strategic expansions [17] - **The Mosaic Company (MOS)**: A major producer of phosphate and potash, experiencing strong demand and improving cost structures [20] - **PagSeguro Digital (PAGS)**: A financial services provider in Brazil, enhancing its digital banking platform and focusing on sustainable growth [22]