Financial Performance - For the first three quarters of 2024, the company achieved an operating profit of RMB 113.82 billion, a year-on-year increase of 5.5%[5] - The net profit attributable to shareholders for the same period was RMB 119.18 billion, reflecting a significant year-on-year growth of 36.1%[3] - Total revenue for the first three quarters reached RMB 861.82 billion, marking an 8.7% increase compared to the previous year[3] - Operating profit attributable to shareholders for the nine months ended September 30, 2024, was RMB 82,701 million, an increase from RMB 80,310 million in the same period last year, representing a growth of 2.0%[8] - The total operating profit for the group, including minority interests, reached RMB 134,680 million, compared to RMB 128,556 million in the previous year, reflecting a year-on-year increase of 4.0%[8] - The group reported a net profit of RMB 140,054 million for the nine months ended September 30, 2024, up from RMB 108,111 million in the same period last year, marking a significant increase of 29.5%[8][9] - Total revenue for the nine months ended September 30, 2024, reached RMB 861,817 million, an increase of 8.7% compared to RMB 792,525 million in the same period of 2023[58] - Net profit for the nine months ended September 30, 2024, was RMB 140,054 million, representing a 29.5% increase from RMB 108,111 million in the same period of 2023[59] - Basic earnings per share attributable to ordinary shareholders of the parent company increased to RMB 6.73, up from RMB 4.94 in the same period of 2023, reflecting a growth of 36.3%[59] Customer Metrics - The number of individual customers reached 240.47 million, with a retention rate of 98.0%[1] - The number of individual customers reached 240.47 million as of September 30, 2024, representing a 3.8% increase from 231.57 million at the beginning of the year[11] - The average number of contracts per individual customer decreased slightly to 2.92 from 2.95, indicating a 1.0% decline[12] - The retention rate for clients with four or more contracts is 98.0%, significantly higher than the 87.2% retention rate for clients with only one contract, indicating improved customer loyalty[15][16] Business Segments - The new business value for life and health insurance reached RMB 35.16 billion, up 34.1% year-on-year, with agent channel new business value increasing by 31.6%[2] - The property insurance segment reported service revenue of RMB 246.02 billion, a 4.5% increase year-on-year, with an operating profit of RMB 13.99 billion, up 39.7%[2] - The group’s operating profit from life and health insurance business was RMB 85,083 million, while the property insurance business contributed RMB 13,987 million for the same period[8] - The property insurance segment achieved insurance service revenue of RMB 246.02 billion in the first three quarters of 2024, reflecting a 4.5% year-on-year growth, with operating profit increasing by 39.7% to RMB 13.99 billion[21][22] Investment Performance - The investment portfolio achieved an annualized comprehensive investment return of 5.0%, an increase of 1.3 percentage points year-on-year[2] - The investment return rate for life and health insurance businesses was locked at 4.5%, based on long-term investment return assumptions[10] - As of September 30, 2024, the company's insurance fund investment portfolio achieved an annualized comprehensive investment return of 5.0%, an increase of 1.3 percentage points year-on-year[23] - The scale of the insurance fund investment portfolio exceeded 5.32 trillion RMB, growing by 12.7% since the beginning of the year[23] Banking Performance - The bank's net profit for the first three quarters was RMB 39.73 billion, showing a slight increase of 0.2% year-on-year[2] - For the first three quarters of 2024, Ping An Bank reported operating income of 111.58 billion RMB, a decrease of 12.6% year-on-year[25] - Ping An Bank's net profit for the same period was 39.73 billion RMB, a slight increase of 0.2% year-on-year[27] - The non-performing loan ratio remained stable at 1.06% as of September 30, 2024[27] Shareholder Information - As of September 30, 2024, the total share capital of the company is 18,210,234,607 shares, with A-shares accounting for 10,762,657,695 shares and H-shares for 7,447,576,912 shares[38] - The total number of shareholders at the end of the reporting period is 825,539, with A-share shareholders accounting for 37.66% of the total shares held[39] - The top ten A-share shareholders hold a total of 6,857,076,165 shares, representing 37.66% of the total shareholding[39] - The core personnel shareholding plan has a total of 27,067,120 A-shares held, accounting for 0.149% of the company's total share capital[44] Long-term Service and Employee Plans - The company has implemented a long-term service plan with over 140,000 participants, funded by employee compensation amounts[40] - The core personnel shareholding plan has been extended until February 4, 2027, allowing for continued participation by key personnel[43] - The long-term service plan for 2023 involved 83,651 participants, acquiring 96,608,364 shares at a total cost of RMB 4,450,946,615.20, representing 0.528% of the total share capital[47] Cash Flow and Assets - The company's cash and cash equivalents increased to RMB 987,869 million as of September 30, 2024, up from RMB 804,077 million as of December 31, 2023[61] - The total assets as of September 30, 2024, amounted to RMB 12,533,736 million, an increase from RMB 11,583,417 million as of December 31, 2023[61] - The total liabilities as of September 30, 2024, amounted to RMB 11,254,145 million, an increase from RMB 10,354,453 million as of December 31, 2023, representing a growth of 8.7%[62] - The company's retained earnings increased to RMB 698,489 million as of September 30, 2024, compared to RMB 622,050 million as of December 31, 2023, marking a growth of 12.3%[62]

香港交易及結算所有限公司及香港聯合交易所有限公司對本聯合公告的內容概不負責，對其準 確性或完整性亦不發表任何聲明，並明確表示，概不對因本聯合公告全部或任何部分內容而產 生或因倚賴該等內容而引致的任何損失承擔任何責任。 本聯合公告僅供參考，並不構成收購、購買或認購陸金所證券的邀請或要約，亦並非在任何司 法管轄區徵集任何表決或批准。本聯合公告不得在任何司法管轄區發佈、刊載或派發，否則將 構成違反該司法管轄區的相關法律。 倘本聯合公告所提述陸金所要約在美國作出，則是由聯合要約人直接作出。本聯合公告所提述 由摩根士丹利代表聯合要約人作出的陸金所要約應據此詮釋。 （於中華人民共和國註冊成立之股份有限公司） 股份代號：2318（港幣櫃台） 及82318（人民幣櫃台） 安科技術有限公司 （於香港註冊成立的有限公司） 中國平安保險 海外（控股）有限公司 （於香港註冊成立的有限公司） 聯合公告 (1) 摩根士丹利為及代表聯合要約人作出強制性無條件現金要約 （由選擇陸金所特別股息觸發） (2) 有關所有未歸屬陸金所績效股份單位的陸金所績效股份單位安排 Lufax Holding Ltd 陸金所控股有限公司 （於開曼群島註冊成立的 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2024-056 中国平安保险（集团）股份有限公司 保费收入公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 根据中华人民共和国财政部《企业会计准则解释第 2 号》以及《保险合同相 关会计处理规定》，本公司如下子公司于 2024 年 1 月 1 日至 2024 年 9 月 30 日 期间的原保险合同保费收入为： | | | 2024 年 | 1-9 月 | | --- | --- | --- | --- | | 子公司名称 | 原保险合同保费收入 | | 同比 | | | （人民币万元） | | （%） | | 中国平安财产保险股份有限公司 | 23,937,136 | | 5.9 | | 中国平安人寿保险股份有限公司 | 42,171,646 | | 10.2 | | 平安养老保险股份有限公司 | 1,419,692 | | -4.9 | | 平安健康保险股份有限公司 | 1,389,066 | | 14.6 | ...

证券代码：601318 证券简称：中国平安 公告编号：临 2024-055 中国平安保险（集团）股份有限公司 关于召开 2024 年第三季度业绩说明会的公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事 保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的 真实性、准确性和完整性承担法律责任。 重要内容提示： 投资者可于 2024 年 10 月 17 日（星期四）23:59 前将相关问题通过电子邮件 的形式发送至本公司投资者关系邮箱：IR@pingan.com.cn。本公司将会于 2024 年第三季度业绩说明会（以下简称"业绩说明会"）上对投资者普遍关注的问题 进行回答。 一、业绩说明会类型 为了便于广大投资者更全面深入地了解本公司 2024 年第三季度业绩和经营 情况，本公司拟召开业绩说明会，并对投资者普遍关注的问题进行回答。 二、业绩说明会召开的时间、地点 （一）会议召开时间：2024 年 10 月 21 日（星期一）18:45-19:45 （二）会议召开方式：上证路演中心（http://roadshow.sseinfo.com）网络文 字互动 三、参加人员 本 ...

证券代码：601318 证券简称：中国平安 公告编号：临 2024-054 中国平安保险（集团）股份有限公司 2024 年半年度分红派息实施公告 中国平安保险（集团）股份有限公司（以下简称"本公司"）董事会及全体董事保证本公告内 容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性 承担法律责任。 重要内容提示： 每股分配比例 每股派发现金红利人民币 0.93 元（含税） 相关日期 | 股份类别 | 股权登记日 | 最后交易日 | 除权（息）日 | 现金红利发放日 | | --- | --- | --- | --- | --- | | Ａ股 | 2024/10/17 | － | 2024/10/18 | 2024/10/18 | 差异化分红送转： 是 一、 通过分配方案的股东大会届次和日期 根据《中国平安保险（集团）股份有限公司章程》规定，本公司 2024 年半年度分红派息 实施方案（以下简称"本次分红派息"）经本公司 2024 年 8 月 22 日召开的第十三届董事会第四 次会议审议通过。 二、 分配方案 1. 发放年度：2024 年半年度 2. 分派对象： 截至 A 股股权登记 ...

关于中国平安保险（集团）股份有限公司 差异化分红事项的核查意见 平安证券股份有限公司（以下简称"平安证券"）作为中国平安保险（集团） 股份有限公司（以下简称"中国平安"或"公司"）2024 年中期利润分配所涉及 差异化分红事项的财务顾问，根据《中华人民共和国公司法》（以下简称"《公司 法》"）、《中华人民共和国证券法》（以下简称"《证券法》"）、《上市公司股份回购 规则》（以下简称"《回购规则》"）、《上海证券交易所上市公司自律监管指引第 7 号——回购股份》（以下简称"《回购股份指引》"）、《上海证券交易所股票上市规 则》（以下简称"《上市规则》"）以及《中国平安保险（集团）股份有限公司章程》 （以下简称"《公司章程》"）等相关法律、法规及规范性文件的规定，对中国平 安 2024 年中期利润分配所涉及的差异化分红（以下简称"本次差异化分红"）相 关事项进行了审慎核查，并出具核查意见如下： 一、本次差异化分红的原因 2021 年 8 月 26 日，公司召开第十二届董事会第四次会议，审议通过了《关 于审议回购公司股份的议案》。根据该议案，公司拟使用不低于人民币 50 亿元且 不超过人民币 100 亿元（均包含本 ...

承董事會命 盛瑞生 公司秘書 中國深圳，2024 年 10 月 8 日 於本公告日期 ， 本公司的執行董事為馬明哲、謝永林、郭曉濤、蔡方方及付欣；非執行董事為謝吉人、楊小 平、何建鋒及蔡潯；獨立非執行董事為伍成業、儲一昀、劉宏、吳港平、金李及王廣謙。 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準 確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產 生或因倚賴該等內容而引致的任何損失承擔任何責任。 更改董事會召開日期 茲提述中國平安保險（集團）股份有限公司（「本公司」及其附屬公司「本集團」） 日期為 2024 年 9 月 27 日之公告，內容有關本公司董事會（「董事會」）定於二零二 四年十月二十九日（星期二）舉行董事會會議，以考慮及通過本集團截至二零二四 年九月三十日止九個月之第三季度業績，以及處理任何其他事項。 董事會謹此宣佈，董事會會議日期已更改為二零二四年十月二十一日（星期一）。 有關董事會會議的其他資料維持不變。 ...

Investment Rating - The report indicates a positive investment outlook for Ping An, highlighting a significant recovery in its market valuation and stock price, which has reached a three-year high [1][4]. Core Insights - The report emphasizes that the factors previously suppressing Ping An's valuation are now turning positive, with new business value returning to double-digit growth, which is expected to support future earnings and profit releases [21]. - Ping An is positioned as a major beneficiary of recent financial policies aimed at supporting high-quality economic development, particularly in the insurance sector [4][15]. - The company's internal value, measured by embedded value, has shown substantial growth from 264.2 billion yuan in 2014 to 930.2 billion yuan in 2023, indicating a strong recovery from a "broken net" state [7][9]. Summary by Sections Business Performance - Ping An's new business value (NBV) reached 22.3 billion yuan in the first half of 2024, with a year-on-year growth rate of 11%, marking six consecutive quarters of positive growth [9][10]. - The company's agent channel saw a 10.8% increase in new business value, with the average income of agents rising from 6,309 yuan in 2019 to 12,000 yuan in 2023 [9][10]. Regulatory Environment - Recent regulatory changes, including the implementation of the "Solvency II Phase II" rules, have positioned Ping An as a significant beneficiary due to its accumulation of long-term protection-type policies [11][12]. - The new "National Ten Articles" for the insurance industry aims to enhance regulatory oversight and promote high-quality development, benefiting leading firms like Ping An [15]. Strategic Direction - Ping An's strategy focuses on a "comprehensive finance + healthcare" model, integrating various financial services and healthcare offerings to meet consumer needs [19][20]. - The company has established a robust ecosystem that leverages technology and AI to enhance service delivery across its financial and healthcare services [19]. Customer Engagement - As of mid-2024, Ping An has 236 million individual customers, with a significant portion engaging with multiple services, indicating strong customer retention and cross-selling potential [19]. - The company's commitment to customer-centric services is reflected in its "Three Savings" initiative, which aims to provide value through convenience, efficiency, and cost savings [17][18].

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2024年9月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中国平安保险（集团）股份有限公司 呈交日期: 2024年9月30日 | 1. 股份分類 | 普通股 | | 股份類別 | H | | 於香港聯交所上市 (註1) | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | 02318 | | 說明 | | | | | | | 多櫃檯證券代號 | 82318 | RMB 說明 | | | | | | | | | | 已發行股份（不包括庫存股份）數目 | | | 庫存股份數目 | | 已發行股份總數 | | | 上月底結存 | | | | 7,447,576,912 | | 0 | | 7,447,576,912 | | 增加 / 減少 (-) | | | | | | | | | | 本月底結存 | | | | 7,447,576,912 | | 0 | | 7,447,576,912 | | 2. ...

While "the trend is your friend" when it comes to short-term investing or trading, timing entries into the trend is a key determinant of success. And increasing the odds of success by making sure the sustainability of a trend isn't easy. The trend often reverses before exiting the trade, leading to a short-term capital loss for investors. So, for a profitable trade, one should confirm factors such as sound fundamentals, positive earnings estimate revisions, etc. that could keep the momentum in the stock ali ...