Prudential plc (NYSE:PUK) Full Year 2021 Results Earnings Conference Call March 8, 2022 11:00 AM ET Company Participants Mike Wells – Chief Executive Officer Mark FitzPatrick – Group Chief Financial Officer and Chief Operating Officer Conference Call Participants Mike Wells Hello, I’m Mike Wells, CEO of Prudential. 2021 has been a historic year for Prudential. We completed the strategic positioning of our business to focus solely on the exciting opportunities in Asia and Africa. Despite the challenging cond ...

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of March, 2022 PRUDENTIAL PUBLIC LIMITED COMPANY (Translation of registrant's name into English) 1 Angel Court, London, England, EC2R 7AG (Address of principal executive offices) Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F. Form 20-F X Form 40-F Indicate ...

Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of September, 2021 SECURITIES AND EXCHANGE COMMISSION PRUDENTIAL PUBLIC LIMITED COMPANY (Translation of registrant's name into English) 1 Angel Court, London, England, EC2R 7AG (Address of principal executive offices) Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F. Form 20-F X Form 40-F Indi ...

Financial Performance - Prudential plc reported a profit from new business in continuing operations of $1.176 billion for the first half of 2021, representing a 29% increase compared to the same period in 2020[6]. - The operating free surplus earned from continuing operations was $1.112 billion, reflecting a 13% increase year-over-year[6]. - Adjusted operating profit from continuing operations was $1.571 billion, up 22% from $1.286 billion in the first half of 2020[6]. - The IFRS profit after tax from continuing operations was $1.070 billion, a significant increase of 72% compared to $622 million in the previous year[6]. - The first interim ordinary dividend declared was 5.37 cents per share[5]. - The total equity attributable to shareholders, including Jackson, was $45.8 billion as of June 30, 2021[6]. - The average annualized return on equity from continuing operations was 21%[10]. - The total comprehensive income from continuing operations for the first half of 2021 was $907 million, compared to $421 million in the first half of 2020[120]. - The total comprehensive loss for the first half of 2021, including discontinued operations, was $(5,667) million, compared to a gain of $311 million in the same period of 2020[120]. - The profit attributable to equity holders from continuing operations for the first half of 2021 was $1,063 million, compared to $600 million in the same period of 2020[117]. Business Strategy and Growth - Prudential plc plans to raise approximately $2.5 to $3 billion in new equity following the proposed spin-off of Jackson, focusing on growth in Asia and Africa[8]. - The company aims to serve 50 million customers by 2025 through significant investments in talent and systems[8]. - Prudential plc anticipates long-term double-digit growth in embedded value per share, supported by new business profit growth rates exceeding GDP growth in the markets where it operates[8]. - The company aims to strengthen its position in Hong Kong and Southeast Asia while focusing on major economies like China, India, Indonesia, and Thailand for growth opportunities[12]. - The company is enhancing its digital capabilities to mitigate the impact of COVID-19 on face-to-face sales[12]. - The company plans to leverage its digital capabilities through the Pulse app to meet the substantial demand in the mass market and SMEs[13]. - Prudential's asset management arm, managing $254 billion across 11 Asian markets, aims to diversify its product offerings and enhance investment strategies[13]. - The company is committed to integrating its products and services with its life insurance business to provide comprehensive coverage in life, health, and financial products[13]. Market Performance - The company reported a 17% increase in new business sales in Asia and Africa, reaching $6.2083 billion, with new business profit growing by 25%[10]. - New business profit for the period increased to $1.176 billion, driven by sales growth and favorable product mix changes[10]. - The overall annual premium equivalent sales for growth markets increased by 22%, with notable growth in Vietnam (16%), India (33%), the Philippines (55%), and Africa (29%)[12]. - In Malaysia, annual premium equivalent sales grew by 66%, driven by a more than doubling of agency sales, with new business profit increasing by 59%[12]. - In Singapore, annual premium equivalent sales increased by 58%, with new business profit growing by 65% due to improved sales and favorable economic assumptions[12]. Risk Management - The group effectively managed risks during the first half of 2021, benefiting from strong governance and control systems[60]. - The ongoing pandemic continues to pose risks, with varying vaccine access impacting recovery across different markets[61]. - The group is preparing for the separation of Jackson as an independent business, with risk management remaining within the group framework until the split is implemented[60]. - The group has implemented innovative measures during the pandemic to ensure uninterrupted service to policyholders[61]. - The group is committed to fulfilling obligations to customers and employees during the crisis[61]. Regulatory and Compliance - Prudential plc's group regulatory framework has changed to the Hong Kong Insurance Authority since October 21, 2019, with new regulations effective from March 29, 2021[108]. - The group expects to comply with the new measures set by the Hong Kong Insurance Authority, which includes monitoring to identify increased systemic risks[108]. - Prudential is actively monitoring regulatory changes across major Asian markets, including Hong Kong and Malaysia, which may impact compliance and operational risks[109]. - The group is engaging with national regulators and international standard setters to ensure compliance with new regulatory developments[109]. Environmental, Social, and Governance (ESG) - The company is committed to reducing its carbon footprint and has joined the Net Zero Asset Owner Alliance[63]. - The group published its new Environmental, Social, and Governance (ESG) strategy framework focusing on health and financial security, climate change management, and building social capital[67]. - The group aims to achieve "net zero" carbon emissions for its insurance asset portfolio by 2050, confirmed at the 2021 Annual General Meeting on May 13, 2021[69]. - Prudential's strategy framework, established in 2020, focuses on environmental, social, and governance (ESG) issues, aiming to enhance risk management related to climate risks[110]. - The group has implemented a comprehensive ESG strategy framework that includes risk identification and integration of ESG factors into investment processes[111]. Operational Resilience - The company is focused on maintaining operational resilience through flexible distribution, innovative product development, and enhanced customer communication[15]. - The group is enhancing its operational risk capabilities by establishing a dedicated audit and risk committee for its subsidiary, Pulse Ecosystems Limited[82]. - The group has established a comprehensive risk management process to identify emerging and major risks across its operations, integrating both top-down and bottom-up perspectives[84]. - The group conducts stress and scenario testing, including reverse stress testing, to identify potential failure points in its business model and assess significant risks[85].

Prudential plc 2021 Half Year Results 11 August 2021 1 This document may contain 'forward-looking statements' with respect to certain of Prudential's plans and its goals and expectations relating to its and Jackson's future financial condition, performance, results, strategy and objectives. Statements that are not historical facts, including statements about Prudential's beliefs and expectations and including, without limitation, statements containing the words 'may', 'will', 'should', 'continue', 'aims', ' ...

Prudential plc (NYSE:PUK) Q2 2021 Earnings Conference Call August 11, 2021 6:30 AM ET Company Participants Mike Wells - Group Chief Executive & Executive Director Mark FitzPatrick - Group CFO, COO & Executive Director Conference Call Participants Mike Wells Good morning. IÂ'm Mike Wells, CEO of Prudential PLC, and today we announced our 2021 half year results. Our purpose is to help people get the most out of life. And we do this by making healthcare affordable and accessible and by protecting peopleÂ's wea ...

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 11 August, 2021 Commission File Number: 1-15040 PRUDENTIAL PUBLIC LIMITED COMPANY (Name of Registrant) 1 Angel Court, London EC2R 7AG, United Kingdom (Address of Principal Executive Offices) Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F. Form 20-F ☒ Form 40-F ☐ Indicate ...

Financial Performance - Prudential plc reported a profit from continuing operations of $2.802 billion, a decrease of 36% compared to the previous year[3]. - The operating free surplus from continuing operations was $2.886 billion, reflecting a 1% increase year-over-year[3]. - The adjusted operating profit from continuing operations was $5.507 billion, representing a 4% increase compared to the prior year[3]. - The after-tax profit from continuing operations under IFRS was $2.185 billion, showing a 12% increase from the previous year[3]. - The total after-tax profit from continuing operations under IFRS for 2020 was $2.185 billion, compared to $1.944 billion in 2019[122]. - The total profit from continuing operations was $6,463 million, up 2% from $6,326 million in 2019[131]. - The adjusted operating profit attributable to shareholders was $4,559 million, slightly up from $4,528 million in 2019[132]. - The total profit attributable to shareholders for the year was $2,118 million, significantly up from $783 million in 2019[132]. - The adjusted operating profit for 2020 was $3,667 million, up 12% from $3,276 million in 2019[151]. - The adjusted operating profit from the group's Asian insurance and asset management business grew by 13%, offset by a 9% decrease in the adjusted operating profit from the US business[120]. Dividend Policy - The total ordinary dividend for the year was set at 16.10 cents per share[3]. - The company has implemented a new dividend policy, with the second interim ordinary dividend set at 10.37 cents per share[9]. - The board approved a total dividend of $0.1610 per share for 2020, which includes an interim dividend of $0.1073 per share[147]. Business Strategy and Focus - Prudential plans to raise approximately $2.5 billion to $3 billion in new equity following the separation of its US business, Jackson[10]. - The company aims to transform from a diversified multinational group to a focused enterprise, emphasizing growth opportunities in Asia and Africa[10]. - The company is focused on innovative approaches to meet customer and stakeholder needs during challenging times[9]. - Prudential's restructuring aims to transition from a diversified multinational group to a growth-focused company, concentrating on unmet health and financial needs in Asia and Africa[26]. - The company is adapting its board to better align with its strategic focus on growth in Asia and Africa[18]. - Prudential aims to focus on rapidly growing Asian and African markets while accelerating the development of digital products and services[75]. Market Position and Growth - Prudential is positioned among the top three in nine life insurance markets in Asia, with significant growth potential in China and India[12]. - The company aims to maintain its leading position in Hong Kong and ASEAN while identifying significant opportunities in China, India, Indonesia, and Thailand[28]. - The strategy to focus on Asia and Africa is expected to support double-digit growth in new business profits, significantly exceeding the GDP growth rate of the markets where Prudential operates post-split[28]. - Prudential operates in 13 life insurance markets across Asia and Africa, ranking in the top three in nine of these markets[76]. - The average annual growth rate of embedded value in Asia was 14% from 2010 to 2020, reaching $44.2 billion by December 31, 2020[76]. Digital Transformation - The company emphasized the increasing importance of digital capabilities in its future strategy[18]. - Prudential has launched a new digital platform, Pulse, across 15 markets in Asia and Africa, supporting agent management and customer fulfillment[12]. - The health and financial super app Pulse by Prudential has approximately 20 million downloads as of February 2, 2021[49]. - The Pulse app has been downloaded approximately 20 million times since its launch in Malaysia in 2019[96]. - The subscription plan for Pulse users attracted 164,000 active users in 2020, with a monthly fee ranging from $1 to $3[97]. Customer Engagement and Retention - The company has a customer base exceeding 20 million, providing health, protection, and savings solutions[39]. - Customer retention rate remains above 90%, indicating high customer loyalty and satisfaction[53]. - The company recorded a 47% repeat sales ratio in annual premium equivalent sales for 2020[98]. - The number of agents qualifying for the "Million Dollar Round Table" doubled to over 13,200 in 2020[92]. Response to COVID-19 - The company has implemented various innovative measures to support customers and distributors during the pandemic, including free COVID-19 coverage and virtual sales processes, resulting in 28% of new agent policies being obtained virtually[26]. - Prudential has launched the COVID-19 Relief Fund to support communities and employees across Asia, the US, and Africa, distributing funds to address pandemic-related challenges[26]. - The group reported that claims related to COVID-19 in Asia accounted for less than 1% of the total claims paid during the year, amounting to $7.2 billion[117]. Financial Health and Capital Management - Prudential's total shareholder equity exceeded the group's minimum capital requirements by $11 billion[4]. - The local capital surplus under the local capital sum method increased from $9.5 billion (309% ratio) at the end of 2019 to $11.0 billion (328% ratio) at the end of 2020[68]. - The group’s local capital surplus increased by $1.5 billion to $11 billion as of December 31, 2020[134]. - The effective operating capital income calculated under local capital solvency was $2.2 billion, supporting $200 million in new business investments[134]. Product Development and Innovation - The company has introduced 175 new products in 2020 to meet evolving consumer demands[13]. - The company has introduced 37 micro-digital products as part of its strategy to enhance its digital offerings[20]. - The new independent protection products in Indonesia increased their contribution from 8% in 2019 to 37% in 2020, leading to a 12% overall increase in new policy sales[28]. Environmental, Social, and Governance (ESG) Commitment - The company is committed to addressing climate change and fostering an inclusive culture as part of its environmental, social, and governance strategy[15]. - Prudential emphasizes sustainable business practices by incorporating environmental, social, and governance factors into its investment processes[59].

Use these links to rapidly review the document TABLE OF CONTENTS TABLE OF CONTENTS 2 TABLE OF CONTENTS 3 TABLE OF CONTENTS 4 TABLE OF CONTENTS 5 Table of Contents As filed with the Securities and Exchange Commission on 15 March 2021 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F o REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fi ...

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K REPORT OF FOREIGN PRIVATE ISSUER Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of March, 2021 PRUDENTIAL PUBLIC LIMITED COMPANY (Translation of registrant's name into English) 1 Angel Court, London, England, EC2R 7AG (Address of principal executive offices) Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F. Form 20-F X Form 40-F Indicate ...