Core Insights - Paypal reported $8.37 billion in revenue for Q4 2024, a year-over-year increase of 4.2% [1] - The EPS for the same period was $1.19, down from $1.48 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate of $8.23 billion by 1.67% [1] - The EPS also surpassed the consensus estimate of $1.13 by 5.31% [1] Financial Metrics - Total Payment Volume (TPV) reached $437.84 billion, slightly above the estimated $435.29 billion [4] - The transaction take rate was 1.7%, matching the average estimate [4] - Transaction margin improved to 47%, compared to the estimated 46.4% [4] - Total take rate remained at 1.9%, consistent with the average estimate [4] - Transaction expense rate was 0.9%, aligning with the average estimate [4] - Active accounts were reported at 434, matching the analyst estimate [4] - The number of payment transactions was 6,619, below the estimated 6,930 [4] - Transaction and credit loss rate was 0.1%, consistent with the average estimate [4] - Revenues from other value-added services were $778 million, exceeding the average estimate of $738.97 million, reflecting a year-over-year change of 4.7% [4] - Transaction revenues totaled $7.59 billion, surpassing the average estimate of $7.49 billion, also showing a year-over-year increase of 4.2% [4] Stock Performance - Paypal's stock has remained unchanged over the past month, while the Zacks S&P 500 composite increased by 1% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3]

Group 1 - Paypal reported quarterly earnings of $1.19 per share, exceeding the Zacks Consensus Estimate of $1.13 per share, but down from $1.48 per share a year ago, representing an earnings surprise of 5.31% [1] - The company posted revenues of $8.37 billion for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 1.67% and up from $8.03 billion year-over-year [2] - Over the last four quarters, Paypal has surpassed consensus EPS estimates four times and topped consensus revenue estimates three times [2] Group 2 - The stock's immediate price movement will depend on management's commentary on the earnings call and the sustainability of earnings expectations [3][4] - Paypal shares have increased approximately 4.9% since the beginning of the year, outperforming the S&P 500's gain of 1.9% [3] - The current consensus EPS estimate for the coming quarter is $1.11 on revenues of $7.97 billion, and for the current fiscal year, it is $4.91 on revenues of $33.07 billion [7] Group 3 - The Zacks Industry Rank places the Internet - Software sector in the top 27% of over 250 Zacks industries, indicating a favorable outlook for stocks in this sector [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5] - The current estimate revisions trend for Paypal is mixed, resulting in a Zacks Rank 3 (Hold) for the stock, suggesting it will perform in line with the market in the near future [6]

PayPal Fourth Quarter 2024 Performance Financial results & company highlights February 4, 2025 Non-GAAP Financial Measures This presentation contains non-GAAP measures relating to our performance. These measures may exclude certain expenses, gains and losses that may not be indicative of our core operating results and business outlook, and, in each case, may be different from the non-GAAP financial measures used by other companies. The presentation of this financial information, which is not prepared under ...

PayPal reported better-than-expected fourth-quarter results on Tuesday and issued guidance that also topped analysts' expectations.Here's how the company did compared with Wall Street estimates, based on a survey of analysts by LSEG:Earnings per share: $1.19, adjusted vs. $1.12 expectedRevenue: $8.37 billion vs. $8.26 billion expectedFor the first quarter, PayPal expects adjusted earnings per share of $1.15 to $1.17, which is higher than the average analyst estimate of $1.13. Earnings for the year will come ...

PayPal Reports Fourth Quarter and Full Year 2024 Results PayPal delivered solid fourth quarter and 2024 results; begins 2025 with strong foundation for continued transformation and new $15 billion share repurchase authorization SAN JOSE, Calif., (February 4, 2025) – PayPal Holdings, Inc. (NASDAQ: PYPL) today reported results for the fourth quarter and full year ending December 31, 2024. "PayPal had a strong finish to a successful 2024 with results that were better than we expected. We set out at the beginni ...

Group 1 - PayPal Holdings, Inc. announced its fourth quarter and full year 2024 results for the period ended December 31, 2024 [1] - The earnings release and related materials are available on PayPal's investor relations website [1] - A conference call to discuss these results is scheduled for 5:00 a.m. Pacific time (8:00 a.m. Eastern time) [2] Group 2 - PayPal has been innovating in global commerce for over 25 years, providing simple, personalized, and secure money movement, selling, and shopping experiences [3] - The company operates in approximately 200 markets, empowering consumers and businesses to thrive in the global economy [3]

Group 1 - The account is managed by Noah's Arc Capital Management, focusing on 20th-century stocks undergoing transformation in the 21st century [1] - The research aims to identify innovations in business models that could lead to significant stock changes [1] - The firm occasionally covers companies that facilitate the transformation of traditional firms [1] Group 2 - The managing partner of Noah's Arc Capital Management is Noah Cox, whose views may not represent the firm's overall stance [3] - The article is intended solely for informational purposes and does not constitute investment advice [3]

PayPal (PYPL) is set to report its fourth-quarter 2024 results on Feb. 4.Find the latest EPS estimates and surprises on Zacks Earnings Calendar.PYPL expects low-single-digit growth in revenues on a year-over-year basis for the to-be-reported quarter. Non-GAAP earnings are expected to exhibit a low to mid-single-digit decrease on a year-over-year basis.The Zacks Consensus Estimate for fourth-quarter revenues is pegged at $8.23 billion, indicating an increase of 2.52% from the year-ago quarter’s reported figu ...

Wall Street analysts expect Paypal (PYPL) to post quarterly earnings of $1.13 per share in its upcoming report, which indicates a year-over-year decline of 23.7%. Revenues are expected to be $8.23 billion, up 2.5% from the year-ago quarter.Over the past 30 days, the consensus EPS estimate for the quarter has been adjusted downward by 0.8% to its current level. This demonstrates the covering analysts' collective reassessment of their initial projections during this period.Before a company announces its earni ...

Core Viewpoint - PayPal's strong portfolio and expanding partner base are driving growth, with shares outperforming the market and a favorable valuation making it attractive for long-term investors [1][22]. Group 1: Financial Performance - PayPal shares have returned 35% over the past six months, outperforming the Zacks Computer and Technology sector's return of 9.7% and the Zacks Internet Software industry's appreciation of 34.2% [1]. - Total payment volume increased by 9% year over year to $422.641 billion in Q3 2024, on both a spot-rate and forex-neutral basis [2]. - Total active accounts grew by 1% year over year to 432 million, with payment transactions per active account rising by 9% to 61.4 million [5]. - Transaction margin reached $3.7 billion, growing more than 8% on a reported basis, driven by higher interest income and improvements in branded checkout and tech-led risk/loss management [5]. - Earnings estimates for 2025 are projected at $4.91 per share, indicating a 7.13% growth over 2024, with revenues expected to reach $33.07 billion, reflecting a 4.46% increase [20]. Group 2: Product and Service Innovations - The introduction of Fastlane enhances the guest checkout experience, with over 1,000 merchants adopting it since its launch in August [11]. - PayPal Complete Payments is expanding into new markets, including China and Hong Kong, targeting small and medium-sized businesses [12]. - The company has seen a 15% to 20% increase in Buy Now, Pay Later usage in the reported quarter, with plans to deploy new product experiences to more merchants in 2025 [6]. Group 3: Strategic Partnerships - PayPal's expanding partner base, including collaborations with Fiserv, Adyen, Amazon, Global Payments, and Shopify, is expected to enhance the adoption of its services [16]. - The partnership with Amazon will allow Prime members to link their accounts with PayPal for benefits while shopping [17]. - Collaborations with Apple and Google to integrate the Venmo debit card with their payment systems have added over 1 million first-time debit card users, with plans for further expansion in Europe [18]. Group 4: Market Position and Valuation - PayPal is trading at a forward 12-month P/E of 17.91X, significantly lower than the industry average of 38.64X, indicating a cheaper valuation [7]. - The stock is currently trading above its 50-day and 200-day moving averages, suggesting a bullish trend [9].