PayPal said Monday that it has applied for approval to form PayPal Bank, which would be able to offer loans to small businesses."Establishing PayPal Bank will strengthen our business and improve our efficiency, enabling us to better support small business growth and economic opportunities across the U.S.," PayPal CEO Alex Chriss said in a statement.The U.S. Federal Deposit Insurance Corporation will review an application proposing the establishment of PayPal Bank, along with Utah's Department of Financial I ...

The payments company said it had filed applications with the Utah Department of Financial Institutions and the Federal Deposit Insurance Corp. to establish PayPal Bank. ...

JUST IN: 🇺🇸 PayPal $PYPL submits application to become a US bank. ...

PayPal said it is ready to venture deeper into small business lending.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.The company applied to the Utah Department of Financial Institutions and the Federal Deposit Ins ...

SAN JOSE, Calif., Dec. 15, 2025 /PRNewswire/ -- PayPal Holdings, Inc. (NASDAQ: PYPL) today announced it has submitted applications to the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation to establish PayPal Bank, a proposed Utah-chartered industrial loan company.  Since 2013, PayPal has provided access to over $30 billion in loans and working capital to more than 420,000 business accounts worldwide, filling a critical gap for small businesses seeking capital to expand ...

PayPal applied to become a bank in the US, looking to take advantage of the Trump administration’s openness to financial-technology companies entering the banking system. https://t.co/ODPGc3PtGi ...

This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. Dive Brief: PayPal Holdings said Monday that it has applied with the Federal Deposit Insurance Corp. and the Utah Department of Financial Institutions to establish a Utah-chartered industrial loan company, according to a press release issued by the company. The digital payments pioneer said in the release that it’s seeking the charter so that it can expand fina ...

美股频道更多独家策划、专家专栏，免费查阅>> 责任编辑：山上 12月15日，YouTube近日宣布一项重大支付政策更新，允许美国地区内容创作者选择以PayPal发行的美 元稳定币PYUSD收取收益。此举被业界解读为科技巨头从观望转向实际拥抱加密货币支付的里程碑事 件，可能预示着稳定币支付迈向主流应用的关键转折点。 此次合作最引人注目的特点在其谨慎的架构设计，PayPal加密业务负责人May Zabaneh透露，YouTube采 用的是"干净分层"模式，平台仅向长期合作伙伴PayPal发出传统美元支付指令，而PayPal在后端负责将 美元转换为等值PYUSD稳定币，再分发至创作者的数字钱包。这种设计让YouTube完全无需直接接触或 持有加密货币资产，将结算、托管与合规风险全数外包给专业金融科技公司。 ...

YouTube has reportedly begun letting creators on its platform get paid in PayPal’s stablecoin. By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.So far, this feature only applies to U.S. users, May Zabaneh, PayPal’s ...

2025年底，一则看似简单的支付功能更新，却引起了全球科技与金融圈的热烈讨论。全球最大的影音平台YouTube宣布，将允许美国地区的内容创作者选 择使用PayPal发行的美元稳定币PYUSD来领取他们的收益。这不仅仅是为创作者提供一个新的收款选项，更被视为一个分水岭事件——它标志着像Google 这样的顶级科技巨头，终于从长期以来的观望姿态，转为实际行动，正式踏入加密货币支付的赛道。这个举动引发了一个更深远的提问：这是否意味着加 密货币支付的大众化时代，真的要来临了？ 此次合作最引人注目的，并非其颠覆性，反而是其极度谨慎且巧妙的架构设计。根据PayPal加密业务负责人May Zabaneh的说明，YouTube采用了一种被业 界称为"干净分层"或"不沾手"的模式。 具体来说，整个流程是这样的：YouTube作为支付方，依然是向其长期的合作伙伴PayPal发出传统的美元支付指令。真正的操作发生在PayPal的后端—— PayPal在收到美元后，负责将其转换为等值的PYUSD稳定币，再分发到选择此选项的创作者的数字钱包中。 "防火墙"模式 Zabaneh对此解释道："我们所构建方案的美妙之处在于，YouTube本 ...