PayPal Holdings (NASDAQ: PYPL), once the king of digital finance stocks, now struggles amid rising competition. After its own multiyear slump, SoFi Technologies (NASDAQ: SOFI) has now become a Wall Street darling among fintech stocks. However, despite its problems, PayPal is undervalued while SoFi trades at a premium compared to its fintech peers. So, among the two, which should you buy? Where to invest $1,000 right now? Our analyst team just revealed what they believe are the 10 best stocks to buy right n ...

Core Insights - PayPal Holdings, Inc. is under investigation for potential violations of federal securities laws following a significant earnings miss and subsequent stock price decline [1][5]. Analyst Expectations and Company Communications - On January 28, 2026, Rothschild & Co Redburn downgraded PayPal's price target from $70 to $50, which was followed by Morgan Stanley's similar reduction to $50 on January 29, citing slower checkout growth [2]. - Analysts had anticipated mid-single-digit revenue growth and higher earnings per share just before the earnings announcement on February 2, 2026 [2]. Earnings Results and Guidance - Actual results disclosed on February 3, 2026, showed revenue of $8.68 billion, falling short by $120 million (approximately 1.4%) from the $8.80 billion estimate [3]. - Adjusted earnings per share of $1.23 missed the consensus range of $1.30 to $1.33 by 5.4% to 7.5% [3]. - The company's forward guidance indicated a decline in 2026 transaction margin dollars and an adjusted earnings per share range projecting a low single-digit decline to a slight positive gain, significantly below market expectations [3]. Management Communication - During the third quarter 2025 earnings call on October 28, 2025, management did not indicate any forthcoming dramatic revisions to the company's outlook, raising questions about the information available to them prior to the earnings miss [4]. Stock Performance - Following the earnings announcement on February 3, 2026, PayPal shares dropped 19-20%, reaching approximately $42 and establishing a new 52-week low, with a reported increase in short interest as traders anticipated further declines [5].

With PayPal (NASDAQ: PYPL) stock plunging more than 30% in 2026, a United States senator placed a notable bet on the fintech giant.In this line, Senator John Boozman disclosed purchasing PayPal shares worth between $1,001 and $15,000 through a joint account on January 29, 2026, just days before the company reported disappointing earnings and announced a sudden leadership change.The transaction was revealed in periodic filings dated February 15, 2026, detailing his broader activity in stocks and ETFs. Since ...

Core Insights - PayPal Holdings, Inc. is under investigation for potential violations of federal securities laws, as announced by Levi & Korsinsky [1] - Analysts have downgraded PayPal's price target significantly, with Rothschild & Co Redburn and Morgan Stanley both setting targets at $50, down from $70, due to slower checkout growth [2] - The company's earnings report on February 3, 2026, revealed a revenue of $8.68 billion, which was $120 million short of the expected $8.80 billion, marking a 1.4% miss [3] - Adjusted earnings per share of $1.23 also fell short of the consensus estimate of $1.30 to $1.33, representing a miss of 5.4% to 7.5% [3] - Forward guidance indicated a decline in transaction margin dollars and a low single-digit decline in adjusted earnings per share, which was below market expectations [3] - During the previous earnings call on October 28, 2025, management did not signal any significant changes to the company's outlook, raising questions about the information available to them at that time [4] - Following the earnings miss, PayPal shares dropped 19-20%, reaching a new 52-week low of approximately $42, with increased short interest as traders anticipated further declines [5]

As many other analysts covering PayPal Holdings, Inc. ( PYPL ), I have to admit that my positive call on the stock back in November hasn’t played out as expected so far. That said, the finalI’ve managed my investments since 1999, gaining perspective across multiple market cycles. With a background in Economics and ongoing CFA certification, my focus is on uncovering mispriced assets that the market has overlooked. I conduct my analyses in a way that allows me to use them myself — not just casually handed-ou ...

As many other analysts covering PayPal Holdings, Inc. ( PYPL ), I have to admit that my positive call on the stock back in November hasn’t played out as expected so far. That said, the finalI’ve managed my investments since 1999, gaining perspective across multiple market cycles. With a background in Economics and ongoing CFA certification, my focus is on uncovering mispriced assets that the market has overlooked. I conduct my analyses in a way that allows me to use them myself — not just casually handed-ou ...

Core Viewpoint - PayPal's stock has fallen 31% as the company faces an execution crisis, highlighted by a significant earnings miss and a leadership change [1] Financial Performance - PayPal reported Q4 revenue of $8.676 billion, missing estimates by $304 million, and EPS of $1.23, falling short by $0.08 [1] - The company's stock is currently trading at $40.46, down 46.79% over the past year, and is near its 52-week low of $38.88 [1] Leadership Change - Enrique Lores has been appointed as the new CEO, effective March 1, 2026, following dissatisfaction from the board regarding the pace of change and execution under outgoing CEO Alex Chriss [1] Market Sentiment - Retail investor sentiment on Reddit has turned sharply negative, with the sentiment score dropping to 37 from a neutral 57.4 over the past month [1] - Daiwa Securities has reduced its price target for PayPal from $61 to $42, reflecting a 31% cut in expectations [1] Competitive Position - PayPal's branded checkout performance has deteriorated, and its defensive Buy Now Pay Later (BNPL) strategy has lost market share to competitors like Affirm and Klarna [1] - Former PayPal President David Marcus criticized the company's current strategy, indicating concerns about its competitive position [1] Future Outlook - Analysts maintain a consensus target price of $51.88 for PayPal, suggesting a potential upside of 27% [1] - PayPal is expected to generate over $6 billion in free cash flow for 2026, with a current P/E ratio of 7.48x, indicating a critical period for the company to prove its turnaround strategy [1]

INVESTOR ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of PayPal Holdings, Inc.- PYPL [Accessibility Statement] Skip NavigationNEW YORK, Feb. 12, 2026 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of PayPal Holdings, Inc. ("PayPal" or the "Company") (NASDAQ: PYPL). Such investors are advised to contact Danielle Peyton at [[email protected]] or 646-581-9980, ext. 7980.The investigation concerns whether PayPal and certain of its officers and/or directors h ...

PayPal is launching an artificial intelligence-focused partnership with tech firms Sabre and Mindtrip, according to a Thursday (Feb. 12) press release.By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our Privacy Policy and Terms and Conditions .Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required.The collaborati ...

PYPL Investigation: Kessler Topaz Meltzer & Check, LLP Encourages PayPal Holdings, Inc. (NASDAQ: PYPL) Investors to Contact the Firm [Accessibility Statement] Skip NavigationRADNOR, Pa., Feb. 12, 2026 /PRNewswire/ -- Kessler Topaz Meltzer & Check, LLP ([www.ktmc.com]) is currently investigating potential violations of the federal securities laws on behalf of investors of PayPal Holdings, Inc. (PayPal) ([NASDAQ: PYPL]).On February 3, 2026, PayPal announced a surprise leadership change replacing the company's ...