Core Insights - FOREWARN services will be made available to approximately 10,000 members of the MIBOR REALTOR Association to enhance agent safety [1][3] - The service provides real-time information solutions, including identity verification and criminal history checks, accessible via a mobile app [2][5] - MIBOR members can access FOREWARN services at no additional cost, promoting proactive safety measures [2][3] Company Overview - FOREWARN, LLC is a leading provider of real-time information solutions for real estate agents, focusing on safety and risk mitigation [1][5] - MIBOR REALTOR Association represents central Indiana's REALTORS, serving around 10,000 professionals across 14 counties [7][8] - MIBOR aims to strengthen communities and promote professionalism through technology resources [8]

Company Overview - Red Violet, Inc. (RDVT) shares increased by 6.3% to close at $50.96, driven by notable trading volume and strong customer demand across various sectors [1] - The company is experiencing increased adoption from medium and large enterprise customers, alongside investments in proprietary data generation, automation, and AI-driven risk solutions [1] Earnings Expectations - Red Violet is expected to report quarterly earnings of $0.28 per share, unchanged from the previous year, with revenues projected at $24.5 million, reflecting a 28.5% increase year-over-year [2] - The consensus EPS estimate for Red Violet has remained stable over the last 30 days, indicating that stock price movements may not sustain without earnings estimate revisions [3] Industry Context - Red Violet operates within the Zacks Internet - Software and Services industry, where Globant (GLOB) is another player, having closed 0.4% lower at $91.13 and showing a -6.4% return over the past month [3] - Globant's consensus EPS estimate has decreased by 0.5% to $1.52, representing a 0.7% increase compared to the previous year, and it currently holds a Zacks Rank of 4 (Sell) [4]

Summary of Red Violet (RDVT) FY Conference Call - June 11, 2025 Company Overview - **Company Name**: Red Violet - **Industry**: Identity verification - **Location**: Boca Raton, Florida - **Key Personnel**: Camilo Ramirez (Senior Vice President of Finance and Investor Relations) Core Business and Competitive Landscape - Red Violet is a leader in the identity verification space, applicable to nearly every transaction in the US [2][4] - The management team has extensive experience, having previously founded and sold companies in the identity space, including Accurant and TLO [4][5] - The company aggregates various databases to create comprehensive profiles on individuals, which are sold to clients under long-term contracts [6][4] - Red Violet serves five verticals across 26 industries, including collections, real estate, financial and corporate risk, law enforcement, and emerging markets [6][14] Key Use Cases - **Collections**: Provides data to debt collectors to ensure compliance and avoid fines [6][7] - **Real Estate**: Offers safety solutions for realtors to verify potential clients [8][10] - **Financial and Corporate Risk**: Assists large banks with KYC and background screening [13] - **Law Enforcement**: Supplies tools for investigations, including mobile applications for real-time data access [39][40] Competitive Advantages - Red Violet's technology leverages cloud infrastructure, allowing for scalability and efficiency compared to legacy systems [6][24] - The company claims to power seven of the top ten identity players, indicating strong market presence [21] - High gross profit margins around 80% and adjusted EBITDA margins around 40% [35] Market Dynamics - The company is observing a bifurcation in consumer spending, with lower-income consumers facing challenges while higher-income consumers continue to spend [24][26] - The resumption of student loan collections is expected to impact the collections market positively [26] - Red Violet is actively acquiring new clients in the collections space, anticipating growth as collections commence [27] Financial Insights - Approximately 40% of data costs are tied to one vendor, with contract renewals expected to maintain flat pricing [33][34] - The company has repurchased about 1.5 million shares at an average price of $19, indicating a commitment to returning capital to shareholders [52][54] - Future capital allocation will focus on acquiring unique data assets and improving operational efficiency [55][56] Challenges and Opportunities - The company faces competition from larger players like Equifax and LexisNexis but differentiates itself through data quality and technology [50][66] - AI presents both a challenge and an opportunity, with potential for enhanced data acquisition and processing capabilities [45][47] - The company is exploring automation to improve operational efficiency as it scales [56] Conclusion - Red Violet is well-positioned in the identity verification market with a strong management team, innovative technology, and a diverse client base across multiple industries. The company is focused on growth through strategic acquisitions, operational efficiency, and capitalizing on market trends.

Red Violet Inc. (NASDAQ: RDVT ) operates in the data and data analytics industry. The company doesn't report a separate segment. However, for my analysis, I based it on two key revenue streams that the company reports: Pricing Contracts andI am an experienced Risk Management Business Analyst at a Systemic Greek Bank, with a strong background in finance and risk analysis. I hold an MSc in Applied Risk Management from the University of Athens and have completed the ACA Certificate Level. My expertise lies in ...

Core Insights - FOREWARN, LLC has partnered with the Mid Jersey Association of REALTORS (MJAR) to provide its services to over 6,800 real estate professionals in central New Jersey, focusing on enhancing agent safety [1][3] - The FOREWARN platform analyzes billions of data points to help real estate agents verify identities, check criminal histories, and validate client information using just a phone number, thereby increasing safety during property showings [2][5] - MJAR members will have access to FOREWARN services at no additional cost, promoting proactive safety measures for agents [2][3] Company Overview - FOREWARN is a leading provider of real-time information solutions specifically designed for real estate agents, aiming to ensure safer engagements and smarter interactions [5] - The company utilizes powerful analytics and a vast data repository to deliver identity intelligence, risk mitigation, and fraud detection solutions [6] Industry Context - The real estate industry often involves agents interacting with unfamiliar individuals in unpredictable environments, highlighting the need for tools like FOREWARN to minimize risks associated with fraud and harm [3]

Growth stocks are attractive to many investors, as above-average financial growth helps these stocks easily grab the market's attention and produce exceptional returns. However, it isn't easy to find a great growth stock.That's because, these stocks usually carry above-average risk and volatility. In fact, betting on a stock for which the growth story is actually over or nearing its end could lead to significant loss.However, the task of finding cutting-edge growth stocks is made easy with the help of the Z ...

Core Viewpoint - Momentum investing focuses on following a stock's recent price trends, aiming to buy high and sell higher, with the expectation that established trends will continue [1][2]. Company Overview: Red Violet, Inc. (RDVT) - Red Violet, Inc. currently holds a Momentum Style Score of A, indicating strong momentum potential [3]. - The company has a Zacks Rank of 2 (Buy), suggesting it is positioned for outperformance in the market [4]. Performance Metrics - RDVT shares have increased by 0.16% over the past week, while the Zacks Internet - Software and Services industry has declined by 0.54% during the same period [6]. - Over the past month, RDVT's price change is 22.23%, significantly outperforming the industry's 3.28% [6]. - In the last quarter, RDVT shares rose by 35.08%, and over the past year, they have gained 131.57%, compared to the S&P 500's -0.52% and 14.2% respectively [7]. Trading Volume - RDVT's average 20-day trading volume is 175,023 shares, which serves as a bullish indicator when combined with rising stock prices [8]. Earnings Outlook - Recent earnings estimate revisions for RDVT show one upward revision for the full year, increasing the consensus estimate from $0.92 to $1.06 over the past 60 days [10]. - For the next fiscal year, there has been one upward revision with no downward revisions noted [10]. Conclusion - Given the strong performance metrics and positive earnings outlook, RDVT is positioned as a promising momentum pick for investors [12].

Company Overview - Red Violet, Inc. is a leading analytics and information solutions provider specializing in identity intelligence [2] - The company utilizes proprietary technologies and analytical capabilities to deliver solutions for identity verification, risk mitigation, due diligence, fraud detection, regulatory compliance, and customer acquisition [2] Upcoming Events - Red Violet will present at the East Coast IDEAS Investor Conference on June 11-12, 2025, in New York [1] - Camilo Ramirez, Senior Vice President of Finance and Investor Relations, will lead the presentation and host investor meetings on June 11, 2025 [1] Technology and Solutions - The company's intelligent platform, CORE™, is designed for enterprises but is adaptable for organizations of all sizes, transforming massive datasets into actionable intelligence [2] - Red Violet's solutions are aimed at enabling frictionless commerce, ensuring safety, and reducing fraud-related expenses for society [2]

Growth stocks are attractive to many investors, as above-average financial growth helps these stocks easily grab the market's attention and produce exceptional returns. But finding a great growth stock is not easy at all.By their very nature, these stocks carry above-average risk and volatility. Moreover, if a company's growth story is over or nearing its end, betting on it could lead to significant loss.However, the task of finding cutting-edge growth stocks is made easy with the help of the Zacks Growth S ...

Core Viewpoint - Red Violet, Inc. (RDVT) shows a promising earnings outlook, with analysts raising their earnings estimates, which may positively impact the stock price [1][2]. Earnings Estimates - Analysts' optimism is reflected in the upward revisions of earnings estimates, indicating a strong correlation between these revisions and stock price movements [2]. - The current-quarter earnings estimate is projected at $0.28 per share, unchanged year-over-year, but has seen a 25% increase in consensus estimates over the last 30 days due to positive revisions [5]. - For the full year, the earnings estimate stands at $1.06 per share, representing a 29.27% increase from the previous year, with a favorable trend in estimate revisions [6]. Zacks Rank - Red Violet currently holds a Zacks Rank 2 (Buy), indicating strong agreement among analysts in raising earnings estimates, which historically correlates with outperformance [3][7]. - Stocks with Zacks Rank 1 (Strong Buy) and 2 (Buy) have shown significant outperformance compared to the S&P 500 [7]. Stock Performance - Red Violet shares have increased by 34% over the past four weeks, suggesting investor confidence in the company's earnings growth prospects [8].