On the opening day of CES 2026, Roadzen (RDZN) entered into a definitive agreement to acquire VehicleCare, an AI-powered vehicle repair and workshop aggregation platform. The acquisition is expected to mark a significant milestone in Roadzen’s evolution, positioning the Company to transform from a claims intelligence provider into a full-stack claims operating system that combines digital claims decisioning with physical repair execution. VehicleCare is a software-enabled automotive repair and claims execu ...

Core Viewpoint - Roadzen Inc. has announced a definitive agreement to acquire VehicleCare, an AI-powered vehicle repair and workshop aggregation platform, marking a significant milestone in its evolution from a claims intelligence provider to a full-stack claims operating system [1][2] Company Overview - Roadzen Inc. operates at the intersection of insurance and mobility, utilizing AI to enhance claims processing and risk management for insurers, automakers, and fleets [11][12] - VehicleCare is an AI-driven platform that digitizes vehicle repair workflows and aggregates independent workshops, optimizing repair processes and improving cost efficiency [14] Acquisition Details - The acquisition is structured as an equity issuance at Roadzen's India subsidiary level, valuing VehicleCare at approximately $277 million, which represents a 50% premium to Roadzen's current public market price [5][8] - The transaction is expected to close within two weeks, subject to customary closing conditions, and will result in approximately 2% dilution at the India subsidiary level, with no dilution at the Nasdaq-listed parent company level [5][16] VehicleCare's Capabilities - VehicleCare's platform includes over 350 independent workshops across 21+ states in India, serving more than 15 insurers and brokers, and has executed over 40,000 claims with a 30% reduction in loss costs compared to OEM garages [3][4] - The platform enables insurers to guarantee repair timelines, which has been a challenge in the industry, and is expected to contribute approximately $10 million in revenue over the next twelve months [4][8] Strategic Implications - The combination of Roadzen and VehicleCare is anticipated to provide insurers with end-to-end control over the motor claims lifecycle, from digital decision-making to physical repair execution, a capability that is rare in the market [7][10] - The acquisition is seen as a natural progression for Roadzen, allowing it to expand its AI capabilities into areas such as parts cataloging and repair intelligence, thereby addressing complex global markets [10]

Core Insights - Roadzen Inc. is set to showcase its DrivebuddyAI platform at CES 2026, emphasizing its unique position as the only driver monitoring system validated under both Indian AIS-184 and EU GSR 2144 standards [2][4] - DrivebuddyAI is designed to enhance driver safety and reduce accidents, with a proven track record of over 70% reduction in accidents across large commercial fleet deployments [5] Company Overview - Roadzen Inc. operates at the intersection of AI, insurance, and mobility, providing technology that helps predict and prevent risks, automate claims, and deliver seamless insurance experiences [6][8] - The company has received recognition as one of the world's top AI innovators from notable publications such as Forbes and Fortune [7] Product Features - DrivebuddyAI utilizes a vision-led, real-time driver monitoring and risk intelligence platform, trained on over 3.5 billion kilometers of real-world driving data [5] - The platform functions as a closed-loop learning system, continuously improving by adapting to new driving environments and behaviors [5] Market Positioning - The presence of DrivebuddyAI at CES 2026 highlights the company's strategy to expand into the U.S. market following successful adoption and regulatory validation in India and Europe [6][4] - Roadzen's technology is utilized by a diverse range of clients, including leading insurers, car manufacturers, and fleets, across North America, Europe, and Asia [8]

Core Insights - Roadzen Inc. has successfully acquired majority control of EliteCover Insurance Solutions, enhancing its position in the U.S. commercial auto insurance market valued at $80 billion in annual Gross Written Premiums (GWP) [2][3] - The acquisition is expected to generate over $8 million in annual revenues within the next twelve months, with Adjusted EBITDA margins exceeding 25% [3][4] - EliteCover has achieved an annualized premium run-rate approaching $20 million since its inception in February 2025, supported by over 90 fleet clients and a pipeline of more than 400 agencies representing over $100 million in potential annual premiums [4] Company Overview - EliteCover operates as a licensed commercial auto insurance broker and managing general underwriter (MGU) across multiple U.S. states, including California, Texas, Illinois, and New Jersey [2][4] - The integration of Roadzen's AI, telematics, and automated claims capabilities with EliteCover's underwriting authority and distribution network aims to enhance predictive underwriting and real-time claims automation [4][5] - Roadzen's technology-led model is positioned to address rising fleet insurance costs and inflationary pressures within the sector [5] Leadership Perspectives - Roadzen's CEO, Rohan Malhotra, emphasized the alignment of EliteCover's disciplined underwriting approach with Roadzen's mission to modernize commercial auto insurance through AI [6] - EliteCover's CEO, Arturo Agredano, expressed enthusiasm about the partnership, highlighting the shared vision to innovate commercial auto underwriting by leveraging AI and telematics [6]

Exhibit 99.1 Roadzen Reports $13.7 Million Second Quarter Revenue, a 15.2% Improvement Over Prior Year Quarter, and Fifth Consecutive Quarter of Adjusted EBITDA Improvement. Company continues growth momentum, reduces net loss 90.3% over prior year quarter, and accelerates path to Adjusted EBITDA breakeven ● Sharply Reduced Net Loss and Fifth Straight Quarter of Adjusted EBITDA Improvement Q2 net loss narrowed to $(2.1) million from $(21.8) million the same quarter last year, a 90.3% year-over-year improveme ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________ to _________ Commission File Number: 001-41094 ROADZEN INC. (Exact Name of Registrant as Specified in Its Charter) British Virgin Islands 98-1600 ...

Core Insights - The company has demonstrated significant growth, reducing its net loss by 90.3% year-over-year and moving closer to Adjusted EBITDA breakeven [2][6] - Revenue for Q2 increased by 25.9% quarter-over-quarter and 15.2% year-over-year, reaching $13.7 million, while six-month revenue rose 18.0% to $24.5 million, marking a record first half [1][12] - The company has strengthened its balance sheet through capital raises exceeding $9 million at premiums to market, indicating strong investor confidence [3][6] Financial Performance - The net loss for Q2 narrowed to $(2.1) million from $(21.8) million in the same quarter last year, reflecting a 90.3% improvement [2][12] - Adjusted EBITDA loss improved to $(1.1) million from $(2.1) million year-over-year, marking a 48.6% year-over-year improvement [2][12] - Gross margin for Q2 was 55.7%, slightly down from 56.1% in the same quarter last year [12] Capital and Debt Management - The company raised over $9 million in additional capital during the quarter, including a $2.25 million private placement at a 20% premium to the closing price [3][12] - An agreement in principle was reached to extend the maturity of an $11.5 million senior debt facility from December 31, 2025, to June 30, 2027, enhancing financial flexibility [4][12] Strategic Developments - Roadzen achieved EU regulatory validation for its DrivebuddyAI platform, which has processed over 3.5 billion kilometers of driving data, demonstrating a 70%+ reduction in accidents [4][18] - The company secured a major European OEM insurance mandate and signed an agreement to acquire a majority interest in a U.S. commercial auto Managing General Underwriter, reinforcing its global leadership [4][19] - Roadzen's brokerage business sold 116,528 policies in Q2, generating $12.4 million in Gross Written Premium, compared to 70,618 policies and $10.1 million in the same quarter last year [12][29]

In-principle approval to extend strengthens Roadzen’s balance sheet, enhances financial flexibility, and follows a series of major commercial and strategic milestones across the U.S., Europe, and IndiaNEW YORK, Nov. 04, 2025 (GLOBE NEWSWIRE) -- Roadzen Inc. (Nasdaq: RDZN) (“Roadzen” or the “Company”), a global leader in AI at the intersection of insurance and mobility, today announced that it has reached an agreement in principle with Mizuho Securities USA LLC (“Mizuho”), a leading global investment bank an ...

Group 1 - Roadzen Inc has extended the maturity date of its $11.5 million senior secured notes by 18 months, from December 31, 2025, to June 30, 2027, enhancing its financial flexibility for global growth [1] - The senior secured notes accrue interest at an annual rate of 15% [2] - Roadzen has signed a deal to acquire a majority controlling stake in a licensed commercial auto insurance broker and managing general underwriter based in California, which holds licenses in multiple states [2] Group 2 - The acquisition will enable Roadzen to underwrite specialty transportation and commercial vehicle risks, serving small and mid-sized fleets through national agency networks [3] - The deal will merge the acquired firm with DrivebuddyAI and National Auto Club, creating an integrated platform for telematics, roadside assistance, claims, and distribution in the U.S. commercial auto market [3] - The acquisition is expected to add 90 new fleets, representing over $100 million in potential annual premiums, and contribute more than $8 million in annual revenue at 25% Adjusted EBITDA margins [4] Group 3 - Roadzen projects that the combined platform will exceed $200 million in Gross Written Premium within three years, strengthening its position in the $75+ billion U.S. commercial auto insurance market [4] - Following the announcement, RDZN shares closed lower by 11.70% at $1.510 [4]

The acquisition is non-dilutive for shareholders and expected to generate over $30 million in annual premiums, with $8 million in annual revenues over the next twelve months after closing, and a 25% net income margin on a standalone basisNEW YORK, Oct. 29, 2025 (GLOBE NEWSWIRE) -- Roadzen Inc. (Nasdaq: RDZN), a global leader in AI at the intersection of insurance and mobility, today announced that it has signed a definitive agreement to acquire majority control of a commercial auto insurance broker and mana ...