Exhibit 99.1 Roadzen Reports $13.7 Million Second Quarter Revenue, a 15.2% Improvement Over Prior Year Quarter, and Fifth Consecutive Quarter of Adjusted EBITDA Improvement. Company continues growth momentum, reduces net loss 90.3% over prior year quarter, and accelerates path to Adjusted EBITDA breakeven ● Sharply Reduced Net Loss and Fifth Straight Quarter of Adjusted EBITDA Improvement Q2 net loss narrowed to $(2.1) million from $(21.8) million the same quarter last year, a 90.3% year-over-year improveme ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________ to _________ Commission File Number: 001-41094 ROADZEN INC. (Exact Name of Registrant as Specified in Its Charter) British Virgin Islands 98-1600 ...

Core Insights - The company has demonstrated significant growth, reducing its net loss by 90.3% year-over-year and moving closer to Adjusted EBITDA breakeven [2][6] - Revenue for Q2 increased by 25.9% quarter-over-quarter and 15.2% year-over-year, reaching $13.7 million, while six-month revenue rose 18.0% to $24.5 million, marking a record first half [1][12] - The company has strengthened its balance sheet through capital raises exceeding $9 million at premiums to market, indicating strong investor confidence [3][6] Financial Performance - The net loss for Q2 narrowed to $(2.1) million from $(21.8) million in the same quarter last year, reflecting a 90.3% improvement [2][12] - Adjusted EBITDA loss improved to $(1.1) million from $(2.1) million year-over-year, marking a 48.6% year-over-year improvement [2][12] - Gross margin for Q2 was 55.7%, slightly down from 56.1% in the same quarter last year [12] Capital and Debt Management - The company raised over $9 million in additional capital during the quarter, including a $2.25 million private placement at a 20% premium to the closing price [3][12] - An agreement in principle was reached to extend the maturity of an $11.5 million senior debt facility from December 31, 2025, to June 30, 2027, enhancing financial flexibility [4][12] Strategic Developments - Roadzen achieved EU regulatory validation for its DrivebuddyAI platform, which has processed over 3.5 billion kilometers of driving data, demonstrating a 70%+ reduction in accidents [4][18] - The company secured a major European OEM insurance mandate and signed an agreement to acquire a majority interest in a U.S. commercial auto Managing General Underwriter, reinforcing its global leadership [4][19] - Roadzen's brokerage business sold 116,528 policies in Q2, generating $12.4 million in Gross Written Premium, compared to 70,618 policies and $10.1 million in the same quarter last year [12][29]

In-principle approval to extend strengthens Roadzen’s balance sheet, enhances financial flexibility, and follows a series of major commercial and strategic milestones across the U.S., Europe, and IndiaNEW YORK, Nov. 04, 2025 (GLOBE NEWSWIRE) -- Roadzen Inc. (Nasdaq: RDZN) (“Roadzen” or the “Company”), a global leader in AI at the intersection of insurance and mobility, today announced that it has reached an agreement in principle with Mizuho Securities USA LLC (“Mizuho”), a leading global investment bank an ...

Group 1 - Roadzen Inc has extended the maturity date of its $11.5 million senior secured notes by 18 months, from December 31, 2025, to June 30, 2027, enhancing its financial flexibility for global growth [1] - The senior secured notes accrue interest at an annual rate of 15% [2] - Roadzen has signed a deal to acquire a majority controlling stake in a licensed commercial auto insurance broker and managing general underwriter based in California, which holds licenses in multiple states [2] Group 2 - The acquisition will enable Roadzen to underwrite specialty transportation and commercial vehicle risks, serving small and mid-sized fleets through national agency networks [3] - The deal will merge the acquired firm with DrivebuddyAI and National Auto Club, creating an integrated platform for telematics, roadside assistance, claims, and distribution in the U.S. commercial auto market [3] - The acquisition is expected to add 90 new fleets, representing over $100 million in potential annual premiums, and contribute more than $8 million in annual revenue at 25% Adjusted EBITDA margins [4] Group 3 - Roadzen projects that the combined platform will exceed $200 million in Gross Written Premium within three years, strengthening its position in the $75+ billion U.S. commercial auto insurance market [4] - Following the announcement, RDZN shares closed lower by 11.70% at $1.510 [4]

The acquisition is non-dilutive for shareholders and expected to generate over $30 million in annual premiums, with $8 million in annual revenues over the next twelve months after closing, and a 25% net income margin on a standalone basisNEW YORK, Oct. 29, 2025 (GLOBE NEWSWIRE) -- Roadzen Inc. (Nasdaq: RDZN), a global leader in AI at the intersection of insurance and mobility, today announced that it has signed a definitive agreement to acquire majority control of a commercial auto insurance broker and mana ...

Core Insights - Roadzen, Inc. has announced the acquisition of a majority controlling stake in a licensed commercial auto insurance broker and managing general underwriter (MGU) [1] - The acquisition is expected to enhance Roadzen's capabilities in underwriting specialty transportation and commercial vehicle risks [2] Acquisition Details - The financial terms of the acquisition were not disclosed, and the acquiree operates in California and several other U.S. states [1] - The MGU holds licenses in California, Texas, Illinois, and New Jersey, and has Lloyd's of London Coverholder status [1] Business Model and Revenue - The MGU operates on a commission-based model, which eliminates underwriting risk and generates revenue as a percentage of premiums [2] - As of September 2025, the company has achieved an annualized premium run rate of $20 million [3] Strategic Synergies - The acquisition is expected to close within a few weeks and will lead to the merging of the acquired company with DrivebuddyAI and National Auto Club [3] - This integration aims to create a unified platform for the U.S. commercial auto market, combining telematics, roadside assistance, claims, and distribution [3] Growth Projections - The acquisition is projected to be immediately accretive, contributing over $8 million in annual revenues over the next twelve months with 25% Adjusted EBITDA margins [4] - Roadzen anticipates that the platform will grow to over $200 million in Gross Written Premium (GWP) within three years [5] Management Commentary - The CEO of Roadzen expressed optimism about the strategic synergy of the acquisition with existing operations and technology, aiming to transform the $75+ billion commercial auto insurance market [6] - The acquisition is seen as a step towards building a leading company at the intersection of insurance, mobility, and artificial intelligence [6]

Core Insights - Roadzen Inc. has signed contracts with six leading SME commercial trucking fleets in India to deploy its DrivebuddyAI platform, which includes advanced Driver Monitoring System (DMS) and Collision Warning AI across over 1,500 vehicles [1][3] Company Developments - The contracts are for five years and include full hardware installation and a monthly per-vehicle licensing fee, with total contract value expected to be in the mid-seven figures (USD) over the five-year period [3] - All fleets are expected to be fully operational with DrivebuddyAI by March 2026, enhancing safety and compliance for third-party logistics providers serving major e-commerce players [2][3] Technology and Innovation - DrivebuddyAI utilizes real-time AI to monitor driver alertness, detect risky behavior, and provide early collision warnings, integrating seamlessly with existing telematics and fleet management systems [4] - The platform is connected to a 24×7 Command Centre for proactive driver monitoring and real-time intervention, which can halt vehicles when signs of drowsiness or fatigue are detected [3][4] Market Position and Recognition - DrivebuddyAI has gained momentum in the SME fleet market, demonstrating the scalability of Roadzen's technology and its commitment to improving safety in India's trucking ecosystem, where over 75% of commercial vehicles are owned by small and mid-sized operators [4] - The platform was recognized for its performance at InCabin Europe 2025, having recorded over 3.5 billion kilometers of real-world driving and a reduction of over 70% in accidents [5] Regulatory Compliance - DrivebuddyAI is the only AI-based driver monitoring solution validated under both India's AIS-184 and the EU's GSR 2144 safety standards, highlighting its regulatory readiness for global markets [5]

Core Insights - Roadzen Inc. has secured a mandate to act as a Managing General Agent for a top five global automaker, managing its insurance program in a major European market [1][2] - The partnership is expected to generate over $20 million in annual gross written premiums, contributing more than 15% of gross written premiums as recurring revenue for Roadzen [2][4] - The automaker's selection of Roadzen reflects confidence in its AI-driven technology and operational excellence, with the program set to launch next quarter [3][4] Company Overview - Roadzen is a leader in AI technology at the intersection of insurance and mobility, providing solutions that help predict and prevent risk, automate claims, and deliver embedded insurance experiences [5][6] - The company has been recognized as one of the world's top AI innovators, with a diverse client base including leading insurers, carmakers, and fleets [6] - Headquartered in Burlingame, California, Roadzen employs over 300 people across the U.S., U.K., and India [7]

Core Insights - Roadzen Inc. is participating in two investor conferences in New York City in October 2025, showcasing its advancements in AI technology within the insurance and mobility sectors [1][2] Group 1: Upcoming Events - Roadzen's executive team will attend the 2025 Maxim Growth Summit on October 22-23, where Rohan Malhotra will discuss impactful AI use cases on a panel [1] - At the ThinkEquity Conference on October 30, Rohan Malhotra will present at 1:00 p.m. ET [2] Group 2: Company Achievements - Roadzen will highlight its recent achievements, including expanding partnerships and technology milestones, particularly the regulatory validation and rapid adoption of its DrivebuddyAI platform [2] - The company is scaling globally, expanding margins, and building a significant real-world driving intelligence network that provides value in risk intelligence, safer driving, and smarter insurance solutions [2] Group 3: Company Overview - Roadzen Inc. is a global technology company focused on transforming auto insurance through advanced AI, serving thousands of clients including leading insurers and car manufacturers [4] - The company has been recognized as a top AI innovator by major publications and aims to advance AI research at the intersection of mobility and insurance [4] - Headquartered in Burlingame, California, Roadzen employs 323 people across its offices in the U.S., U.K., and India [4]