UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2021 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 1-9109 RAYMOND JAMES FINANCIAL, INC. (Exact name of registrant as specified in its charter) Florida 59-1517485 (State or other jurisdiction of (I.R ...

FOURTH QUARTER & FISCAL 2021 RESULTS October 27, 2021 RAYMOND JA FORWARD-LOOKING STATEMENTS Certain statements made in this presentation and the associated conference call may constitute "forward-looking statements" under the Private Securities Litigation Reform Act of 1995. Forward-looking statements include information concerning future strategic objectives, business prospects, anticipated savings, financial results (including expenses, earnings, liquidity, cash flow and capital expenditures), industry or ...

Raymond James Financial, Inc. (NYSE:RJF) Q4 2021 Earnings Conference Call October 28, 2021 8:15 AM ET Company Participants Kristie Waugh - Vice President of Investor Relations Paul Reilly - Chairman & Chief Executive Officer Paul Shoukry - Chief Financial Officer Conference Call Participants Devin Ryan - JMP securities Manan Gosalia - Morgan Stanley Jim Mitchell - Seaport Research Steven Chubak - Wolfe Research Ryan Bailey - Goldman Sachs Operator Good morning and welcome to Raymond James Financial's Fourth ...

TriState Capital Holdings, Inc. (TSC) Q3 2021 Results Conference Call October 21, 2021 8:30 AM ET Company Participants Kristie Waugh - Head of Investor Relations, Raymond James Financial Paul Reilly - Chairman and CEO, Raymond James Financial Paul Shoukry - CFO, Raymond James Financial Jim Getz - Chairman and Chief Executive Officer, TriState Capital Holdings David Demas - Chief Financial Officer, TriState Capital Holdings Brian Fetterolf - President and Chief Executive Officer, TriState Capital Bank Tim Ri ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 1-9109 RAYMOND JAMES FINANCIAL, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organ ...

FISCAL 3Q21 RESULTS July 28, 2021 RAYMOND JAMES OVERVIEW OF RESULTS Paul Reilly Chairman & CEO, Raymond James Financial RAYMOND JAMES 2 FISCAL 3Q21 HIGHLIGHTS | --- | --- | --- | --- | --- | |--------------------------------------------------|--------|-------------|-----------|-----------| | $ in millions, except per share amounts | | 3Q21 | vs. 3Q20 | vs. 2Q21 | | As Reported: | | | | | | Net revenues | RECORD | $ 2,471 35% | | 4% | | Net income | | $ 307 78% | | (14)% | | Earnings per common share - dilut ...

TriState Capital Holdings, Inc. (TSC) Q2 2021 Earnings Conference Call July 22, 2021 8:30 AM ET Company Participants Jim Getz – Chairman and Chief Executive Officer Brian Fetterolf – President and Chief Executive Officer-TriState Capital Bank David Demas – Chief Financial Officer Tim Riddle – Managing Partner and Chief Executive Officer-Chartwell Investment Partners Conference Call Participants Michael Perito – KBW Daniel Tamayo – Raymond James Matt Olney – Stephens Steve Moss – B. Riley FBR Russell Gunther ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to RAYMOND JAMES FINANCIAL, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Iden ...

FISCAL 2Q21 RESULTS April 28, 2021 RAYMOND JAMES OVERVIEW OF RESULTS Paul Reilly Chairman & CEO, Raymond James Financial RAYMOND JAMES 2 FISCAL 2Q21 HIGHLIGHTS | --- | --- | --- | --- | --- | --- | |------------------------------------------|--------|-------|-------------|-----------|-----------| | $ in millions, except per share amounts | | | 2Q21 | vs. 2Q20 | vs. 1Q21 | | As Reported: | | | | | | | Net revenues | RECORD | | $ 2,372 15% | | 7% | | Net income | RECORD | | $ 355 110% | | 14% | | Earnings per ...

Financial Data and Key Metrics Changes - TriState Capital reported record net interest income of $38.7 million, up nearly 11% year-over-year, marking the 21st consecutive quarter of annual net interest income growth [22] - Total revenue reached a record $52.3 million, increasing 8.6% year-over-year and 4.8% from the previous quarter [22] - Net income for Q1 2021 grew by 28% from the linked quarter and 26% year-over-year [7] Business Line Data and Key Metrics Changes - Chartwell's assets under management (AUM) grew by 35% year-over-year to $11.2 billion, with first quarter investment management fees of $9 million up nearly 18% from the same period last year [9][10] - TriState Capital Bank's total loans increased by 23% year-over-year to $8.5 billion, with private banking loans reaching a record $5.1 billion, making up 59% of total loans [15][16] - Commercial loans rose nearly 15% year-over-year, driven by growth in commercial real estate lending [17] Market Data and Key Metrics Changes - Record deposits exceeded $9.2 billion, reflecting a 19% growth over the last 12 months, with treasury management deposits growing by 64% year-over-year [21] - Nonperforming assets (NPAs) increased by $13 million but represented only 24 basis points of total assets, indicating strong credit quality [20] Company Strategy and Development Direction - The company aims for organic total loan growth of 15% to 20% for the full year 2021, supported by strong pipelines and record loan application volumes [19] - Chartwell plans to enhance operating leverage and profitability, with expectations to grow AUM and revenue by another 50% over the next 3 to 5 years [12][40] - The company is focused on reducing risk profiles and enhancing client relationships through strategic investments in technology and distribution capabilities [39] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in continued margin expansion, projecting net interest margin (NIM) to reach mid to high 160s by year-end [29] - The management team highlighted the importance of maintaining strong credit quality and adequate reserves, with no notable trends indicating further losses [58] - The company remains optimistic about growth opportunities in both private banking and commercial lending sectors as the economy recovers [51] Other Important Information - Operating expenses grew by only 7% year-over-year, with a target of 10% to 12% growth for the full year 2021 [22][77] - The company has made significant investments in technology and compliance to support responsible growth [77] Q&A Session Summary Question: Update on net interest margin expectations - Management indicated that NIM expanded from 153 basis points at year-end to 159 basis points at the end of Q1, with expectations to reach mid to high 160s by year-end [29] Question: Drivers of strong deposit growth - Management attributed strong deposit growth to treasury management services and new client relationships, expecting service-based offerings to contribute 40% to 50% of deposit growth this year [38] Question: Expectations for Chartwell's EBITDA margins - Management expects EBITDA margins to expand as they control expenses and continue to grow AUM and revenues [41] Question: Update on financial intermediary network growth - The number of financial intermediaries increased to mid-260s, with record loan applications up 44% year-over-year, indicating strong distribution platform success [48] Question: Credit quality and NPAs - Management stated that they are adequately reserved and do not foresee trends indicating further losses, with a significant reduction in deferrals expected in the coming quarters [56][58] Question: Investment securities trends - The investment portfolio is primarily composed of AA+ rated securities, with yields expected to improve as prepayments slow [60] Question: Clarification on FDIC insurance expense - FDIC insurance expense was 4 basis points on average assets in Q1, down from 8 basis points in the previous quarter, with expectations for slight increases based on growth [70] Question: Weighted average fee rate expectations - The average fee rate may fluctuate due to the mix of new business, particularly with fixed income products having lower fees [65]