✔ rıskıfied Presentation Actual outcomes may differ materially from the information contained in the forward-looking statements as a result of a number of factors, including, without limitation, the following: our ability to manage our growth effectively; continued use of credit cards and other payment methods that expose merchants to the risk of payment fraud, an dother changes in laws and regulations, including card scheme rules, related to the use of these payment methods, and the emergence of new altern ...

Riskified (RSKD) came out with quarterly earnings of $0.04 per share, beating the Zacks Consensus Estimate of $0.02 per share. This compares to break-even earnings per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 100%. A quarter ago, it was expected that this provider of fraud-prevention services would post earnings of $0.03 per share when it actually produced earnings of $0.07, delivering a surprise of 133.33%. Over the last ...

Exhibit 99.1 Riskified Achieves Record Quarterly Free Cash Flows; Board Authorizes Additional $75 Million Share Repurchase Program Improves 2024 Adjusted EBITDA Guidance NEW YORK, May 15, 2024 - Riskified Ltd. (NYSE: RSKD) (the "Company"), a leader in ecommerce fraud and risk intelligence, today announced financial results for the three months ended March 31, 2024. The Company will host an investor call to discuss these results today at 8:30 a.m. Eastern Time. "Our commitment toward profitable growth has yi ...

Currency and Financial Risks - Majority of company's revenue transactions are denominated in U.S. dollars, reducing foreign currency risk, but an increasing portion is in foreign currencies like the Euro, which could negatively affect revenues if these currencies weaken against the U.S. dollar[109] - Company's operating expenses are increasingly denominated in foreign currencies, particularly the New Israeli Shekels (NIS), and any strengthening of NIS against the U.S. dollar could increase costs[109] - The company may need additional capital in the future, and inability to secure financing on favorable terms could impair business growth and operations[110] - The company's pricing model is risk-adjusted and may need to change in response to global economic conditions or reductions in merchants' spending levels[100] - The company's cash reserves may be diminished by the share repurchase program, potentially impacting strategic opportunities and acquisitions[226] Operational and Platform Risks - Company's growth depends on uninterrupted access to its ecommerce risk intelligence platform, and any disruptions or performance issues could lead to loss of merchants and negatively impact revenues[122] - Company provides credits to merchants for fraudulent transactions approved by its platform, and any performance malfunction could result in significant financial liabilities[122] - Company relies on third-party cloud providers like Amazon Web Services, and any disruptions in their operations could adversely affect business, financial condition, and results of operations[111] - The company's reliance on third-party data sources like Maxmind, Ekata, and Emailage for fraud detection may not always be accurate due to errors or inconsistencies in the data[124] Data Protection and Privacy Compliance - Compliance with data protection and privacy laws requires substantial operational costs, and any failure to comply could result in fines, lawsuits, and adverse effects on revenues[128] - The company is subject to evolving data protection regulations in the U.S., including potential fines and increased compliance costs[129][132] - The GDPR and UK GDPR impose strict obligations on data processing, with potential fines, enforcement actions, and reputational risks for non-compliance[134] - The company faces challenges in transferring personal data from the EEA and UK due to regulatory complexity and potential enforcement actions[135][137] - Compliance with evolving privacy laws, such as the California Consumer Privacy Act (CCPA), could result in significant liability and negative publicity if the company fails to comply[131] - The company must comply with China's strict data localization and personal information protection laws, including the CSL, DSL, and PIPL, which may increase compliance costs[145][146] Intellectual Property and Technology Risks - Company's intellectual property protection relies on trade secrets and contractual provisions, and any failure to protect these rights could impair its ability to safeguard proprietary technology[115] - The company faces risks related to intellectual property protection for AI and machine learning technologies, including potential litigation and infringement claims[119] - The company may incur significant costs to monitor and protect its intellectual property rights, which could impact its financial condition and operations[120] - The company's proprietary machine learning models rely on merchant and third-party data, and disruptions or inaccuracies in data access could adversely affect its business[123] - Inaccurate or limited access to third-party data used for training machine learning models could negatively impact the company's product offerings and merchant relationships[126] - The company's AI and ML technologies may face technical obstacles, undetected defects, or errors, which could adversely affect its business and customer relationships[156] - The use of open-source software in the company's products could lead to legal risks, including potential requirements to disclose proprietary source code or offer products for free[158] - The company does not currently have a patent portfolio, which could limit its ability to deter patent infringement claims[166] - Litigation related to intellectual property claims could result in significant expenses, damages, or the need to redesign products[166][167] Regulatory and Legal Risks - The company's business increasingly relies on artificial intelligence (AI) and machine learning (ML), with evolving regulatory frameworks in the US, EU, and China potentially impacting its ability to develop and commercialize these technologies[150] - The EU AI Act, expected to take effect by 2026, could impose fines of up to 7% of worldwide annual turnover for non-compliance, significantly affecting the company's operations[150] - China has implemented strict regulations on generative AI, algorithmic recommendation, and deep synthesis technologies, requiring service providers to file algorithms and complete security assessments before service provision[150] - The company must comply with anti-corruption, trade compliance, and economic sanctions laws, with potential penalties including fines, imprisonment, and reputational harm[169][170][171] - The company's global operations expose it to risks of violating anti-corruption and anti-money laundering laws, which could materially affect its business and financial condition[171] - The company may face challenges in enforcing non-compete agreements with employees, particularly in jurisdictions like Israel and the United States[172][173] - The company is undergoing a routine tax audit in Israel, which may result in additional taxes, interest, or penalties[188] - The U.S. Inflation Reduction Act introduced a 15% corporate minimum tax and a 1% excise tax on certain stock redemptions[192] - The OECD's BEPS initiative aims to implement a global minimum tax rate of at least 15% for multinational enterprises with revenue exceeding €750 million, effective from 2024[193] - The company's effective tax rate may be impacted by ongoing global tax reforms and increased audit activity in multiple jurisdictions[194] - The company may face increased regulatory costs and compliance risks if classified as an insurance company in certain jurisdictions[196] - The company may lose its "foreign private issuer" status in the future, which could result in significant additional compliance costs and expenses[210] - Israeli tax laws may make certain transactions undesirable for the company or its shareholders due to tax deferral limitations and restrictions[220] - The company faces risks related to its incorporation and operations in Israel, including potential disruptions from political, economic, and military conditions in the region[240][243] - Israeli courts may not enforce non-Israeli judgments under certain conditions, affecting legal enforceability[250] - Shareholder rights and responsibilities under Israeli law differ from those in typical U.S. corporations[251] - Israeli law imposes a duty of fairness on controlling shareholders, though the substance of this duty is not clearly defined[251] Reputational and Brand Risks - Company faces reputational risks associated with serving large enterprises, and inability to mitigate these risks could adversely affect business and financial condition[94] - The company's brand strength is critical to its growth, and failure to maintain or enhance the brand could have a material adverse effect on its business and financial condition[161] Competition and Market Risks - The company faces significant competition in AI and ML development, with competitors potentially developing superior or more cost-effective technologies[157] - The company competes for highly skilled personnel in Israel, where there is a shortage of qualified employees, which could impact its business operations[246] - Failure to attract or retain qualified personnel could have a material adverse effect on the company's business and financial condition[247] Acquisitions and Strategic Investments - Acquisitions and strategic investments may pose integration challenges and divert management attention, potentially diluting shareholder value and adversely affecting the company's business and financial condition[163][164] - The company may face difficulties in assimilating acquired businesses, technologies, and personnel, particularly if key personnel are not retained or software integration issues arise[164] - Competition for acquisitions could increase prices for attractive targets, and regulatory approvals may be required, potentially leading to significant costs and delays[165] - The company may face risks related to liability for activities of acquired companies, including intellectual property claims, legal violations, and tax liabilities[165] Shareholder and Governance Risks - The company's dual-class share structure concentrates 84.08% of voting power with pre-IPO shareholders, limiting influence for Class A shareholders[200] - The company's Class A ordinary shares have experienced significant price and volume volatility, influenced by factors such as geopolitical conditions and market trends[197] - The lack of an active trading market for Class A ordinary shares could impair liquidity and capital-raising efforts[205] - Securities analysts' unfavorable reports or downgrades could negatively impact the price of Class A ordinary shares[206] - The company qualifies as an "emerging growth company" and may rely on reduced disclosure requirements, potentially making its Class A ordinary shares less attractive to investors[207] - The company is a "foreign private issuer" and is exempt from certain U.S. reporting requirements, which may result in less frequent and less detailed disclosures compared to U.S. domestic companies[208][209] - The company's amended articles require at least 65% of outstanding shares to vote for the removal of a director[225] - The company's exclusive forum provisions may limit shareholders' ability to choose judicial forums for disputes, potentially discouraging lawsuits[235] - The company may be classified as a Passive Foreign Investment Company (PFIC), which could result in adverse U.S. federal income tax consequences for U.S. holders of Class A ordinary shares[236][237] - The company's dual-class share structure concentrates voting power, with Class A ordinary shares representing approximately 20% of total voting power[237] Share Repurchase Program - The company's board approved a share repurchase program for up to $75 million of Class A ordinary shares in August 2023, with court approval obtained in November 2023[224] - The share repurchase program may increase the volatility of Class A ordinary shares' price and reduce liquidity, potentially impacting shareholder value[224][226] - The company's share repurchase program is valid through May 19, 2024, with potential extensions or expansions subject to court approval[227] ESG and Tax Compliance - ESG compliance costs are increasing due to evolving standards and regulations, potentially impacting the company's reputation and financial performance[185] - The company may face significant indirect tax liabilities and compliance costs in various jurisdictions, potentially impacting its financial condition[189][190] Geopolitical and Regional Risks - Restrictions on business with Israel and Israeli companies may materially limit the company's ability to sell products and provide services in certain countries[244] - Increased efforts by countries, activists, and organizations to boycott Israeli goods and services could adversely impact the company's international sales[244] - The ICJ's interim ruling against Israel may lead to termination of commercial relationships with Israeli companies, affecting the company's operations[244] - The company's operations and economic conditions in Israel may be adversely affected by ongoing regional conflicts and potential credit rating downgrades[241] Employee Retention and Development - Retaining and developing personnel may result in significant additional expenses, potentially impacting profitability[247] - Failure to attract or retain qualified personnel could have a material adverse effect on the company's business and financial condition[247] Financial Reporting and Investor Confidence - The company's non-GAAP financial measures and key performance metrics are critical for investor confidence, and any inaccuracies in reporting could negatively impact its stock price[181] - The company's public status incurs significant legal, accounting, and compliance costs, with management devoting substantial time to these initiatives[228] Dividend Policy and Shareholder Returns - The company does not expect to pay any dividends in the foreseeable future and intends to retain earnings for business expansion[221] Share Structure and Voting Power - As of December 31, 2023, the company had 8,766,560 ordinary shares available for future grants under equity incentive plans and 32,280,797 ordinary shares subject to outstanding share options and RSUs[215] - The company had 128,738,857 Class A ordinary shares and 49,814,864 Class B ordinary shares outstanding as of December 31, 2023[214]

Chett Mandel - Head of IR Eido Gal - Co-Founder and CEO Aglika Dotcheva - CFO Operator We released our results for the full year and fourth quarter of 2023 earlier today. Our earnings materials, including a replay of today's webcast, will be available on our Investor Relations website at ir.riskified.com. Additionally, we will discuss certain non-GAAP financial measures and key performance indicators on the call. Reconciliations to the most directly comparable GAAP financial measures are available in our ea ...

Exhibit 99.1 Riskified Outperforms FY'23 Adjusted EBITDA Guidance by 37% and Ends Year with Positive Free Cash Flow Provides Initial 2024 Outlook NEW YORK, March 5, 2024 - Riskified Ltd. (NYSE: RSKD) (the "Company"), a leader in ecommerce fraud and risk intelligence, today announced financial results for the three and twelve months ended December 31, 2023. The Company will host an investor call to discuss these results today at 8:30 a.m. Eastern Time. "The fourth quarter marks a significant milestone as we ...

Conference Call Participants Chett Mandel Certain statements made on the call today will be forward-looking statements related to our operating performance, business and financial goals, outlook as to gross profit margin, adjusted EBITDA profitability and expectations as to positive cash flows, which reflect management's best judgment based on currently available information and are not guarantees of future performance. Please refer to our Annual Report on Form 20-F for the year ended December 31st, 2022, a ...

Exhibit 99.1 Riskified Continues to Execute on Land and Expand Strategy to Achieve Third Quarter Revenue Growth of 14% Raises Adjusted EBITDA Guidance for FY 2023 NEW YORK, November 15, 2023 - Riskified Ltd. (NYSE: RSKD) (the "Company"), a leader in eCommerce fraud and risk intelligence, today announced financial results for the three and nine months ended September 30, 2023. The Company will host an investor call to discuss these results today at 8:30 a.m. Eastern Time. "I am extremely proud of the team fo ...

Company Participants Brent Bracelin – Piper Sandler Will Nance – Goldman Sachs Owen Callahan – Barclays Robert Napoli – William Blair Terry Tillman – Truist Securities And I would now like to hand the conference over to your speaker today Mr. Chett Mandel, Head of Investor Relations. Sir, please go ahead. We released our results for the second quarter of 2023 earlier today. Our earnings materials, including a replay of todayÂ's webcast, are available on our Investor Relations website at ir.riskified.com. Ce ...

1 Analysis performed using the ten largest merchants that provided pre-Riskified performance data to us. These merchants were ranked by Billings over the period from November 1, 2020 to January 31, 2021 and collectively represent approximately 35% of total Billings for the year ended December 31, 2020. 2 The change in sales approval rate represents the difference in total dollar-based orders cleared and accepted by the merchant's fraud review process, expressed as a percentage of dollar-based order volume. ...