Financial Data and Key Metrics Changes - The company reported a GMV of $34.2 billion for Q1 2025, reflecting a 7% year-over-year increase [13] - Revenue for the first quarter was $82.4 million, also up 8% year-over-year [13] - The non-GAAP gross profit margin for Q1 2025 was approximately 50%, with a year-over-year decline attributed to ramping up new merchants in newer categories [17] - Positive adjusted EBITDA of $1.3 million was achieved in Q1, marking the sixth consecutive quarter of positive adjusted EBITDA [19] - The company ended the quarter with approximately $357 million in cash, deposits, and investments, carrying zero debt [19][20] Business Line Data and Key Metrics Changes - The two largest categories, Tickets and Travel and Fashion and Luxury, each grew in the mid-teens range year-over-year, driven by strong new business wins and upsell activity [13] - The money transfer and payments category saw approximately 90% year-over-year growth, primarily driven by new merchant activity [14] - The home category contracted by 74%, contributing to a 5% year-over-year decline in the U.S. market [15] - Growth accelerated across all regions outside the U.S., with APAC growing approximately 70% and Outer Americas growing approximately 13% [16] Market Data and Key Metrics Changes - Eight of the top ten new logos won during Q1 were headquartered outside the U.S., indicating a continued expansion of the company's geographic footprint [12] - The company noted that the overall consumer remained resilient, with April trends stable compared to March [11] Company Strategy and Development Direction - The company is focused on expanding its top-of-funnel efforts to generate more pipeline, converting that pipeline into new business, and retaining and growing with merchants once onboarded [7] - The strategic investment in machine learning capabilities is aimed at enhancing performance for merchants and addressing evolving fraud challenges [10] - The company aims to maintain a non-GAAP gross profit margin between 52% to 53.5% for the full year [17] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the strong start to 2025 and the opportunities surrounding the pipeline and anticipated new business activity [21] - The company is maintaining its revenue guidance of between $333 million and $346 million and adjusted EBITDA guidance of between $18 million and $26 million for the year [22] - Management acknowledged the uncertainty around potential impacts of tariffs on merchants and overall spending activity [21] Other Important Information - The company repurchased 4.1 million shares for approximately $20.7 million during the first quarter, contributing to a decrease in share count [20] - The company continues to expect approximately $30 million of positive free cash flow in 2025, with the majority expected in the second half of the year [20] Q&A Session Summary Question: Impact of product roadmap execution on growth confidence - Management expressed satisfaction with the strong start to the year, attributing pipeline growth to the platform's value proposition and increased touchpoints within organizations [26][27] Question: Timeline for gross margin stabilization - Management encouraged looking at gross margins on an annual basis, reiterating expectations set in the previous call [30] Question: Update on mid-tier market strategy - Management indicated that while there is potential in the mid-tier market, the current strength of the pipeline remains focused on enterprise-level clients [35] Question: Long-term potential of the money transfer and payments category - Management highlighted the broad range of use cases in the money transfer category and the opportunity to expand market share [37] Question: Comparison with competitors, specifically Stripe - Management noted that Riskify's data capabilities are significantly greater than those of gateway solutions like Stripe, allowing for more effective fraud prevention [41][43] Question: Industry growth rates compared to company performance - Management acknowledged that their categories do not always align with external e-commerce growth metrics, with some categories performing better than industry averages [45][46] Question: Growth mix between new logos and existing base - Management indicated that new logo growth is slightly higher than expected, while dollar retention rates remain close to 100% [63][64]

Financial Data and Key Metrics Changes - The company's GMV for Q1 was $34.2 billion, reflecting a 7% year-over-year increase [13] - Revenue for Q1 was $82.4 million, also up 8% year-over-year [13] - Non-GAAP gross profit margin for Q1 was approximately 50%, with a year-over-year decline attributed to ramping up new merchants [17] - Positive adjusted EBITDA of $1.3 million was achieved in Q1, marking the sixth consecutive quarter of positive adjusted EBITDA [19] - The company ended Q1 with approximately $357 million in cash, deposits, and investments, carrying zero debt [19][20] Business Line Data and Key Metrics Changes - The two largest categories, Tickets and Travel and Fashion and Luxury, each grew in the mid-teens range year-over-year [13] - The money transfer and payments category achieved approximately 90% year-over-year growth in Q1, driven by new merchant activity [14] - The home category contracted by 74%, contributing to a 5% year-over-year decline in the U.S. [15] - Growth in APAC was approximately 70%, while Outer Americas grew approximately 13% [16] Market Data and Key Metrics Changes - Eight of the top ten new logos won during Q1 were headquartered outside the U.S., indicating a focus on international growth [12] - The company has seen strong performance in the travel category, contrasting with broader industry trends [46] Company Strategy and Development Direction - The company is focused on expanding its product portfolio and enhancing its AI decisioning engine to address a wider range of use cases [9] - The strategy includes diversifying across verticals and geographies to enhance resilience against economic uncertainty [11] - The company aims to maintain a revenue guidance of $333 million to $346 million for the year, reflecting a balanced view of risks and opportunities [22] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the resilience of consumers despite market uncertainties [11] - The company is strategically investing in machine learning capabilities to support merchants in addressing evolving fraud challenges [10] - The outlook remains cautious due to potential impacts of tariffs on merchants and overall spending activity [21] Other Important Information - The company repurchased 4.1 million shares for approximately $20.7 million in Q1, reflecting a commitment to managing dilution [20] - The company expects to generate approximately $30 million in positive free cash flow in 2025, with most cash flow generation anticipated in the second half of the year [20] Q&A Session Summary Question: Impact of product roadmap execution on growth confidence - Management highlighted strong pipeline growth and the effectiveness of their global go-to-market strategy as key factors for confidence in future growth [26][27] Question: Timeline for gross margin stabilization - Management encouraged looking at gross margins on an annual basis, noting that large client wins in Q1 impacted year-over-year comparisons [30] Question: Update on mid-tier market strategy - Management indicated that while there is potential in the mid-tier market, current strength remains in enterprise-level opportunities [35] Question: Long-term potential of the money transfer and payments category - Management sees a broad opportunity set in money transfer, with various use cases and payment methods contributing to growth [37] Question: Comparison with competitors like Stripe - Management emphasized the advantages of their data capabilities over gateway solutions, allowing for more effective fraud prevention [41][43] Question: Industry growth rate relative to company performance - Management noted that their growth in certain categories, like travel, has outperformed broader industry trends, indicating potential share gains [46][48]

Financial Data and Key Metrics Changes - The company's GMV for Q1 2025 was $34.2 billion, reflecting a 7% year-over-year increase [12] - Revenue for Q1 2025 was $82.4 million, also up 8% year-over-year [12] - Non-GAAP gross profit margin for Q1 2025 was approximately 50%, with a year-over-year decline attributed to ramping up new merchants in newer categories [16] - Positive adjusted EBITDA of $1.3 million was achieved in Q1 2025, marking the sixth consecutive quarter of positive adjusted EBITDA [18] - The company ended Q1 2025 with approximately $357 million in cash, deposits, and investments, carrying zero debt [18] Business Line Data and Key Metrics Changes - New product revenue growth was up approximately 190% year-over-year, indicating strong traction of the platform [8] - The two largest categories, Tickets and Travel and Fashion and Luxury, each grew in the mid-teens range year-over-year [12] - The money transfer and payments category achieved approximately 90% year-over-year growth in Q1 2025, driven by new merchant activity [13] - The home category contracted by 74% year-over-year, contributing to a 5% decline in the U.S. [14] Market Data and Key Metrics Changes - APAC grew approximately 70% and Outer Americas (Canada and Latin America) grew approximately 13% in Q1 2025, primarily due to new and upsell activity [15] - Eight of the top ten new logos won during Q1 2025 were headquartered outside the U.S., indicating a focus on international growth [11] Company Strategy and Development Direction - The company is focused on expanding its top-of-funnel efforts to generate more pipeline and converting that pipeline into new business [5] - There is a strategic investment in machine learning capabilities to enhance performance for merchants [9] - The company aims to maintain a non-GAAP gross profit margin between 52% to 53.5% for the full year [16] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the resilience of consumers despite macroeconomic uncertainties [10] - The company maintains its revenue guidance of $333 million to $346 million for 2025, reflecting a balanced view of risks and opportunities [20] - Management noted that the global go-to-market strategy is starting to pay off, with more opportunities diversified outside the U.S. [26] Other Important Information - The company repurchased 4.1 million shares for approximately $20.7 million in Q1 2025, reflecting a commitment to managing dilution [19] - The company expects approximately $30 million of positive free cash flow in 2025, with most cash flow generation anticipated in the second half of the year [19] Q&A Session Summary Question: Impact of product roadmap execution on growth confidence - Management highlighted strong pipeline growth and the effectiveness of their platform in driving new business opportunities [25] Question: Timeline for gross margin stabilization - Management encouraged looking at gross margins on an annual basis, with expectations for improvements as large client wins ramp up [29] Question: Update on mid-tier market strategy - Management indicated that while there is potential in the mid-tier market, current strength is still focused on enterprise-level clients [34] Question: Competitive landscape comparison with Stripe - Management emphasized the advantages of their data capabilities over gateway solutions like Stripe, which have more limited data access [40] Question: Industry growth rate compared to GMV growth - Management noted that their growth in certain categories, like travel, has outperformed broader industry metrics, indicating share gains [44] Question: Growth mix between new logos and existing base - Management indicated that new logo growth is slightly higher than expected, while dollar retention rates remain around 100% [62]

Financial Performance - Riskified's Q1 2025 revenue reached $82.4 million, an 8% year-over-year increase[51, 56] - The company achieved positive Adjusted EBITDA of $1.3 million in Q1 2025, marking the sixth consecutive quarter of positive Adjusted EBITDA[51, 58] - Riskified repurchased 4.1 million shares in Q1 2025 at a total cost of $20.7 million[59, 65] - The company maintains its 2025 revenue guidance between $333 million and $346 million, with an Adjusted EBITDA guidance between $18 million and $26 million[61] Business Growth & Diversification - Riskified's GMV for FY2024 was over $140 billion[16, 20] - Revenue from products outside of the core Chargeback Guarantee product increased by approximately 190% year-over-year[64] - The company is expanding into new verticals, including Money Transfer & Payments, which experienced over 90% year-over-year revenue growth in Q1 2025[63] - Riskified is diversifying geographically, with eight of the top ten new Chargeback Guarantee logos representing wins outside of the United States in Q1 2025[62] Platform & Technology - Riskified's platform has reviewed over 4 billion historical eCommerce transactions and includes over 950 million unique consumers in its network[40] - The company's non-GAAP operating expenses as a percentage of revenue decreased from 53% to 48% year-over-year, indicating improved expense management[57]

Exhibit 99.1 Riskified Continues To Grow Through Vertical and Geographic Expansion Maintains 2025 Guidance NEW YORK, May 14, 2025 - Riskified Ltd. (NYSE: RSKD) (the "Company"), a leader in ecommerce fraud and risk intelligence, today announced financial results for the three months ended March 31, 2025. The Company will host an investor call to discuss these results today at 8:30 a.m. Eastern Time. "I am encouraged by our start to the year, our execution on the 2025 product roadmap, and the increased pipeli ...

Group 1 - The article focuses on Riskified Ltd. (NYSE: RSKD), a small-cap tech company based in New York City, which has not been analyzed since early 2023 [1] - The Busted IPO Forum, led by Bret Jensen, targets stocks that have been public for 18 months to 6 years and are significantly below their offering price [1] Group 2 - The article does not provide specific financial metrics or performance data for Riskified Ltd. [1]

Currency and Financial Risks - The company is exposed to fluctuations in currency exchange rates, particularly with a portion of revenue denominated in Euros, which could negatively affect revenues if foreign currencies weaken against the U.S. dollar[116]. - The company may require additional capital in the future, and its ability to obtain financing will depend on various factors, including operating performance and capital market conditions[117]. - The company’s financial position could be negatively impacted if it issues significant credits or refunds to merchants due to performance malfunctions in its platform[127]. - Changes in tax laws and regulations could adversely affect the company's operations and financial condition, potentially leading to increased costs and liabilities[199]. - The company is subject to routine tax audits, which may result in additional tax, interest, or penalties being imposed[200]. - The application of indirect taxes to online transactions is complex and evolving, with potential liabilities exceeding current estimates[201]. - The company may face substantial tax liabilities if required to collect sales or other taxes in jurisdictions where it has not historically done so[201]. Technology and Operational Risks - The company relies on third-party Public Cloud Providers for its cloud-based SaaS products, and any disruption in their operations could adversely affect the company's business and financial condition[119]. - The company faces risks related to interruptions or performance problems with its technology and infrastructure, which could undermine merchant confidence and negatively impact revenues[127]. - The company’s proprietary machine learning models depend on data from merchants and third parties, and any loss of access to this data could adversely affect its ability to evaluate transactions and detect fraud[128]. - The company faces risks related to the accuracy and availability of third-party data used for training machine learning models, which could adversely affect product offerings and merchant relationships[131]. - The company relies on third-party data sources for fraud detection may lead to inaccuracies, affecting its ability to make informed decisions[130]. - The company may incur significant costs for using alternative equipment or services in response to disruptions affecting its Public Cloud Providers[120]. Intellectual Property and Compliance Risks - The company has not registered any copyrights and primarily relies on trade secret protection, which may limit remedies for unauthorized use of its software[122]. - The company’s ability to protect its intellectual property rights is uncertain, particularly in foreign jurisdictions, which may expose it to unauthorized use of its technology[121]. - There is a risk of being sued for alleged infringement of intellectual property rights, which could lead to substantial damages or redesigning of products[179]. - The company does not currently have a patent portfolio, which may hinder its ability to defend against patent infringement claims[179]. - Compliance with evolving privacy laws and regulations may result in significant liabilities and operational costs, impacting revenues and financial condition[132]. Regulatory and Legal Risks - The California Consumer Privacy Act (CCPA) imposes civil penalties for violations, and failure to comply could lead to legal actions against the company[137]. - The General Data Protection Regulation (GDPR) imposes strict obligations on data processing, with potential fines for non-compliance that could significantly impact financial condition[140]. - The company anticipates increased operational costs due to compliance with the Digital Markets Act (DMA) and Digital Services Act (DSA) which require modifications to practices and policies[148]. - The evolving regulatory landscape in the European Economic Area and the UK may lead to increased operational costs and risks associated with data transfers and processing[139]. - The company is subject to complex and rapidly changing U.S. state laws regarding privacy and data security, which could lead to costly compliance efforts[136]. - The introduction of new regulations in China, such as the Regulations on Network Data Security Management, expands obligations for data processors and may require significant adjustments to operations[157]. - The regulatory framework for artificial intelligence (AI) and machine learning (ML) is rapidly evolving, with significant new laws enacted in California, Colorado, and Utah, impacting compliance and operational costs[161]. - The EU AI Act, effective from August 2024, will impose obligations including transparency and risk assessments, with fines for non-compliance reaching up to 7% of worldwide annual turnover[161]. - China has implemented strict regulations governing generative AI and algorithmic technologies, requiring service providers to file algorithms and complete security assessments[161]. Market and Competitive Risks - The market for AI and ML technologies remains unproven, and the company faces challenges in developing and commercializing these technologies effectively[165]. - The company relies on third-party AI technologies, and any changes in availability or pricing could adversely affect its solutions and customer appeal[166]. - The use of open-source software poses risks, including potential litigation and requirements to disclose proprietary code, which could impact revenue generation[171]. - Maintaining and enhancing the company's brand is critical for growth, requiring substantial investments in marketing and product quality[173]. - The company may pursue acquisitions or strategic investments to expand capabilities, but such efforts could face integration challenges and divert management attention[176]. - The company faces challenges in identifying desirable acquisition targets and may incur significant costs if regulatory approvals are not obtained for acquisitions[177]. Governance and Shareholder Risks - The dual class share structure concentrates voting power with management, limiting shareholder influence over important transactions[213]. - The company's Class A ordinary shares have experienced significant price volatility, influenced by various market factors and operational performance[210]. - Future issuances of Class A ordinary shares or convertible securities may result in substantial dilution to existing stockholders[226]. - The dual class share structure allows existing shareholders to significantly influence shareholder approval matters, even with less than a majority of shares[232]. - The company believes it was not classified as a Passive Foreign Investment Company (PFIC) for the year ending December 31, 2024, but this status is subject to annual determination and could change[246]. - Rights and responsibilities of shareholders are governed by Israeli law, differing from U.S. corporations[261]. - Shareholders must act in good faith and refrain from abusing their power within the company[261]. - Controlling shareholders have a duty of fairness toward the company, though the substance of this duty is not defined[262]. Economic and Geopolitical Risks - The ongoing military conflict in Israel has led to a deterioration of certain economic indicators, including a downgrade in Israel's credit rating by agencies such as Moody's, S&P Global, and Fitch[253]. - The company’s commercial insurance does not cover losses from war and terrorism, which could materially affect its business if damages occur[255]. - The ongoing war has resulted in several hundred thousand Israeli military reservists being drafted, potentially disrupting the company's operations due to employee absences[254]. - The company faces risks related to geopolitical instability in Israel, which may adversely affect its revenues and financial condition[249]. - The global perception of Israel may lead to increased sanctions and negative measures against Israeli companies, potentially impacting business operations[257]. - Enforcement of U.S. judgments against the company and its non-U.S. officers may be difficult in Israel[259]. - Israeli courts may refuse to hear claims based on alleged violations of U.S. securities laws[259]. Internal Control and Reporting Risks - The company must maintain effective internal controls over financial reporting to avoid material weaknesses that could affect investor confidence[188]. - Any failure to comply with financial reporting regulations could result in investigations by the SEC and negatively impact the trading price of the company's shares[191]. - The company continues to incur increased costs due to operating as a public entity, particularly after no longer qualifying as an "emerging growth company," leading to significant legal and accounting expenses[236]. - The company is subject to various compliance costs and challenges due to regulations imposed on public companies, which may evolve over time[237].

Financial Data and Key Metrics Changes - The company achieved fourth quarter revenue of $93.5 million and full-year revenue of $327.5 million, representing year-over-year growth of 11% and 10% respectively [44][9] - The annual gross merchandise volume (GMV) grew by 15% to $141.2 billion for the full year 2024 [45][9] - Adjusted EBITDA for the year was positive $17.2 million, reflecting a year-over-year increase of over 300% [58][9] - The gross profit margin for the full year was 53%, up from 52% in 2023 [53][9] Business Line Data and Key Metrics Changes - The Ticket & Travel category was the largest contributor to year-over-year revenue growth, achieving over $111 million in revenue, which represented approximately one-third of the overall portfolio [49][9] - The Food category saw a 40% year-over-year growth, while the Money Transfer & Payments category grew by 66% [49][9] - The Fashion & Luxury category grew by low single digits in the fourth quarter and for the full year, representing approximately one-third of the portfolio [47][9] Market Data and Key Metrics Changes - The United States, the largest region, grew by 9%, while EMEA grew by 4% [51][9] - The Americas and APAC regions grew approximately 10% and 33% respectively, driven by new and upsell activity [51][9] Company Strategy and Development Direction - The company aims to expand its multi-product platform to diversify its revenue base and has successfully added several key merchants to products outside of its core chargeback guarantee [14][9] - A key focus for 2025 is to enhance top-of-funnel efforts to drive more pipeline and increase opportunities [15][9] - The company is investing in AI capabilities to improve performance and accuracy across its platforms [29][9] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about improved performance in annual dollar retention (ADR) and net dollar retention (NDR) rates in 2025, despite challenges faced in 2024 [21][9] - The company is implementing a merchant retention strategy aimed at returning ADR to historical levels [18][9] - Management anticipates revenue for 2025 to be between $333 million and $346 million, driven primarily by new business activity [65][9] Other Important Information - The company ended 2024 with approximately $376 million in cash and deposits and zero debt [59][9] - The company repurchased approximately $27 million shares for a total price of $141 million during 2024 [60][9] - Share-based compensation expense as a percentage of revenue decreased by approximately 300 basis points from 2023 levels [62][9] Q&A Session Summary Question: What are the strategies to maximize top of the funnel activity? - Management highlighted three strategies: expanding platform capabilities through increased R&D, geographical expansion, and a more thoughtful approach to mid-tier market areas [75][76][77] Question: What is the exposure to larger-than-average renewals in 2025? - Management expressed high confidence in multiyear renewals, with over 70% of the book of business already renewed [79][80] Question: Can you provide context around the success of standalone non-chargeback products? - Management indicated significant growth potential, projecting revenue from these products to increase from $4.5 million in 2024 to low double-digit millions [86][9] Question: What are the dynamics affecting net dollar retention (NDR)? - Management noted that NDR decreased due to churn events and a focus on new logo generation rather than upsells, but expressed optimism for improvement in 2025 [92][96] Question: How does the company view alternative payment methods? - Management stated that there is ongoing demand from merchants for fraud identification in alternative payment methods, indicating a growing opportunity in this area [98][9]

Financial Data and Key Metrics Changes - The company achieved fourth-quarter revenue of $93.5 million and full-year revenue of $327.5 million, representing year-over-year increases of 11% and 10% respectively [44][9] - Gross profit margin for the full year was 53%, up from 52% in 2023, with expectations for 2025 to be between 52% and 53.5% [53][54] - Adjusted EBITDA for the year was positive $17.2 million, a year-over-year increase of over 300%, with the fourth quarter achieving the highest quarterly adjusted EBITDA of $11.2 million [58][44] Business Line Data and Key Metrics Changes - The company grew its GMV by 15% for the full year, reaching $141.2 billion, with significant contributions from the Tickets & Travel vertical, which generated over $111 million in revenue [9][49] - The Food category saw a 40% year-over-year growth, while the Money Transfer & Payments category grew by 66% [49] - The Fashion & Luxury category grew by low single digits, representing approximately one-third of the portfolio, with early signs of stabilization in high-end fashion [46][47] Market Data and Key Metrics Changes - The United States, the largest region, grew by 9%, while EMEA grew by 4%, with the Americas and APAC regions growing approximately 10% and 33% respectively [51] - The company reported growth across all geographies year-over-year, indicating continued market share gains outside the United States [50] Company Strategy and Development Direction - The company aims to expand its multi-product platform to diversify revenue streams and enhance market share, with a focus on increasing top-of-funnel opportunities [14][15] - A key strategy for 2025 includes shifting many merchants to multiyear contracts to increase committed revenue, with over 70% of the 2025 book of business already committed [19][20] - The company is investing in AI capabilities to improve product performance and customer service, aiming for adjusted EBITDA margins between 15% to 20% by the end of 2026 [29][40] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about improved net dollar retention in 2025, driven by stabilization in challenged verticals and ongoing retention initiatives [21][66] - The company anticipates revenue for 2025 to be between $333 million and $346 million, with growth primarily driven by new business activity [65] - Management highlighted the importance of monitoring the performance of merchants and consumer spending in the broader e-commerce landscape [67] Other Important Information - The company ended 2024 with approximately $376 million in cash and deposits, carrying zero debt, and generated nearly $40 million in positive free cash flow [59][60] - The company repurchased over $140 million of its stock during 2024, reflecting a commitment to driving shareholder value [41][60] Q&A Session Summary Question: What are the strategies to maximize top-of-funnel activity? - Management highlighted three strategies: expanding platform capabilities through R&D, geographical expansion, and focusing on mid-tier market approaches [75][76][77] Question: What is the exposure to larger-than-average renewals in 2025? - Management expressed high confidence in multiyear renewals, with 70% of the book of business already renewed and only 10% of renewals requiring discounts [79][80] Question: Can you provide context around standalone non-chargeback deals like PolicyProtect? - Management indicated significant growth potential, projecting revenue from these products to increase from $4.5 million in 2024 to low double-digit millions [86] Question: What are the dynamics affecting net dollar retention (NDR)? - Management noted that NDR decreased to 96% due to churn events and a focus on new logo generation over upsells, but expressed optimism for improvement in 2025 [92][94][96] Question: How does the company view alternative payment methods? - Management acknowledged ongoing fraud challenges in alternative payment methods and emphasized the company's capability to identify fraud in these areas [98][100] Question: What insights were gained from the review of pricing strategies? - Management noted that accuracy and strategic product growth are key factors in maintaining high win rates against competitors [108][110]

Group 1: Earnings Performance - Riskified reported quarterly earnings of $0.06 per share, missing the Zacks Consensus Estimate of $0.08 per share, and down from $0.07 per share a year ago, representing an earnings surprise of -25% [1] - The company posted revenues of $93.53 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 3.71%, compared to year-ago revenues of $84.07 million [2] - Over the last four quarters, Riskified has surpassed consensus EPS estimates three times and topped consensus revenue estimates four times [2] Group 2: Stock Performance and Outlook - Riskified shares have increased by approximately 7% since the beginning of the year, while the S&P 500 has declined by -1.8% [3] - The company's future stock performance will largely depend on management's commentary during the earnings call and the earnings outlook [4][6] - The current consensus EPS estimate for the upcoming quarter is $0.04 on revenues of $77.29 million, and for the current fiscal year, it is $0.22 on revenues of $336.61 million [7] Group 3: Industry Context - The Internet - Software industry, to which Riskified belongs, is currently ranked in the bottom 48% of over 250 Zacks industries, indicating potential challenges [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact investor decisions [5]