| NASDAQ: SFNC | --- | --- | --- | --- | --- | --- | |-------|-------|-------|-------|-------|------------------------------------------------------------------------------------------------------| | | | | | | | | | | | | | | | | | | | | Contents | | | | | | | 4 Loan Portfolio & Asset Quality | | | | | | | 14 Capital, Deposits, Liquidity & Investments | | | | | | | 21 1st Quarter Earnings Highlights 32 Corporate Profile and Company Highlights 41 Appendix | | 1st | | | | | Quarter 2021 Investor Presentation ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____ Commission file number 000-06253 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 71-0407808 (Stat ...

Spirit of Texas Bancshares, Inc. Stephens Texas Bank Field Trip 2021 February 3, 2021 SPIRIT OF TEXAS 1 Important Information ABOUT SPIRIT OF TEXAS BANCSHARES, INC. Spirit of Texas Bancshares, Inc. ("Spirit," "STXB," "Company," "we," "our" or "us"), through its wholly-owned subsidiary, Spirit of Texas Bank (the "Bank"), provides a wide range of relationship-driven commercial banking products and services tailored to meet the needs of businesses, professionals and individuals. Spirit of Texas Bank has 36 loc ...