Simmons First National Corporation (NASDAQ:SFNC) Q2 2023 Earnings Conference Call July 25, 2023 10:00 AM ET Company Participants Ed Bilek - Executive Vice President, Director of Investor and Media Relations George Makris - Executive Chairman Bob Fehlman - Chief Executive Officer Jay Brogdon - President and Chief Financial Officer Conference Call Participants Brady Gailey - KBW David Feaster - Raymond James Matt Olney - Stephens Gary Tenner - D.A. Davidson Stephen Scouten - Piper Sandler Operator Good day, a ...

Book Value Per Common Share1 CET 1 Capital Ratio 11.9% Share Repurchase Program3(activity in Q2 23) • ~$60M remaining share authorization Loan Portfolio 19 Texas Arkansas Tennessee Missouri Oklahoma Kansas Other Retail (non-owner occupied) By State Texas Arkansas Tennessee Missouri Oklahoma Kansas Other 4 | --- | --- | --- | --- | --- | --- | |----------|-------|-------------|-------|-------|--------| | | | | | | | | | | | | | | | | | | | | | | | | ons Bank as | | | | | | | | | | | | | | | | | | | Appendix ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____ Commission File Number 000-06253 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 71-0407808 ...

I mean, Matt, there's just a small pickup in borrowings there in my mind. We have increase the amount of cash at the Fed. But it's nothing that's sort of a material driver in my mind to margin. We thought it was a prudent thing to do as we saw things transpire in March. But I don't think there's sort of any major strategy around that. When I look at our borrowings overall, I think they're something like 6% of total liabilities, that's really right where they were last quarter as well, I just don't see a maj ...

Nasdaq: SFNC 1st Quarter 2023 Earnings Presentation 2 Non‐GAAP Financial Measures. This presentation contains financial information determined by methods other than in accordance with U.S. generally accepted accounting principles ("GAAP"). The Company's management uses these non‐GAAP financial measures in their analysis of the Company's performance and capital adequacy. These measures adjust GAAP performance measures to, among other things, include the tax benefit associated with revenue items that are tax‐ ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☐ 1934 For the transition period from _____ to _____ Commission file number 000-06253 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 71-0407808 (Stat ...

Forward-Looking Statements and Non-GAAP Financial Measures Non-GAAP Financial Measures. This presentation contains financial information determined by methods other than in accordance with U.S. generally accepted accounting principles ("GAAP"). The Company's management uses these non-GAAP financial measures in their analysis of the Company's performance. These measures adjust GAAP performance measures to, among other things, include the tax benefit associated with revenue items that are tax-exempt, as well ...

Simmons First National Corporation (NASDAQ:SFNC) Q4 2022 Earnings Conference Call January 24, 2023 10:00 AM ET Conference Call Participants Good morning, and welcome to the Simmons First National Corporation Fourth Quarter 2022 Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Ed Bilek, Director of Investor Relations. Please go ahead. During today's call, we will make forward-looking statements about our future plans, ...

Simmons First National Corp (NASDAQ:SFNC) Q3 2022 Earnings Conference Call October 25, 2022 10:00 AM ET Company Participants Edward Bilek - EVP & Director, IR Robert Fehlman - President & COO Matthew Reddin - EVP & Chief Banking Officer, Simmons Bank George Makris - Chairman & CEO James Brogdon - EVP, CFO & Treasurer Conference Call Participants Brady Gailey - KBW David Feaster - Raymond James & Associates Gary Tenner - D.A. Davidson & Co. Matthew Olney - Stephens Graham Dick - Piper Sandler & Co. Operator ...

Nasdaq: SFNC3 rd Quarter 2022 Earnings Presentation Contents 3 Q3 Highlights 4 Q3 Results Overview 10 Loans 13 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 19 Credit Quality 22 Key Takeaways 24 Appendix Forward-Looking Statements and Non-GAAP Financial Measures Forward-Looking Statements. Certain statements by Simmons First National Corporation (the "Company", which where appropriate includes the Company's wholly-owned banking subsidiary, Simmons Bank) contained in this presentation ...