Simmons First National Corporation (NASDAQ:SFNC) Q2 2023 Earnings Conference Call July 25, 2023 10:00 AM ET Company Participants Ed Bilek - Executive Vice President, Director of Investor and Media Relations George Makris - Executive Chairman Bob Fehlman - Chief Executive Officer Jay Brogdon - President and Chief Financial Officer Conference Call Participants Brady Gailey - KBW David Feaster - Raymond James Matt Olney - Stephens Gary Tenner - D.A. Davidson Stephen Scouten - Piper Sandler Operator Good day, a ...

Financial Performance - Net income was $58314 thousand, a 28% increase compared to Q1 2023[74, 269] - Adjusted earnings were $61065 thousand, a 29% increase compared to Q1 2023[46, 269] - Total revenue, excluding securities gain (loss), was $208601 thousand[20] - Adjusted diluted earnings per share was $048, a 30% increase compared to Q1 2023[81, 269] Balance Sheet - Total loans reached $168337 million, an 11% increase compared to Q2 2022[58] - Total deposits amounted to $224887 million, a 2% increase compared to Q2 2022[45, 58] - The loan to deposit ratio stood at 75%[53, 65] - Total assets were $279591 million, a 3% increase compared to Q2 2022[58, 63] Capital and Credit Quality - CET 1 Capital Ratio was 119%[1, 170] - Tangible book value per share increased by 8% to $1517[57, 71, 221] - Nonperforming loans to total loans ratio was 043%[207] - Allowance for credit losses to total loans was 125%[92, 96]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____ Commission File Number 000-06253 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 71-0407808 ...

Simmons First National Corporation (NASDAQ:SFNC) Q1 2023 Earnings Conference Call April 25, 2023 10:00 AM ET Company Participants Edward Bilek - Director of Investor Relations Jay Brogdon - President and Chief Financial Officer Robert Fehlman - Chief Executive Officer Matthew Reddin - Executive Vice President and Chief Banking Officer George Makris - Executive Chairman Conference Call Participants Brady Gailey - KBW David Feaster - Raymond James Stephen Scouten - Piper Sandler Matt Olney - Stephens Gary Ten ...

Nasdaq: SFNC 1st Quarter 2023 Earnings Presentation 2 Non‐GAAP Financial Measures. This presentation contains financial information determined by methods other than in accordance with U.S. generally accepted accounting principles ("GAAP"). The Company's management uses these non‐GAAP financial measures in their analysis of the Company's performance and capital adequacy. These measures adjust GAAP performance measures to, among other things, include the tax benefit associated with revenue items that are tax‐ ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☐ For the transition period from _____ to _____ Commission file number 000-06253 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 71-0407808 (State o ...

Forward-Looking Statements and Non-GAAP Financial Measures Non-GAAP Financial Measures. This presentation contains financial information determined by methods other than in accordance with U.S. generally accepted accounting principles ("GAAP"). The Company's management uses these non-GAAP financial measures in their analysis of the Company's performance. These measures adjust GAAP performance measures to, among other things, include the tax benefit associated with revenue items that are tax-exempt, as well ...

Simmons First National Corporation (NASDAQ:SFNC) Q4 2022 Earnings Conference Call January 24, 2023 10:00 AM ET Company Participants Ed Bilek - Director of Investor Relations Jay Brogdon - President and Chief Financial Officer Bob Fehlman - Chief Executive Officer Matt Reddin - Executive Vice President and Chief Banking Officer George Makris - Executive Chairman Conference Call Participants Brady Gailey - KBW David Feaster - Raymond James Stephen Scouten - Piper Sandler Gary Tenner - D.A. Davidson Matt Olne ...

☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) (Former name, former address and former fiscal year, if changed since last report) Securities registered pursuant to Section 12(b) of the Act: ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to __ ...

Simmons First National Corp (NASDAQ:SFNC) Q3 2022 Earnings Conference Call October 25, 2022 10:00 AM ET Company Participants Edward Bilek - EVP & Director, IR Robert Fehlman - President & COO Matthew Reddin - EVP & Chief Banking Officer, Simmons Bank George Makris - Chairman & CEO James Brogdon - EVP, CFO & Treasurer Conference Call Participants Brady Gailey - KBW David Feaster - Raymond James & Associates Gary Tenner - D.A. Davidson & Co. Matthew Olney - Stephens Graham Dick - Piper Sandler & Co. Operator ...