Core Viewpoint - The Standard Bank Group has provided a voluntary trading update, highlighting financial trends for the 10 months ending October 31, 2025, and reaffirming previous guidance given in August [2]. Group 1 - The pre-close call was managed by the Head of Investor Relations, Sarah Rivett-Carnac, with participation from the Chief Financial Officer, Arno Daehnke, and other business unit CFOs [1]. - The call followed the issuance of a trading update on SENS, indicating the group's financial performance over the specified period [2].

| --- | --- | --- | |-------|-------|-------| | | | | | | | | | | | | OUR PURPOSE AFRICA IS OUR HOME, WE DRIVE HER GROWTH 62% of banking headline earnings from Africa Regions1 1 Operations in Africa outside of South Africa 2 Based on CET1 capital above the SARB CET1 regulatory minimum (7.0%) Well positioned to weather the storm • Record 1H revenues, R56bn • Good operating performance despite Covid-19 headwinds • Strong provision levels +30% since FY19 and significantly above GFC levels • Robust customer dep ...