Company Participants Operator Tim Borst Any forward-looking statement made by us in this presentation is based only on information currently available to us and speaks only as of the date on which it is made. These forward-looking statements are based on management's current expectations. The actual results may differ materially due to a variety of factors, which are described in our press release and SEC filings discussed specifically in our most recent annual report on Form 10-K. United Fire Group, Inc. ( ...

Safe harbor statement and non-GAAP measures Non-GAAP Financial Measures 2 First quarter 2024 ▪ Net premiums written(1) of $321.3 million increased 17.6% compared to the first quarter of 2023 ▪ Underlying combined ratio of 94.3%(2) ▪ Net investment income of $16.3 million increased 28.5% compared to the first quarter of 2023 3 1) Net premiums written is a performance measure reflecting the amount charged for insurance policy contracts issued and recognized on an annualized basis at the effective date of the ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34257 ________________________ UNITED FIRE GROUP, INC. (Exact name of registrant as specified in its charter) Iowa ...

Exhibit 99.1 United Fire Group, Inc. Reports First Quarter 2024 Results First Quarter Net Income of $0.52 per Diluted Share and Adjusted Operating Income of $0.56 per Diluted Share First quarter 2024 highlights: • Net income of $13.5 million increased compared to the first quarter of 2023, driven by underwriting income and higher investment income. • Net premiums written(1) of $321.3 million increased 17.6% compared to the first quarter of 2023. • GAAP combined ratio of 98.9%, including a loss ratio of 64.0 ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the fiscal year ended December 31, 2023 OR ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 for the transition period from ______ to ______ Commission File Number 001-34257 UNITED FIRE GROUP, INC. (Exact name of registrant as specified in its charter) (State or other jurisdictio ...

Company Participants Conference Call Participants Operator And now, I would like to turn the conference over to Tim Borst. Please go ahead. Good morning, and thank you for joining this call. Joining me today on the call are UFG President and Chief Executive Officer, Kevin Leidwinger; Executive Vice President and Chief Operating Officer, Julie Stephenson; and Executive Vice President and Chief Financial Officer, Eric Martin. Also, please note that in our discussion today, we may use some non-GAAP financial m ...

Safe harbor statement and non-GAAP measures 2 ▪ Net premiums written of $1.1 billion increased 8.4% as compared to full year 2022 ▪ GAAP combined ratio of 109.3% driven by loss ratio of 74.4% and underwriting expense ratio of 34.9% ▪ Underlying combined ratio of 97.1% ▪ Loss ratio components include underlying loss ratio of 62.2%, catastrophe loss ratio of 6.2% and prior year reserve development of 6.0% ▪ Net investment income of $59.6 million increased 32.7% compared to full year 2022 $29.36 ■ Q4 reserve d ...

United Fire Group, Inc. (NASDAQ:UFCS) Q3 2023 Earnings Conference Call November 2, 2023 12:00 PM ET Company Participants Tim Borst - Assistant Vice President & Director of Investor Relations Kevin Leidwinger - Chief Executive Officer Julie Stephenson - Chief Operating Officer Eric Martin - Executive Vice President & Chief Financial Officer Conference Call Participants Operator Good morning. My name is Anthony and I will be your conference operator today. At this time, I would like to welcome everyone to the ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34257 ________________________ UNITED FIRE GROUP, INC. (Exact name of registrant as specified in its charter) (State of incorporation) (I.R.S. Employer ...

United Fire Group, Inc. (NASDAQ:UFCS) Q2 2023 Earnings Conference Call August 8, 2023 10:00 AM ET Company Participants Tim Borst - AVP and Director of Investor Relations Kevin Leidwinger - CEO Eric Martin - Executive Vice President and Chief Financial Officer Julie Stephenson - Chief Operating Officer Conference Call Participants Paul Newsome - Piper Sandler Corey Wrenn - Pecaut Wealth Management Operator Good morning. My name is Chuck, and I'll be your conference operator today. At this time, I would like ...