UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q (Mark One) Commission file number 1-11294 Unum Group (Exact name of registrant as specified in its charter) Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒ No ☐ ( ...

Unum Group (NYSE:UNM) Q2 2019 Earnings Conference Call July 31, 2019 9:00 AM ET Company Participants Thomas White - SVP, IR Richard McKenney - President, CEO & Director Steven Zabel - EVP & CFO Michael Simonds - EVP, President & CEO, Unum US Timothy Arnold - EVP, President & CEO, Colonial Life Peter O'Donnell - EVP & CEO, Unum International Conference Call Participants Ryan Krueger - KBW Humphrey Lee - Dowling & Partners Securities Thomas Gallagher - Evercore ISI Erik Bass - Autonomous Research Alex Scott - ...

(Mark One) Commission file number 1-11294 Unum Group (Exact name of registrant as specified in its charter) Delaware 62-1598430 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q 1 Fountain Square Chattanooga, Tennessee 37402 (Address of principal executive offices) (Zip code) (423)294-1011 (Registrant's telephone number, including area code) Not Applicable (Former name, former ...

Call Start: 09:00 January 1, 0000 10:01 AM ET Unum Group (NYSE:UNM) Q1 2019 Earnings Conference Call May 01, 2019, 09:00 ET Company Participants Thomas White - SVP, IR Richard McKenney - President, CEO & Director John McGarry - EVP & CFO Michael Simonds - EVP, President & CEO, Unum US Steven Zabel - President, U.S. Closed Block Operations Timothy Arnold - EVP, President & CEO, Colonial Life Conference Call Participants Jamminder Bhullar - JPMorgan Chase & Co. Humphrey Lee - Dowling & Partners Securities Joh ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-Q (Mark One) x Quarterly Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2019 ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from ___________ to ___________ Unum Group (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) (I.R ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20549 FORM 10-K (Mark One) [X] Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the fiscal year ended December 31, 2018 [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the transition period from to Commission file number 1-11294 Unum Group (Exact name of registrant as specified in its charter) Delaware 62-1598430 (State or other jurisdiction of incorpora ...

Financial Data and Key Metrics Changes - For Q4 2018, Unum reported net income of $249.1 million or $1.15 per diluted common share, with adjusted operating earnings of $281.7 million or $1.30 per diluted common share, reflecting a 15% increase from $1.13 per share in Q4 2017 [5][11] - Full year 2018 net income was $523.4 million or $2.38 per diluted common share, with adjusted operating income of $1.145 billion or $5.20 per diluted common share, a 21.2% increase from the previous year [5][11] - The RBC ratio for traditional U.S. insurance companies was approximately 370%, consistent with expectations, while cash at holding companies totaled $602 million, above the projected 2019 fixed cost estimate of $430 million [30] Business Line Data and Key Metrics Changes - Unum U.S. adjusted operating income declined by 6.9% to $80.7 million in Q4 2018, despite a 2.9% growth in premium income [17] - Colonial Life achieved adjusted operating income of $85.4 million in Q4 2018, an 8% increase from the previous year, with premium growth of 7.3% [24] - The Closed Block segment saw adjusted operating income increase by 5.1% to $34.8 million in Q4 2018, while premium income continued to decline by 4.5% [26] Market Data and Key Metrics Changes - Unum International segment reported adjusted operating income of $30.4 million for Q4 2018, a 2.4% increase, with premium income increasing by 14.2% due to the inclusion of Unum Poland [22] - Persistency in the U.S. group lines improved to 90.3% for 2018 compared to 88.5% in 2017, indicating stronger customer retention [21] Company Strategy and Development Direction - The company aims to continue growing and protecting more people, with operating earnings per share growth expectations for 2019 in the 4% to 7% range [15][31] - Unum is focused on disciplined execution of plans and maintaining strong positions in core markets, while also managing long-term care product lines responsibly [13][33] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism regarding the competitive landscape post-consolidation, noting fewer players but with more concentrated capabilities [40] - The company is encouraged by the performance of the long-term care block relative to new reserve assumptions and is focused on ensuring that this segment does not overshadow core business lines [14][33] Other Important Information - The company resumed share repurchase activity in Q4 2018, completing $150 million in repurchases for a total of $350 million for the year [13][30] - The company is actively working on securing additional rate increases for long-term care, with $500 million of margin already secured [49] Q&A Session Summary Question: Competitive landscape and growth pipeline - Management noted that consolidation has led to fewer competitors, which may enhance long-term growth and return profiles for the industry [40] Question: Rate increase approvals and timing - Management indicated that the process for securing rate increases is lengthy and will be updated periodically, with significant progress made in California [48] Question: Long-term care incidence trends - Management reported favorable incidence trends in the second half of 2018, with overall new claim volumes aligning well with reserve assumptions [51] Question: Impact of PG&E situation on investment income - Management clarified that while accrued interest was stopped due to PG&E's bankruptcy, the exposure remains manageable and is not expected to significantly impact overall investment income [68]