Exhibit 99.1 Usio Announces First Quarter 2024 Financial Results Total payment dollars processed through all payment channels up 19% versus the prior year period Reiterates Full Year 2024 Expectation of 10 – 12% Revenue Growth Separately, Usio Today Announced Entry into Contract with Potential to Ultimately Add $20 Million in Annual Recurring Revenues SAN ANTONIO, May 15, 2024 (GLOBE NEWSWIRE) – Usio, Inc: (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electr ...

Financial Data and Key Metrics Changes - The company reported a record revenue for the year, marking the seventh consecutive year of revenue growth, with a 19% increase in revenues and adjusted EBITDA of $2.4 million [10][23][31] - Cash increased by nearly $2 million over the past year, with $600,000 used for share repurchases, demonstrating confidence in the company's strategy [30][79] Business Line Data and Key Metrics Changes - Card revenues reached a record high, with PayFac leading growth: processing volumes up 17%, transaction volumes up 35%, and revenues up 25% [3][60][62] - The ACH business saw growth in the second half of the year, with expectations to outpace industry growth in 2024 [29][80] Market Data and Key Metrics Changes - The company is expanding its market opportunities, particularly in the healthcare sector and among larger ISVs, which is expected to drive future growth [12][20][24] - The prepaid card program saw significant activity, with card loads exceeding 371 million for the year, indicating strong momentum [16][17] Company Strategy and Development Direction - The company is focusing on enhancing operating leverage and driving more growth to the bottom line, with a strong pipeline of potential large deals [23][31] - Investment in new equipment for output solutions is expected to increase capacity by over 50%, allowing the company to take on more work and expand into new markets [25][27] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in achieving revenue growth of 10% to 12% for 2024, despite the expiration of a significant single-use card program [32][33] - The company anticipates continued growth in card load volumes and transaction fees, with a focus on higher-margin corporate expense programs [72][73] Other Important Information - The company has established a solid foundation of recurring revenue through regular streams of card and ACH payments, which is crucial for sustainable growth [24][31] - The transition to electronic document delivery has surpassed paper delivery, indicating a shift in industry dynamics [26] Q&A Session Summary Question: Insights on revenue guidance and visibility for 2024 - Management indicated that the focus is on replacing lost revenue from previous years through organic growth and new clients, with a rich pipeline of potential large deals [38] Question: Demand for increased PayFac capacity - The company has increased capacity by 50%, allowing for quicker completion of work and the ability to take on more volume from existing clients [39] Question: Details on prepaid program funds - Approximately $32 million is currently in the bank account waiting to be loaded onto cards, with around $40 million already loaded [40][46] Question: Breakage revenue recognition and future expectations - Management noted that breakage revenue from New York City will decrease significantly, with a shift towards higher-margin corporate expense volume [68][72] Question: Impact of Visa and MasterCard settlement on interchange fees - Management clarified that they set their own prices, and any changes in interchange rates from Visa and MasterCard would not affect their margins [52] Question: Specifics on large PayFac opportunities - Management confirmed that while there are significant PayFac opportunities, they are not included in the current revenue guidance for the year [55][56]

Full Year Revenues up 19%; Seventh Consecutive Year of Record Revenue Adjusted EBITDA up Nearly $3 Million in Fiscal 2023 as Compared to Fiscal 2022 SAN ANTONIO, March 27, 2024 (GLOBE NEWSWIRE) – Usio, Inc: (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, today announced financial results for the fourth quarter and year 2023, which ended December 31, 2023. Louis Hoch, Chairman and Chief Executive Officer of U ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023. ☐ TRANSITION REPORT UNDER SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______ to ________ Commission File No. 000-30152 USIO, INC. (Exact name of registrant as specified in its charter) Nevada 98-0190072 (State or other jurisdiction of incorp ...

Usio, Inc. (NASDAQ:USIO) Q3 2023 Earnings Conference Call November 8, 2023 4:30 PM ET Company Participants Paul Manley - SVP, IR Louis Hoch - President, CEO & COO Houston Frost - SVP, Card Issuing Greg Carter - EVP, Payment Acceptance Tom Jewell - SVP, CFO Conference Call Participants Scott Buck - H.C. Wainwright & Co. Jon Hickman - Ladenburg Thalmann Michael Diana - Maxim Group Gary Prestopino - Barrington Research Steve Riney - Integrity Wealth Advisors Operator Hello, and welcome to the Usio third quarte ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________. Commission File Number: 000-30152 USIO, INC. (State or other jurisdiction of incorporation or organization) (I.R.S. Employer ...

Usio, Inc. USIO) Q2 2023 Results Conference Call August 14, 2023 4:30 PM ET Company Participants Paul Manley - Senior Vice President of Investor Relations Louis Hoch - Chairman, Chief Executive Officer Tom Jewell - Senior Vice President, Chief Financial Officer Greg Carter - Executive Vice President of Payment and Acceptance Houston Frost - Senior Vice President of Prepaid Services Conference Call Participants Scott Buck - H.C. Wainwright Michael Diana - Maxim Group Jon Hickman - Ladenburg Gary Prestopino - ...

Table of Contents For the transition period from ________ to ________. Commission File Number: 000-30152 USIO, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 or ☐ TRANSITION REPORT P ...

Usio, Inc. (NASDAQ:USIO) Q1 2023 Earnings Conference Call May 6, 2023 4:30 PM ET Company Participants Louis Hoch - Chairman, Chief Executive Officer Tom Jewell - Senior Vice President, Chief Financial Officer Greg Carter - Executive Vice President of Payment and Acceptance Houston Frost - Senior Vice President of Prepaid Services Paul Manley - Senior Vice President of Investor Relations Conference Call Participants Jon Hickman - Ladenburg Gary Prestopino - Barrington Research Operator Good afternoon, everyo ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Nevada 98-0190072 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 3611 Paesanos Parkway, Suite 300, San Antonio, TX 78231 (Address ...