Company Participation in Conferences - Usio, Inc. will participate in several high-profile investor conferences, including the Oppenheimer 10th Annual Emerging Growth Conference, the 37th Annual Roth Conference, the LD Micro Conference, and the Ladenburg Thalmann Tech Conference [1][2] - CEO Louis Hoch and other senior executives will present at these events, with opportunities for one-on-one meetings with institutional investors [1][2] Company Overview - Usio, Inc. is a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, offering a wide range of payment solutions to various clients including merchants, banks, and service bureaus [2] - The company operates credit, debit/prepaid, and ACH payment processing platforms, delivering tailored solutions for card issuance, payment acceptance, and bill payments [2] - Usio is headquartered in San Antonio, Texas, with additional offices in Austin, Texas [2]

Group 1 - Momentum investing focuses on "buying high and selling higher" rather than traditional "buying low and selling high" strategies [1] - Fast-moving trending stocks can be risky as they may lose momentum if future growth does not justify their high valuations [2] - Investing in bargain stocks with recent price momentum can be a safer strategy, utilizing tools like the Zacks Momentum Style Score [3] Group 2 - Usio Inc (USIO) has shown a four-week price change of 20.1%, indicating strong investor interest [4] - USIO has gained 28.8% over the past 12 weeks and has a beta of 1.75, suggesting it moves significantly with market fluctuations [5] - USIO has a Momentum Score of A, indicating a favorable time to invest based on momentum [6] Group 3 - USIO has received a Zacks Rank 2 (Buy) due to upward revisions in earnings estimates, which attract more investors [7] - The stock is trading at a Price-to-Sales ratio of 0.60, indicating it is undervalued at 60 cents for each dollar of sales [7] - USIO is positioned for significant growth potential while maintaining a reasonable valuation [8] Group 4 - There are additional stocks that meet the criteria of the 'Fast-Paced Momentum at a Bargain' screen, suggesting further investment opportunities [8] - Zacks offers over 45 Premium Screens tailored to different investing styles to help identify winning stock picks [9]

Core Insights - Usio, Inc. expects revenue growth of 14-16% for the full year 2025, driven by strong transaction and processing volume momentum from 2024 [1][16] - The company reported a significant increase in recurring revenue, indicating a solid foundation for growth in both top and bottom lines for fiscal 2025 [2] Financial Performance - In Q4 2024, credit card dollars processed increased by 15% year-over-year, while transactions processed rose by 34%, setting a quarterly record [4] - Prepaid card load volume decreased by 2% year-over-year, but transaction volume increased by 36%, with total dollars loaded on prepaid cards exceeding $111 million [5] - Electronic check transaction volume grew by 34% year-over-year, marking the fifth consecutive quarter of growth in this segment [6] - For the full year 2024, total dollars processed reached $7.1 billion, a 33% increase, with total transactions processed totaling 46.8 million, reflecting 26% growth [13] Operational Highlights - The company has optimized its operating leverage, expecting increasing EBITDA margins as a percentage of revenue in 2025 [2] - Output Solutions processed over 5.4 million mail pieces and delivered more than 20 million electronic documents in Q4 2024, with electronic document delivery volume more than doubling compared to 2023 [7][12] - The company recorded a backlog of signed deals in PayFac and Card expected to be implemented in 2025, alongside a strong sales pipeline [14] Guidance and Future Outlook - Usio anticipates generating 5-7% of revenue in Adjusted EBITDA for 2025, continuing its trend of year-over-year growth and positive cash flows [16] - The company plans to report its fiscal year 2024 financial results on or before March 28, 2024 [16]

SAN ANTONIO, Dec. 12, 2024 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq: USIO), a cloud-based provider of integrated FinTech electronic payment solutions, is deeply saddened to announce the passing of Dr. Peter Kirby, the Company’s longest-serving board member, on December 7, 2024. “I am heartbroken by Peter’s passing,” said Louis Hoch, Vice-Chairman, President, and CEO. “Peter was not only a mentor and confidant, but also a dear friend, professor, and even a golf partner for nearly 36 years. Our relationship beg ...

Exhibit 99.1 Usio Announces Third Quarter 2024 Financial Results Third Quarter Net Income of $2.9 million, or $0.10 per share Total payment dollars processed through all payment channels up 46% versus the prior year period SAN ANTONIO, November 6, 2024 (GLOBE NEWSWIRE) – Usio, Inc: (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, today announced financial results for the third quarter, which ended September 3 ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________. Commission File Number: 000-30152 USIO, INC. (Exact name of registrant as specified in its charter) Nevada 98-0190072 (State ...

Third Quarter Net Income of $2.9 million, or $0.10 per share Total payment dollars processed through all payment channels up 46% versus the prior year period  SAN ANTONIO, Nov. 06, 2024 (GLOBE NEWSWIRE) -- Usio, Inc: (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, today announced financial results for the third quarter, which ended September 30, 2024. Louis Hoch, President and Chief Executive Officer of Usio ...

Company Overview - Usio, Inc. is a leading FinTech company that provides a full stack of integrated, cloud-based electronic payment and embedded financial solutions [3] - ClassWallet is recognized as the leading digital wallet for public funds, serving public agencies across 35 states and has delivered over $4 billion in public funds since 2014 [4] Partnership Expansion - Usio and ClassWallet have expanded their partnership, integrating Usio's electronic payments technology with ClassWallet's platform, which now includes ACH and proprietary remote authorization capabilities [2] - The partnership aims to create a comprehensive ecosystem of payment technology, enhancing the payment process for ClassWallet's service provider vendors, leading to more predictable and faster vendor payments [2] Impact on Agencies - The expanded partnership provides agencies with new insights and analytics to better understand program outcomes, maximizing the impact of their programs for the people they serve [1][3] - Jamie Rosenberg, ClassWallet's CEO, emphasized that the partnership helps further ClassWallet's mission and creates opportunities for clients and end users [3] Company Recognition - ClassWallet was recognized by J.D. Power in 2024 for providing "An Outstanding Customer Service Experience" for Phone Support, indicating high customer loyalty and satisfaction [4]

SAN ANTONIO, Aug. 14, 2024 (GLOBE NEWSWIRE) -- Usio, Inc: (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, today announced financial results for the second quarter, which ended June 30, 2024. Louis Hoch, President and Chief Executive Officer of Usio, said, "Momentum remains strong, with a backlog of contracted PayFac integrated software vendors, "ISVs", still to implement with more than $1.4 billion in potent ...

SAN ANTONIO, July 24, 2024 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq:USIO), a leading FinTech that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, today announced it will release second quarter fiscal 2024 financial results for the period ended June 30, 2024, after the market closes on Wednesday, August 14, 2024. Usio's management will host a conference call the same day, August 14, 2024, beginning at 4:30 p.m. Eastern time to review financial results and p ...