Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 001-32426 WEX INC. (Exact name of registrant as specified in its charter) Delaware 01-0526993 (State or other jurisdi ...

Financial Performance - Q4 2020 - Total revenue decreased by 93% year-over-year, from $440045 thousand in 4Q19 to $398990 thousand in 4Q20[38] - Adjusted net income attributable to shareholders decreased by 435%, from $114722 thousand in 4Q19 to $64831 thousand in 4Q20[38] - Adjusted net income per diluted share decreased by 444%, from $261 in 4Q19 to $145 in 4Q20[38] Financial Performance - Full Year 2020 - Total revenue decreased by 95% year-over-year, from $1723691 thousand in 2019 to $1559869 thousand in 2020[37] - Adjusted net income attributable to shareholders decreased by 334%, from $402673 thousand in 2019 to $268324 thousand in 2020[37] - Adjusted net income per diluted share decreased by 341%, from $920 in 2019 to $606 in 2020[37] Segment Performance - Q4 2020 - Fleet Solutions revenue decreased by 97%, from $260773 thousand in 4Q19 to $235379 thousand in 4Q20[40] - Travel and Corporate Solutions revenue decreased by 220%, from $95700 thousand in 4Q19 to $74690 thousand in 4Q20[40] - Health and Employee Benefit Solutions revenue increased by 64%, from $83572 thousand in 4Q19 to $88921 thousand in 4Q20[40] Segment Performance - Full Year 2020 - US Healthcare revenue increased by 18%[19] Additional Information - Corporate cash balance was approximately $642 million[57]

WEX Inc. (NYSE:WEX) Q4 2020 Results Earnings Conference Call February 24, 2021 9:00 AM ET Company Participants Steve Elder - VP, IR Melissa Smith - Chairman & CEO Roberto Simon - CFO Conference Call Participants Darrin Peller - Wolfe Research Tien-Tsin Huang - JPMorgan Ramsey El-Assal - Barclays Bob Napoli - William Blair Ashish Sabadra - Deutsche Bank Dave Koning - Baird Operator Ladies and gentlemen, thank you for standing by. And welcome to the WEX Q4 2020 Earnings Conference Call. At this time, all part ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-32426 WEX Inc. (Exact name of registrant as specified in its charter) Delaware 01-0526993 (State or other ...

WEX Third Quarter 2020 Earnings October 29, 2020 WEX Forward-Looking Statements This earnings information contains forward-looking statements, including statements regarding: financial guidance and potential for providing the same; assumptions underlying the Company's future financial performance; future growth opportunities and expectations; and, expectations for the macro environment. Any statements that are not statements of historical facts may be deemed to be forward-looking statements. When used in th ...

OR Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-32426 WEX Inc. (Exact name of registrant as specified in its charter) Delaware 01-0526993 (State or other juri ...

WEX Inc. (NYSE:WEX) Q2 2020 Earnings Conference Call July 30, 2020 10:00 AM ET Company Participants Steven Elder - IR Melissa Smith - CEO Roberto Simon - CFO Conference Call Participants Ashish Sabadra - Deutsche Bank Tien-Tsin Huang - JP Morgan Steven Wald - Morgan Stanley Ramsey El-Assal - Barclays Peter Christiansen - Citi Sanjay Sakhrani - KBW Bob Napoli - William Blair Operator Ladies and gentlemen, thank you for standing by, and welcome to the WEX Second Quarter 2020 Earnings Conference Call. [Operato ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-32426 WEX Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorpo ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission file number 001-32426 Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b–2 of the Act). Del ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-32426 WEX Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of inc ...