Exhibit 99.1 PCB Bancorp Reports Earnings for Q4 2025 and Full Year 2025 Los Angeles, California - January 29, 2026 - PCB Bancorp (the "Company") (NASDAQ: PCB), the holding company of PCB Bank (the "Bank"), today reported net income available to common shareholders of $9.1 million, or $0.64 per diluted common share, for the fourth quarter of 2025, compared with $11.3 million, or $0.78 per diluted common share, for the previous quarter and $6.7 million, or $0.46 per diluted common share, for the year-ago qua ...

"With a good start to the fiscal year, we are optimistic about our position in the market and confident in our growth opportunities," said Kevin Yeaman, President and CEO, Dolby Laboratories. "We continue to have strong momentum with Dolby Atmos and Dolby Vision, while also expanding our addressable market with our imaging patent program for content streamers and Dolby OptiView." First Quarter Fiscal 2026 Financial Highlights A complete listing of Dolby's non-GAAP measures are described and reconciled to th ...

Financial Performance - Consolidated net income for Q4 2025 was $58.7 million, exceeding the high end of revised guidance, with full-year net income reaching a record $183.5 million[3]. - Consolidated revenues for Q4 2025 were $75.9 million, primarily from management services at the Great Park segment and land sales at the Valencia segment[8]. - The net income for the three months ended December 31, 2025, was $142,651,000, reflecting a decrease of 37% compared to the previous period[28]. - For the twelve months ended December 31, 2025, total revenues reached $935,679,000, with land sales contributing $868,109,000[30]. - The net income for the twelve months ended December 31, 2025, was $566,724,000, indicating a significant increase compared to the previous year[30]. - Net income attributable to the company for the twelve months ended December 31, 2025, was $70,966 thousand, compared to $68,297 thousand in 2024, reflecting a growth of 2.4%[22]. Revenue Sources - The Great Park Venture sold 187 homesites for an aggregate purchase price of $181.5 million during Q4 2025, contributing to significant revenue generation[10]. - For the full year 2025, the Great Park Venture sold 920 homesites for a total of $781.7 million, with distributions to holders of Percentage Interests amounting to $672.0 million[15]. - Management services revenue from related parties increased to $32,968 thousand for the three months ended December 31, 2025, compared to $21,369 thousand in 2024, marking a growth of 54.5%[22]. - Management services revenue for the three months was $32,968,000, primarily from related party transactions[28]. Liquidity and Capital Structure - Total liquidity as of December 31, 2025, was $643.0 million, consisting of cash and cash equivalents of $425.5 million and borrowing availability of $217.5 million[4]. - The company reported a total liquidity of $643,046 thousand as of December 31, 2025, including cash and cash equivalents of $425,546 thousand[26]. - The debt to total capitalization ratio was 16.3% as of December 31, 2025, indicating a strong balance sheet and reduced leverage levels[6]. - The net debt to total capitalization ratio was 1.0%, suggesting minimal reliance on debt financing[27]. - The company issued $450.0 million in new 8.000% Senior Notes due October 2030 in September 2025, enhancing its capital structure[6]. Assets and Inventories - The company’s inventories increased to $2,443,279 thousand as of December 31, 2025, up from $2,298,080 thousand in 2024, indicating a rise of 6.3%[24]. - The total assets of the company reached $3,249,003 thousand as of December 31, 2025, compared to $3,076,417 thousand in 2024, reflecting an increase of 5.6%[24]. - The company’s retained earnings grew to $228,043 thousand as of December 31, 2025, up from $157,077 thousand in 2024, representing a significant increase of 45.2%[24]. Segment Performance - Segment profit from operations for the Great Park segment was $148,805 thousand for the three months ended December 31, 2025, and $625,933 thousand for the twelve months ended December 31, 2025[32]. - Net income attributed to the Great Park segment from the management company was $20,617 thousand for the three months and $41,454 thousand for the twelve months ended December 31, 2025[32]. - The net income of the Great Park Venture was $128,188 thousand for the three months and $584,479 thousand for the twelve months ended December 31, 2025[32]. - The Company's share of net income from the Great Park Venture was $48,071 thousand for the three months and $219,180 thousand for the twelve months ended December 31, 2025[32]. - Equity in earnings from unconsolidated entities for Q4 2025 was $44.9 million, with the Great Park Venture generating net income of $128.2 million during the same period[9]. - Equity in earnings from the Great Park Venture amounted to $44,195 thousand for the three months and $201,289 thousand for the twelve months ended December 31, 2025[32]. Future Outlook - The company expects consolidated annual net income for 2026 to be approximately $100 million, reflecting ongoing market monitoring and strategic land sales optimization[3]. - The company plans to focus on expanding its management services and exploring new market opportunities following the sale of the Gateway Commercial Venture's assets[29]. - The Company's commercial segment is no longer operating following the sale of Gateway Commercial Venture's assets in December 2024[32].

Financial Performance - Revenue for Q2FY26 was $3.02 billion, representing a 25% increase year over year[5] - GAAP gross margin improved to 45.7%, up 800 basis points from 37.7% in Q2FY25[6] - Operating income reached $908 million, a 62% increase compared to $560 million in Q2FY25[6] - Diluted net income per common share for Q2FY26 was $4.73, a 272% increase from $1.27 in Q2FY25[6] - Net income for the three months ended January 2, 2026, was $1,842 million, a significant increase from $594 million in the same period last year, representing a growth of 210%[26] - GAAP gross profit for the three months ended January 2, 2026, was $1,380 million, compared to $1,227 million for the previous quarter, reflecting a 12.5% increase[28] - Non-GAAP gross profit for the same period was $1,391 million, up from $1,237 million, indicating a growth of 12.4%[28] - The company reported a GAAP operating income of $908 million for the three months ended January 2, 2026, compared to $792 million in the previous quarter, marking a 14.6% increase[28] - Non-GAAP diluted net income from continuing operations attributable to common shareholders was $807 million for the three months ended January 2, 2026, compared to $655 million in the previous quarter, reflecting a growth of 23.2%[30] Cash Flow and Dividends - Free cash flow for the quarter was $653 million, with over 100% returned to shareholders through share repurchases and dividends[4] - Free cash flow for the six months ended January 2, 2026, was $1,252 million, significantly higher than $321 million in the same period last year[30] - The company declared a cash dividend of $0.125 per share, payable on March 18, 2026[9] - Cash and cash equivalents at the end of the period were $1,975 million, down from $2,291 million at the end of the previous quarter[26] Future Guidance - For Q3FY26, revenue is expected to be approximately $3.2 billion, reflecting a 40% year-over-year growth at the mid-point[7] - Non-GAAP gross margin guidance for Q3FY26 is projected at 47.5%[7] Operational Insights - The company continues to focus on high-capacity drives to meet growing data center demand in the AI-driven data economy[4] - The company’s GAAP operating margin for the three months ended January 2, 2026, was 30.1%, compared to 28.1% in the previous quarter[28] - The company’s net cash provided by operating activities for the three months ended January 2, 2026, was $745 million, compared to $672 million in the previous quarter, an increase of 10.8%[30] - The company reported a net cash used in financing activities of $703 million for the three months ended January 2, 2026, compared to a minimal usage of $1 million in the previous quarter[26] Non-GAAP Measures and Adjustments - Non-GAAP gross margin guidance excludes stock-based compensation expense, totaling approximately $10 million[43] - Non-GAAP operating expenses guidance excludes stock-based compensation and other expenses, totaling approximately $40 million to $50 million[43] - Non-GAAP diluted net income per common share guidance excludes items totaling $50 million to $60 million[43] - Non-GAAP diluted weighted average shares include the benefit of 2 million shares from capped call transactions related to convertible senior notes due 2028[43] - Income tax adjustments reflect differences between GAAP and non-GAAP tax rates due to excluded items and non-recurring items[38] - Free cash flow is defined as cash flows from operating activities less capital expenditures, considered useful for strategic opportunities[40] - Business realignment charges may occur to align operations with market demand or achieve cost synergies, deemed not indicative of underlying performance[35] - The company recognizes expenses related to litigation matters that do not reflect operating results and are not indicative of business performance[34] - Adjustments to non-GAAP guidance may include unanticipated changes in GAAP effective tax rates and other non-recurring items[42] - Non-GAAP measures are provided to enhance understanding of underlying business performance and are not reconciled to GAAP due to unpredictability[41]

Exhibit 99.1 January 29, 2026 CARPENTER TECHNOLOGY CORPORATION 2nd Quarter Fiscal Year 2026 Earnings Call Cautionary Statement Forward-looking statements this presentation contains forward-looking statements within the meming of the Private Securities Litigation Act of 1995. These forward-fooking statements are subject to ri couse actual results to differ from those orgiected, anticipated on inquiled. The most similicant of these uncertainties are described in Carpenter Technology's filings wit Commission, ...

Axos Q2 Fiscal 2026 Earnings Supplement Loan Growth by Category $ Millions | Loan Growth by Category | | | | $ Millions | | | --- | --- | --- | --- | --- | --- | | | | Q2 FY26 | | Q1 FY26 | Inc (Dec) | | Single Family | Jumbo Mortgage | $ | 3,751 $ | 3,753 $ | (2) | | Mortgage & Warehouse | SF Warehouse Lending | | 1,044 | 788 | 256 | | Multifamily & | Multifamily | | 1,469 | 1,585 | (116) | | Commercial Mortgage | Small Balance Commercial | | 1,029 | 1,209 | (180) | | Commercial | CRE Specialty | | 7,061 | ...

| | Fourth Quarter Net Sales Growth Overview | | | | | | --- | --- | --- | --- | --- | --- | | | Foreign Currency | | Acquisitions / | | | | | Exchange Constant Currency | Reported | Divestitures | | Organic | | MedSurg and Neurotechnology | | 17.5 % 0.9 % | 16.6 % | 4.0 % | 12.6 % | | Orthopaedics | | 2.2 1.3 | 0.9 | (7.5) | 8.4 | | Total | | 11.4 % 1.0 % | 10.4 % | (0.6)% | 11.0 % | Full Year Results | | Full Year Net Sales Growth Overview | | | | | | --- | --- | --- | --- | --- | --- | | | Foreign Curren ...

Financial Performance - Net sales for Q4 2025 were $1,541 million, a decrease of 8.7% compared to Q4 2024's $1,708 million[1]. - Gross margin for Q4 2025 was $161 million, down from $304 million in Q4 2024, representing a decline of 47%[1]. - Operating income for Q4 2025 was $251 million, compared to $141 million in Q4 2024, an increase of 78.7%[1]. - Net earnings for Q4 2025 were $74 million, a decrease of 8.4% from $81 million in Q4 2024[1]. - Adjusted EBITDA for Q4 2025 was $140 million, down from $294 million in Q4 2024, a decline of 52.4%[3]. - Earnings per share (diluted) for Q4 2025 was $0.10, compared to $0.11 in Q4 2024, a decrease of 9.1%[2]. - Year-to-date net earnings for 2025 totaled $324 million, down from $396 million in 2024, a decrease of 18.2%[5]. - Total net sales for Q4 2025 reached $487 million, a slight increase from $497 million in Q4 2024, with year-to-date sales of $2,086 million compared to $2,066 million in 2024[11]. - Operating income for Q4 2025 was $316 million, significantly higher than $62 million in Q4 2024, contributing to a year-to-date operating income of $586 million compared to $279 million in 2024[11]. - Total net sales year-to-date for 2025 were $4,957 million, compared to $5,221 million in 2024[21]. Costs and Expenses - Total costs of sales for Q4 2025 were $1,380 million, compared to $1,404 million in Q4 2024, a slight decrease of 1.7%[1]. - The company reported a gain on the sale of timberlands of $(266) million in Q4 2025, impacting net earnings significantly[5]. - Cash flows from operations for the year-to-date 2025 totaled $562 million, a decrease from $1,008 million in 2024, with Q4 2025 showing a net cash outflow of $114 million[9]. - The company reported pension and post-employment costs of $239 million for the year-to-date 2025, up from $63 million in 2024, indicating increased liabilities in this area[9]. - The company reported a net charge to earnings of $(99) million in Q1.2025, compared to $(74) million in Q4.2024, indicating a worsening of 33.8%[27]. Assets and Liabilities - Total assets as of December 31, 2025, were $16,613 million, compared to $16,536 million at the end of 2024, indicating a stable asset base[8]. - Current liabilities increased to $1,278 million in Q4 2025 from $977 million in Q4 2024, reflecting a rise in short-term financial obligations[8]. - Cash and cash equivalents at the end of Q4 2025 were $481 million, down from $684 million at the end of 2024, highlighting a decrease in liquidity[9]. - The company reported a total increase in working capital of $66 million in Q4.2025, compared to a decrease of $35 million year-to-date in 2024[23]. Capital Expenditures and Investments - Capital expenditures for property and equipment in 2025 totaled $423 million, an increase from $364 million in 2024, indicating ongoing investment in infrastructure[9]. - The company plans to continue focusing on timberland acquisitions, with $469 million spent in Q4 2025, reflecting a strategic move to enhance its asset portfolio[9]. - Cash spent for capital expenditures in Q4.2025 was $110 million, with a total of $353 million for the year[23]. Sales and Production Volumes - Total delivered logs for Q4.2025 amounted to 336 thousand tons, up from 306 thousand tons in Q4.2024[15]. - Structural Lumber third-party net sales increased to $527 million in Q1.2025 from $420 million in Q4.2024, representing a 25.6% growth[24]. - Oriented Strand Board third-party net sales decreased to $228 million in Q1.2025 from $230 million in Q4.2024, a decline of 0.9%[24]. - Engineered Solid Section third-party net sales were $161 million in Q2.2025, up from $157 million in Q4.2024, indicating a 2.5% increase[24]. - Medium Density Fiberboard third-party net sales increased to $32 million in Q1.2025 from $28 million in Q4.2024, a rise of 14.3%[24]. - Total production volumes for Structural Lumber in YTD.2025 were 4,547 million board feet, up from 4,404 million board feet in YTD.2024, a growth of 3.2%[24]. Real Estate Performance - Real estate net sales in Q4.2025 were $73 million, an increase from $60 million in Q4.2024[20]. - The price per acre for real estate sold in Q4.2025 was $8,271, significantly higher than $2,806 in Q4.2024[20].

Contact: LEEANN GEPHART, CHIEF BANKING OFFICER FIRST CITIZENS COMMUNITY BANK 15 S. MAIN STREET MANSFIELD, PA 16933 570-545-6005 570-662-8512 (FAX) citizens financial services, inc. reports unaudited full year and fourth quarter 2025 financial results MANSFIELD, PENNSYLVANIA— JANUARY 29, 2026 – Citizens Financial Services, Inc (Nasdaq: CZFS), parent company of First Citizens Community Bank (the "Bank"), released today its unaudited consolidated financial results for the three months and year ended December 3 ...

Revenue and Sales Performance - Net revenue for the year ended December 31, 2025, was $467.6 million, driven by sales of RF receivers, connectivity solutions, and optical interconnect solutions [335]. - Products shipped to Asia accounted for 82% of net revenue in 2025, with significant contributions from Hong Kong (49%) and Vietnam (12%) [336]. - Two customers accounted for 28% of net revenue in 2025, while the top ten customers collectively represented 65% of total revenue [337]. - Net revenue increased by $107.1 million to $467.6 million for the year ended December 31, 2025, compared to $360.5 million for 2024, driven by demand in broadband, connectivity, and infrastructure markets [364]. - Industrial and multi-market revenue decreased by $37.0 million, driven by a reduced volume of shipments, while broadband revenue increased by $87.6 million [364]. Costs and Expenses - The company incurred $24.5 million in restructuring costs during 2025, including $17.1 million related to CAD software licenses and $6.9 million in severance costs [343]. - Gross profit improved to 57% of net revenue in 2025, up from 54% in 2024, with gross profit amounting to $265.8 million, an increase of $71.0 million [366]. - Research and development expenses decreased by $16.6 million to $208.6 million in 2025, representing 45% of net revenue, down from 62% in 2024 [367]. - Selling, general and administrative expenses rose by $21.3 million to $159.6 million in 2025, accounting for 34% of net revenue, compared to 38% in 2024 [369]. - Restructuring charges decreased by $28.9 million to $24.5 million in 2025, representing 5% of net revenue, down from 15% in 2024 [371]. - Cost of net revenue increased by $36.1 million to $201.8 million in 2025, representing 43% of net revenue, down from 46% in 2024 [366]. Cash Flow and Financial Position - As of December 31, 2025, the company had cash and cash equivalents of $72.8 million, restricted cash of $28.6 million, and net accounts receivable of $46.1 million [380]. - The company's working capital as of December 31, 2025, was $62.8 million, a decrease from $141.2 million in 2024 [390]. - Net cash provided by operating activities for the year ended December 31, 2025, was $19.6 million, compared to a net cash used of $45.3 million in 2024 [392]. - The company recorded net cash used in investing activities of $19.8 million for the year ended December 31, 2025, down from $23.4 million in 2024 [393]. - Net cash used in financing activities was $18.7 million for the year ended December 31, 2025, primarily due to common stock repurchases of $20.0 million [394]. - As of December 31, 2025, the company's total indebtedness was $125.0 million under a senior secured term B loan facility [390]. - The company has a senior secured revolving credit facility of up to $100.0 million, which remained undrawn as of December 31, 2025 [382]. - The company anticipates that its cash, cash equivalents, and restricted cash of $101.4 million will be sufficient to fund projected operating requirements for at least the next twelve months [390]. Tax and Valuation - The income tax benefit for 2025 was $4.2 million, compared to a provision of $6.5 million in 2024, reflecting a change of $10.7 million [375]. - The company recorded a full valuation allowance against its Singapore deferred tax assets, resulting in no income tax provision recorded in Singapore for the year ended December 31, 2024 [379]. Market and Operational Insights - The company is experiencing growth in sales demand across broadband and connectivity markets, driven by new product wins and recovery from excess inventory [335]. - The company continues to innovate with new products in advanced semiconductor process nodes such as 16nm and 5nm [335]. - The sales cycle for the company's products is lengthy, with product life cycles varying from 24 to 84 months depending on the market [338]. - Revenue recognition estimates involve significant uncertainty, particularly regarding price adjustments and returns based on historical data [349]. - The company expects revenue to fluctuate in the future, consistent with the cyclical nature of the industry [365]. Interest Rate and Currency Risks - The company may face substantial variable interest rate risk due to its term loans, which could adversely affect its operating results if interest rates increase significantly [383]. - The company is subject to variable interest rates on credit agreements and could be adversely impacted by high interest rates in the future [399]. - A 10% increase in SOFR interest rates would result in an immaterial increase in interest expense [399]. - The company believes its operating cash is sufficient to cover interest obligations but is monitoring the impact of high interest rates on financing and business operations [399]. - The company has limited exposure to foreign currency exchange rates as most international agreements are denominated in United States dollars [398]. - A hypothetical change of 100 basis points in foreign currency exchange rates would result in a translation gain change of approximately $0.9 million [398].