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CB Financial Services(CBFV) - 2025 Q4 - Annual Results
2026-01-27 21:05
EXHIBIT 99.1 CB Financial Services, Inc. Announces Fourth Quarter and Full Year 2025 Financial Results and Declares Quarterly Cash Dividend Increase of 8% WASHINGTON, PA., January 27, 2026 -- CB Financial Services, Inc. ("CB" or the "Company") (NASDAQGM: CBFV), the holding company of Community Bank (the "Bank"), today announced its fourth quarter and 2025 financial results. | | | | | Three Months Ended | | | | Year Ended | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | 12/31/25 | 9/30 ...
TI(TXN) - 2025 Q4 - Annual Results
2026-01-27 21:05
Financial Performance - Q4 2025 revenue was $4.42 billion, a 10% increase year-over-year, but a 7% decrease sequentially [2]. - Net income for Q4 2025 was $1.16 billion, down 3% from $1.20 billion in Q4 2024, with earnings per share at $1.27, a 2% decrease [4]. - Gross profit for Q4 2025 was $2.47 billion, up 7% from $2.31 billion in Q4 2024 [8]. - Operating profit for Q4 2025 was $1.47 billion, a 7% increase from $1.38 billion in Q4 2024 [4]. - Net income for Q4 2025 was $1,163 million, a decrease of 3.5% from $1,205 million in Q4 2024 [14]. Cash Flow and Investments - Cash flow from operations for the trailing 12 months was $7.2 billion, with free cash flow at $2.9 billion, representing a 96% increase year-over-year [2][5]. - Total cash returned to shareholders in the trailing 12 months was $6.5 billion, including $4.99 billion in dividends and $1.48 billion in stock repurchases [2][6]. - Cash flows from operating activities for the year ended December 31, 2025, increased to $7,153 million, up 13% from $6,318 million in 2024 [19]. - Free cash flow for the year ended December 31, 2025, was $2,938 million, representing a 96% increase from $1,498 million in 2024 [19]. - TI invested $3.9 billion in R&D and SG&A, and $4.6 billion in capital expenditures over the past 12 months [2]. Revenue Outlook and Segment Performance - The first quarter 2026 revenue outlook is projected to be between $4.32 billion and $4.68 billion, with earnings per share guidance of $1.22 to $1.48 [2]. - Revenue for the Analog segment in 2025 was $14,006 million, a 15% increase from $12,161 million in 2024 [16]. - Operating profit for the Analog segment rose to $5,412 million, up 17% from $4,608 million in 2024 [16]. - Revenue for the Embedded Processing segment increased to $2,697 million, a 6% rise from $2,533 million in 2024 [16]. - Operating profit for the Embedded Processing segment decreased to $304 million, down 14% from $352 million in 2024 [16]. Assets and Capital Expenditures - TI's total assets decreased to $34.59 billion in 2025 from $35.51 billion in 2024 [12]. - Capital expenditures for the year ended December 31, 2025, were $4,550 million, down from $4,820 million in 2024 [19]. - Cash and cash equivalents at the end of Q4 2025 were $3,225 million, compared to $3,200 million at the end of Q4 2024 [14]. Government Support - Total cash benefit related to the CHIPS Act for the year ended December 31, 2025, was $670 million, compared to $588 million in 2024 [19].
Hanmi Financial (HAFC) - 2025 Q4 - Annual Results
2026-01-27 21:05
Financial Performance - Net income for Q4 2025 was $21.2 million, or $0.70 per diluted share, a decrease of 3.7% from Q3 2025[3] - For the full year 2025, net income increased to $76.1 million, or $2.51 per diluted share, up 22% from $62.2 million in 2024[4] - The effective tax rate for Q4 2025 was 29.5%, with a provision for income taxes of $8.9 million, compared to $9.4 million in Q3 2025[29] - Basic earnings per share for the twelve months ended December 31, 2025, was $2.53, up from $2.06 in 2024[62] - Income before tax grew by 21.8% to $107,927,000 from $88,605,000[61] Income and Expenses - Net interest income for Q4 2025 increased by 2.9% to $62.9 million, driven by lower interest expense on deposits[11] - Noninterest income for Q4-2025 was $8,299 thousand, a decrease of 16.0% from Q3-2025, primarily due to the absence of death benefit claims and a decline in gains from residential mortgage loans[24] - Full-year 2025 noninterest income totaled $34.0 million, an increase of 7.6% from $31.6 million in 2024, driven by higher gains on SBA loans and bank-owned life insurance income[25] - Noninterest expense for Q4-2025 increased to $38.6 million, a rise of 3.5% from Q3-2025, due to higher advertising, personnel costs, and professional fees[26] - Full-year 2025 noninterest expense was $147.8 million, an increase of 4.6% from $141.3 million in 2024, primarily due to higher salaries and benefits[28] Asset and Loan Management - Total assets increased to $7.87 billion as of December 31, 2025, reflecting a 0.2% rise from $7.86 billion at September 30, 2025, driven by a $35.1 million increase in loans receivable[30] - Loans receivable rose to $6.56 billion, a 0.5% increase from the previous quarter, with loan production at $374.8 million[8] - Average interest-earning assets rose to $7,620,166 thousand, reflecting a 1.0% increase from Q3-2025 and a 4.1% increase from Q4-2024[18] - Loans receivable increased to $6,456,239 thousand, up 2.4% from Q3-2025 and 5.8% from Q4-2024[18] - New loan production for Q4 2025 was $374.8 million, with a weighted average interest rate of 6.90%, while payoffs totaled $123.1 million at an average rate of 6.46%[32] Capital and Equity - Stockholders' equity rose to $796.4 million, an increase of $16.8 million from $779.6 million at September 30, 2025, including net income of $13.1 million for Q4[36] - Hanmi's preliminary common equity tier 1 capital ratio was 12.05% as of December 31, 2025, up from 12.00% in the previous quarter[37] - Total risk-based capital ratio for Hanmi was 15.06% at the end of Q4 2025, slightly increasing from 15.05% in Q3 2025[38] - Tangible common equity per common share increased to $26.27 in December 2025 from $25.64 in September 2025[70] - Stockholders' equity to assets ratio rose to 10.12% in December 2025 from 9.92% in September 2025[70] Credit Quality - Nonperforming loans represented 0.28% of total loans, showing an improvement of two basis points from the prior quarter[8] - Criticized loans increased to $97.0 million, or 1.48% of loans, compared to $45.4 million, or 0.69% in the prior quarter[40] - Nonperforming loans decreased to $18.1 million, or 0.28% of loans, down from $19.4 million, or 0.30% in the previous quarter[41] - The allowance for credit losses was $69.9 million at December 31, 2025, stable compared to $69.8 million at September 30, 2025[45] - Credit loss expense for Q4-2025 was $1.9 million, down from $2.1 million in Q3-2025, with $1.7 million attributed to loan losses[22] Market and Operational Efficiency - The efficiency ratio for Q4-2025 was 54.95%, compared to 52.65% in Q3-2025, indicating a decline in operational efficiency[27] - The average yield on loans receivable decreased to 5.94% in Q4-2025 from 6.03% in Q3-2025[19] - The cost of deposits decreased to 2.37% in Q4-2025 from 2.51% in Q3-2025, reflecting improved funding costs[20] - Total interest and dividend income increased by 3.0% to $410,928,000 from $398,783,000[61] - Interest expense decreased by 10.9% to $174,738,000 from $196,009,000[61]
QCR (QCRH) - 2025 Q4 - Annual Results
2026-01-27 21:05
Exhibit 99.1 PRESS RELEASE FOR IMMEDIATE RELEASE QCR Holdings, Inc. Announces Fourth Quarter Results and Record Net Income for the Full Year 2025 Fourth Quarter 2025 Highlights Full Year 2025 Highlights Moline, IL, January 27, 2026 – QCR Holdings, Inc. (NASDAQ: QCRH) (the "Company") today announced quarterly net income of $35.7 million and diluted earnings per share ("EPS") of $2.12 for the fourth quarter of 2025, compared to net income of $36.7 million and diluted EPS of $2.16 for the third quarter of 2025 ...
Franklin Financial Services (FRAF) - 2025 Q4 - Annual Results
2026-01-27 21:04
Exhibit 99.1 January 27, 2026 Franklin Financial Reports 2025 Q4 and Year-to-Date Results; Declares Dividend (CHAMBERSBURG, PA) Franklin Financial Services Corporation (the Corporation) (NASDAQ: FRAF), the bank holding company of F&M Trust (the Bank) headquartered in Chambersburg, PA, reported its fourth quarter 2025 and year-to-date 2025 results. A summary of notable operating results as of or for the fourth quarter ended December 31, 2025 follows: 1 · Net income: $6.0 million ($1.35 per diluted share) an ...
TD SYNNEX (SNX) - 2025 Q4 - Annual Report
2026-01-27 21:03
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ___________________________________________ FORM 10-K ___________________________________________ (Mark One) For the transition period from_________________to_________________ Commission File Number: 001-31892 ___________________________________________ TD SYNNEX CORPORATION (Exact name of registrant as specified in its charter) ___________________________________________ x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) ...
Finward Bancorp(FNWD) - 2025 Q4 - Annual Results
2026-01-27 21:03
Exhibit 99.1 January 27, 2026 Finward Bancorp Announces Fourth Quarter 2025 Results Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the "Bancorp"), the holding company for Peoples Bank (the "Bank"), today announced that net income available to common stockholders was $2.0 million, or $0.46 per diluted share, for the quarter ended December 31, 2025 , as compared to $3.5 million, or $0.81 per diluted share, for the quarter ended September 30, 2025. Selected performance metrics are as follows for the period ...
Northrop Grumman(NOC) - 2025 Q4 - Annual Report
2026-01-27 21:02
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____ Commission file number 1-16411 NORTHROP GRUMMAN CORPORATION (Exact name of registrant as specified in its charter) Delaware 80-0640649 Falls Church, Virginia 2 ...
Manhattan Associates(MANH) - 2025 Q4 - Annual Results
2026-01-27 21:02
Exhibit 99.1 Contact: Michael Bauer Devika Goel Senior Director, Investor Relations Manhattan Associates, Inc. Manhattan Associates, Inc. 678-597-7538 678-597-6754 mbauer@manh.com dgoel@manh.com Senior Manager, Public Relations Manhattan Associates Reports Fourth Quarter Results RPO Bookings Increased 25% over Prior Year ATLANTA – January 27, 2026 – Leading Supply Chain and Omnichannel Commerce Solutions provider Manhattan Associates Inc. (NASDAQ: MANH) today reported revenue of $270.4 million for the fourt ...
Usio(USIO) - 2025 Q4 - Annual Results
2026-01-27 21:00
Exhibit 99.1 Usio Inc. Publishes 2025 Annual Letter to Shareholders SAN ANTONIO, January 21, 2026 (GLOBE NEWSWIRE) – Usio, Inc: (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, has published its 2025 annual shareholder letter from Chairman and CEO, Louis Hoch. The full text of the Letter is provided below. Dear Fellow Shareholder: As we close out another transformative year at Usio, Inc., I am proud to share ...