UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2025. OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SE ...

Financial Position - As of September 30, 2023, the company had cash deposits of HK$18,255,931 (approximately US$4,425,901) with financial institutions in Hong Kong[523]. - The company has not incurred significant credit risk as it deposits cash with high credit quality financial institutions[523]. - The company establishes provisions for potential credit losses based on assessments of specific customer risks, which have been deemed immaterial over reported periods[524]. Customer and Supplier Concentration - The company’s top 10 customers accounted for less than 2% of total sales volume, indicating a diversified customer base[527]. - The company does not have a concentration of revenue with specific customers, with no single customer accounting for 10% or more of revenue for the years ended September 30, 2023, 2024, and 2025[530]. - For the year ended September 30, 2023, four suppliers accounted for 26.47%, 15.59%, 11.89%, and 10.58% of total purchases, showing some concentration in supplier relationships[529]. Risk Exposure - The company is exposed to interest rate risk primarily related to variable-rate bank borrowings, concentrated on fluctuations in the Hong Kong Prime Rate and HIBOR[532]. - The company’s operational activities are primarily conducted in Hong Kong, making it susceptible to the political, economic, and legal environments in the region[534]. Corporate Governance - The company is permitted to adopt home country practices that may afford less protection to shareholders compared to Nasdaq corporate governance standards[186]. - The company qualifies as a foreign private issuer, which allows it to be exempt from certain reporting requirements applicable to U.S. domestic issuers[189].

FOR IMMEDIATE RELEASE METROCITY BANKSHARES, INC. REPORTS EARNINGS FOR FOURTH QUARTER AND YEAR ENDED 2025 ATLANTA, GA (January 30, 2026) – MetroCity Bankshares, Inc. ("MetroCity" or the "Company") (NASDAQ: MCBS), holding company for Metro City Bank (the "Bank"), today reported net income of $18.3 million, or $0.68 per diluted share, for the fourth quarter of 2025, compared to $17.3 million, or $0.67 per diluted share, for the third quarter of 2025, and $16.2 million, or $0.63 per diluted share, for the fourt ...

Financial Performance - Net sales for the three-month period ended December 26, 2025, were $229.21 million, a 29% increase from $177.87 million for the same period in 2024[17] - Gross profit for the three-month period ended December 26, 2025, was $107.10 million, compared to $81.22 million for the same period in 2024, reflecting a gross margin improvement[17] - Operating income for the three-month period ended December 26, 2025, was $9.57 million, a significant recovery from an operating loss of $0.04 million in the same period last year[17] - Net income attributable to Allegro MicroSystems, Inc. for the three-month period ended December 26, 2025, was $8.30 million, compared to a net loss of $6.86 million for the same period in 2024[17] - Comprehensive income for the three-month period ended December 26, 2025, was $6.76 million, compared to a comprehensive loss of $14.36 million for the same period in 2024[19] - The net income for the period ending December 26, 2025, is $8,362,000, compared to a net loss of $6,799,000 for the previous period[21] - For the nine-month period ended December 26, 2025, net income was $1,783, compared to a net loss of $58,025 for the same period in 2024[26] - The company reported a basic net income per share of $0.04 for the three-month period ended December 26, 2025, compared to a loss of $0.04 per share in the same period last year[17] - The basic net income per share for the three-month period ended December 26, 2025, was $0.04, while the diluted net income per share was also $0.04[66] Assets and Liabilities - Total current assets increased to $515.41 million as of December 26, 2025, from $483.04 million as of March 28, 2025[15] - Total liabilities decreased to $458.30 million as of December 26, 2025, from $489.86 million as of March 28, 2025[15] - Total assets remained stable at $1.42 billion as of December 26, 2025, compared to $1.42 billion as of March 28, 2025[15] - The total equity at December 26, 2025, is $964,414,000, with a common stock amount of $1,852,000[21] - The company's total debt decreased to $287,714,000 as of December 26, 2025, from $346,126,000 on March 28, 2025, a reduction of 17%[59] - The fair value of the company's debt was $286,069,000 as of December 26, 2025, down from $343,275,000 on March 28, 2025, a decrease of 16.7%[50] Cash Flow and Investments - Net cash provided by operating activities for the nine-month period was $127,355, significantly up from $41,560 in the prior year[26] - The company reported a net cash used in investing activities of $21,160, a decrease from $34,245 in the prior year[26] - Cash and cash equivalents at the end of the period were $163,399, compared to $148,962 at the end of the previous year[26] Research and Development - Research and development expenses for the three-month period ended December 26, 2025, were $52.88 million, up from $43.32 million in the same period last year, indicating continued investment in innovation[17] Stock and Equity Transactions - The company issued 28,750,000 shares of common stock, raising $665,850,000 net of underwriting discounts[23] - The Company completed an Equity Offering of 28,750,000 shares at a public offering price of $24.00 per share, resulting in net proceeds of approximately $665.85 million after underwriting discounts[79] - The First Closing under the Share Repurchase Agreement involved repurchasing 28,750,000 shares for an aggregate consideration of $628.26 million, which was the Equity Offering price[80] - The Second Closing under the Share Repurchase Agreement involved repurchasing 10,017,315 shares for aggregate cash consideration of $225.55 million[81] - The Company repurchased common stock amounting to $(821,199,000)[23] Legal and Regulatory Matters - The Company is not aware of any pending or threatened legal proceedings that could have a material adverse effect on its business or financial condition[65] Restructuring and Charges - The restructuring plan initiated in January 2025 incurred costs of $754,000 and $2,328,000 for the three- and nine-month periods ended December 26, 2025, respectively, with cumulative costs reaching $8,088,000[75] - The Company incurred $3,132,000 and $6,278,000 of charges associated with additional restructuring activities during the three- and nine-month periods ended December 26, 2025, respectively[76] Market and Operational Risks - There have been no material changes in the Company's exposures to market risk since March 28, 2025[160]

Employment and Workforce - As of September 30, 2025, the company had a total of 6 full-time employees, with 50.0% in General and Administrative, 33.3% in Sales and Marketing, and 16.7% in Research and Development[378]. - The company had no material labor disputes in the past and maintains a good working relationship with its employees[378]. Ownership and Shareholding - The total beneficial ownership of Ordinary Shares is 18,059,109, comprising 11,205,435 Class A Ordinary Shares and 6,853,674 Class B Ordinary Shares[379]. - Huiyi Zheng, the CEO, beneficially owns 5,286,243 Class B Ordinary Shares, representing 77.13% of the Class B shares and 71.30% of the total voting power[384]. Related Party Transactions - The company reported related party transactions, including sales to Shanghai Borui Finance Information Limited amounting to $19,642 in 2024[388]. - Purchases from Shanghai Borui Finance Information Limited for software development totaled $313,631 in 2025, compared to $389,163 in 2024 and $247,429 in 2023[389]. - The total amounts due to related parties as of September 30, 2025, were $861,721, with significant amounts owed to Zheng, Huiyi ($99,734) and Bao, Qihong ($568,000)[395]. - The company sold 100% equity interest in its wholly-owned subsidiary Platinum HK to Huiyi Zheng for HK$1 on January 10, 2025[398]. - The Company adopted a Related Party Transaction Policy on September 2, which includes a review process by the Audit Committee for all related party transactions[399]. Financial Oversight and Reporting - The compensation committee is responsible for overseeing the integrity of financial statements and financial reporting processes[375]. - The company has established procedures for handling complaints regarding accounting and internal controls[374]. Financial Risks - The Company has not been exposed to material risks from changes in market interest rates and does not use derivative financial instruments for interest rate risk management[494]. - Foreign currency exchange rate risk is primarily related to cash and bank balances, with significant exposure to the Singapore dollar and the US dollar for fiscal years 2025 and 2024[495]. - The Company manages foreign currency translation exposure by incurring debt in the operating currency to minimize exchange differences recorded against income[496]. - Liquidity risk is monitored by maintaining adequate cash and bank balances to finance the Group's operations[498].

For more information contact: Stephen S. Romaine, President & CEO Matthew Tomazin, Executive VP, CFO & Treasurer Tompkins Financial Corporation (888) 503-5753 For Immediate Release Friday, January 30, 2026 NET INTEREST INCOME Net interest income was $69.1 million for the fourth quarter of 2025, up $5.2 million or 8.1% compared to the third quarter of 2025, and up $12.8 million or 22.7% compared to the fourth quarter of 2024. For the year ended December 31, 2025, net interest income was $249.7 million, up $3 ...

Release Date: January 30, 2026 IMMEDIATE Moog Inc. Reports First Quarter 2026 Record Sales and EPS and Raises Full-Year Guidance East Aurora, NY -- Moog Inc. (NYSE: MOG.A and MOG.B), a worldwide designer, manufacturer and systems integrator of high- performance precision motion and fluid controls and control systems, today reported record fiscal first quarter 2026 results, reflecting strong execution and continued progress against the company's long-term financial objectives. "We delivered an outstanding st ...

Release Date: January 30, 2026 IMMEDIATE Moog Inc. Reports First Quarter 2026 Record Sales and EPS and Raises Full-Year Guidance East Aurora, NY -- Moog Inc. (NYSE: MOG.A and MOG.B), a worldwide designer, manufacturer and systems integrator of high- performance precision motion and fluid controls and control systems, today reported record fiscal first quarter 2026 results, reflecting strong execution and continued progress against the company's long-term financial objectives. "We delivered an outstanding st ...

Janus Henderson Group plc Reports Fourth Quarter and Full-Year 2025 Results LONDON — Janus Henderson Group plc (NYSE: JHG; "JHG," "Janus Henderson," or the "Company") published its fourth quarter and full-year 2025 results for the period ended December 31, 2025. Fourth quarter 2025 operating income was US$487.4 million compared to US$172.0 million in the third quarter 2025 and US$197.5 million in the fourth quarter 2024. Adjusted operating income, adjusted for one-time, acquisition and transaction related c ...

Exhibit 99.1 FOR IMMEDIATE RELEASE Red River Bancshares, Inc. Reports Fourth Quarter 2025 Financial Results ALEXANDRIA, Louisiana, January 30, 2026 (GLOBE NEWSWIRE) -- Red River Bancshares, Inc. (the "Company") (Nasdaq: RRBI), the holding company for Red River Bank (the "Bank"), announced today its unaudited financial results for the fourth quarter of 2025. Net income for the fourth quarter of 2025 was $11.4 million, or $1.73 per diluted common share ("EPS"), compared to $10.8 million, or $1.63 EPS, for the ...