Albertsons Companies, Inc. Reports First Quarter Fiscal 2025 Results Boise, ID - July 15, 2025 Albertsons Companies, Inc. (NYSE: ACI) (the "Company") today reported results for the first quarter of fiscal 2025, which ended June 14, 2025. First Quarter of Fiscal 2025 Highlights "In the first quarter, we delivered solid operating and financial performance, while investing in our core operations and improving our customer value proposition," said Susan Morris, Chief Executive Officer. "Ongoing investments in o ...

Exhibit 99.2 STATE STREET CORPORATION EARNINGS RELEASE ADDENDUM June 30, 2025 Table of Contents | GAAP-Basis Financial Information: | | | --- | --- | | 4-Year Summary of Results | 2 | | Consolidated Results of Operations | 3 | | Consolidated Statement of Condition | 5 | | Average Statement of Condition - Rates Earned and Paid - Fully Taxable-Equivalent Basis | 6 | | Average Statement of Condition - Rates Earned and Paid - Fully Taxable-Equivalent Basis - Year-to-Date | 7 | | Selected Average Balances by Cur ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______ to ______ Commission file number: 001-41070 GRAPHJET TECHNOLOGY (Exact name of registrant as specified in its charter) Cayman Islands N/A (State or other j ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended September 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ______ to ______ Commission file number: 001-41070 GRAPHJET TECHNOLOGY (Exact name of registrant as specified in its charter) Cayman Islands N/A (State or other j ...

[Consolidated Results](index=3&type=section&id=Consolidated%20Results) [Summary Financial Data](index=3&type=section&id=Summary%20Financial%20Data) In Q2 2025, Wells Fargo reported strong quarterly performance with total revenue of $20.8 billion and net income of $5.5 billion, representing a 3% and 12% increase quarter-over-quarter, respectively. Diluted earnings per share rose to $1.60. The company maintained stable capital levels with a CET1 ratio of 11.1% and continued to reduce headcount, which decreased by 4% year-over-year Q2 2025 Key Financial Highlights (in millions) | Metric | Q2 2025 | Q1 2025 | Q2 2024 | QoQ Change | YoY Change | | :--- | :--- | :--- | :--- | :--- | :--- | | Total Revenue | $20,822 | $20,149 | $20,689 | 3% | 1% | | Pre-tax pre-provision profit (PTPP) | $7,443 | $6,258 | $7,396 | 19% | 1% | | Wells Fargo Net Income | $5,494 | $4,894 | $4,910 | 12% | 12% | | Diluted EPS | $1.60 | $1.39 | $1.33 | 15% | 20% | Key Ratios and Period-End Metrics | Metric | Q2 2025 | Q1 2025 | Q2 2024 | | :--- | :--- | :--- | :--- | | Return on Average Equity (ROE) | 12.8% | 11.5% | 11.5% | | Return on Average Tangible Common Equity (ROTCE) | 15.2% | 13.6% | 13.7% | | Efficiency Ratio | 64% | 69% | 64% | | CET1 Ratio (Standardized) | 11.1% | 11.1% | 11.0% | | Headcount | 212,804 | 215,367 | 222,544 | - Period-end loans increased by **1%** quarter-over-quarter to **$924.4 billion**, while period-end deposits decreased by **2%** to **$1.34 trillion**[9](index=9&type=chunk) [Consolidated Statement of Income](index=5&type=section&id=Consolidated%20Statement%20of%20Income) For Q2 2025, total revenue reached $20.8 billion, driven by a 2% sequential increase in net interest income to $11.7 billion and a 5% rise in noninterest income to $9.1 billion. The growth in noninterest income was notably supported by a 12% increase in card fees. Noninterest expense decreased by 4% quarter-over-quarter to $13.4 billion, contributing to a 12% increase in net income to $5.5 billion Q2 2025 Income Statement Breakdown (in millions) | Item | Q2 2025 | Q1 2025 | QoQ Change | | :--- | :--- | :--- | :--- | | Net Interest Income | $11,708 | $11,495 | 2% | | Total Noninterest Income | $9,114 | $8,654 | 5% | | **Total Revenue** | **$20,822** | **$20,149** | **3%** | | Provision for Credit Losses | $1,005 | $932 | 8% | | Total Noninterest Expense | $13,379 | $13,891 | -4% | | **Wells Fargo Net Income** | **$5,494** | **$4,894** | **12%** | - Card fees increased **12%** sequentially to **$1.17 billion**, partly due to the completed acquisition of the remaining interest in a merchant services joint venture in April 2025[12](index=12&type=chunk) - Noninterest expense decreased **4%** from the prior quarter, primarily due to an **8%** reduction in personnel expenses[12](index=12&type=chunk) [Consolidated Balance Sheet](index=6&type=section&id=Consolidated%20Balance%20Sheet) As of June 30, 2025, total assets grew to $1.98 trillion, a 2% increase from the previous quarter. This was supported by a 1% rise in net loans to $910.5 billion. Total deposits saw a 2% sequential decline to $1.34 trillion. Total equity remained stable at $183.0 billion Period-End Balance Sheet Highlights (in millions) | Item | Jun 30, 2025 | Mar 31, 2025 | QoQ Change | | :--- | :--- | :--- | :--- | | **Total Assets** | **$1,981,269** | **$1,950,311** | **2%** | | Net Loans | $910,457 | $899,813 | 1% | | Total Deposits | $1,340,703 | $1,361,728 | -2% | | **Total Liabilities** | **$1,798,315** | **$1,767,405** | **2%** | | Total Equity | $182,954 | $182,906 | 0% | - Short-term borrowings increased significantly by **34%** quarter-over-quarter to **$188.0 billion**[15](index=15&type=chunk) - Retained earnings grew by **2%** sequentially to **$221.3 billion**, while treasury stock increased by **3%** to **$117.2 billion**[15](index=15&type=chunk) [Average Balances and Interest Rates (Taxable-Equivalent Basis)](index=7&type=section&id=Average%20Balances%20and%20Interest%20Rates%20(Taxable-Equivalent%20Basis)) In Q2 2025, the net interest margin on a taxable-equivalent basis was 2.68%, a slight increase from 2.67% in the prior quarter but down from 2.75% a year ago. Average total loans were stable at $916.7 billion, while average total deposits decreased by 1% sequentially to $1.33 trillion. The average cost of interest-bearing deposits decreased to 2.09% from 2.17% in the prior quarter Key Average Balances and Rates (in millions) | Metric | Q2 2025 | Q1 2025 | Q2 2024 | | :--- | :--- | :--- | :--- | | Average Total Loans | $916,719 | $908,182 | $916,977 | | Average Total Deposits | $1,331,651 | $1,339,328 | $1,346,478 | | Net Interest Margin | 2.68% | 2.67% | 2.75% | | Total Interest-Earning Assets Rate | 4.87% | 4.85% | 5.25% | | Total Interest-Bearing Liabilities Rate | 2.89% | 2.92% | 3.31% | - Average interest-earning assets remained flat quarter-over-quarter at **$1.76 trillion**[17](index=17&type=chunk) [Reportable Operating Segment Results](index=8&type=section&id=Reportable%20Operating%20Segment%20Results) [Combined Segment Results](index=8&type=section&id=Combined%20Segment%20Results) In Q2 2025, Consumer Banking and Lending was the largest contributor to total revenue at $9.2 billion, followed by Corporate and Investment Banking at $4.7 billion. In terms of profitability, Consumer Banking and Lending and Corporate and Investment Banking were the top earners, with net incomes of $1.9 billion and $1.7 billion, respectively Q2 2025 Segment Revenue and Net Income (in millions) | Segment | Total Revenue | Net Income | | :--- | :--- | :--- | | Consumer Banking and Lending | $9,228 | $1,863 | | Commercial Banking | $2,933 | $1,086 | | Corporate and Investment Banking | $4,673 | $1,737 | | Wealth and Investment Management | $3,898 | $480 | | Corporate | $559 | $328 | - For the first six months of 2025, total net income reached **$10.4 billion**, a **9%** increase from the **$9.5 billion** reported for the same period in 2024[22](index=22&type=chunk) [Consumer Banking and Lending](index=10&type=section&id=Consumer%20Banking%20and%20Lending) The Consumer Banking and Lending segment reported a 10% sequential increase in net income to $1.9 billion for Q2 2025, driven by a 4% rise in total revenue to $9.2 billion. Growth was led by a 13% increase in card fees, while mortgage banking income declined. The segment saw continued digital engagement, with mobile active customers growing 4% year-over-year to 32.1 million CBL Q2 2025 Performance (in millions) | Metric | Q2 2025 | Q1 2025 | QoQ Change | | :--- | :--- | :--- | :--- | | Total Revenue | $9,228 | $8,913 | 4% | | Provision for Credit Losses | $945 | $739 | 28% | | Net Income | $1,863 | $1,689 | 10% | - Revenue from Credit Card services grew **9%** year-over-year, while Auto and Personal Lending revenues declined by **15%** and **9%** respectively[26](index=26&type=chunk) - Mortgage loan originations increased **68%** quarter-over-quarter to **$7.4 billion**, and auto loan originations rose **50%** to **$6.9 billion**[29](index=29&type=chunk) [Commercial Banking](index=12&type=section&id=Commercial%20Banking) The Commercial Banking segment's net income surged 37% quarter-over-quarter to $1.1 billion in Q2 2025. This was primarily due to a negative provision for credit losses of $43 million, compared to a $187 million provision in the prior quarter. Total revenue remained flat at $2.9 billion, while noninterest expense decreased by 9% Commercial Banking Q2 2025 Performance (in millions) | Metric | Q2 2025 | Q1 2025 | QoQ Change | | :--- | :--- | :--- | :--- | | Total Revenue | $2,933 | $2,925 | 0% | | Provision for Credit Losses | ($43) | $187 | NM | | Net Income | $1,086 | $794 | 37% | - Average total loans increased by **1%** sequentially to **$226.5 billion**, driven by growth in commercial and industrial loans[34](index=34&type=chunk) - The efficiency ratio improved to **52%** from **57%** in the prior quarter[33](index=33&type=chunk) [Corporate and Investment Banking](index=14&type=section&id=Corporate%20and%20Investment%20Banking) Corporate and Investment Banking reported a net income of $1.7 billion in Q2 2025, down 11% from the previous quarter. Total revenue decreased by 8% to $4.7 billion, mainly due to a 13% drop in noninterest income. Despite the revenue decline, the segment saw a 3% sequential increase in average loans to $285.9 billion CIB Q2 2025 Performance (in millions) | Metric | Q2 2025 | Q1 2025 | QoQ Change | | :--- | :--- | :--- | :--- | | Total Revenue | $4,673 | $5,064 | -8% | | Provision for Credit Losses | $103 | $0 | NM | | Net Income | $1,737 | $1,941 | -11% | - Investment banking fees decreased **8%** sequentially but were up **10%** year-over-year. Net gains from trading activities were down **9%** sequentially[35](index=35&type=chunk) - Period-end total assets for the segment grew **4%** quarter-over-quarter to **$658.0 billion**[37](index=37&type=chunk) [Wealth and Investment Management](index=16&type=section&id=Wealth%20and%20Investment%20Management) The Wealth and Investment Management segment delivered a strong quarter, with net income rising 22% sequentially to $480 million in Q2 2025. Total revenue was up 1% to $3.9 billion, while noninterest expense fell 3%. Total client assets grew 5% from the prior quarter to $2.35 trillion, driven by higher market valuations WIM Q2 2025 Performance (in millions) | Metric | Q2 2025 | Q1 2025 | QoQ Change | | :--- | :--- | :--- | :--- | | Total Revenue | $3,898 | $3,874 | 1% | | Noninterest Expense | $3,245 | $3,360 | -3% | | Net Income | $480 | $392 | 22% | Client Assets (in billions, period-end) | Asset Type | Jun 30, 2025 | Mar 31, 2025 | QoQ Change | | :--- | :--- | :--- | :--- | | Advisory assets | $1,042 | $980 | 6% | | Other brokerage assets and deposits | $1,304 | $1,253 | 4% | | **Total client assets** | **$2,346** | **$2,233** | **5%** | [Corporate](index=17&type=section&id=Corporate) The Corporate segment reported a net income of $328 million in Q2 2025, a significant improvement from the $78 million income in the prior quarter and a loss of $318 million a year ago. The result was driven by a swing to positive total revenue of $559 million, compared to a loss of $177 million in Q1 2025, primarily from higher noninterest income Corporate Segment Q2 2025 Performance (in millions) | Metric | Q2 2025 | Q1 2025 | Q2 2024 | | :--- | :--- | :--- | :--- | | Total Revenue | $559 | ($177) | $248 | | Noninterest Expense | $565 | $457 | $723 | | Net Income (Loss) | $328 | $78 | ($318) | - Average deposits in the Corporate segment continued to decline, falling **9%** sequentially and **58%** year-over-year, reflecting strategic balance sheet repositioning[39](index=39&type=chunk) [Credit-Related Information](index=18&type=section&id=Credit-Related%20Information) [Consolidated Loans Outstanding – Period-End Balances, Average Balances, and Average Interest Rates](index=18&type=section&id=Consolidated%20Loans%20Outstanding%20%E2%80%93%20Period-End%20Balances%2C%20Average%20Balances%2C%20and%20Average%20Interest%20Rates) As of June 30, 2025, total loans outstanding increased by 1% quarter-over-quarter to $924.4 billion. Commercial loans grew to $549.8 billion, while consumer loans were relatively stable at $374.6 billion. The average interest rate on the total loan portfolio was 5.95%, nearly unchanged from the prior quarter Period-End Loans by Category (in millions) | Loan Category | Jun 30, 2025 | Mar 31, 2025 | QoQ Change | | :--- | :--- | :--- | :--- | | Total Commercial | $549,770 | $540,699 | 2% | | Total Consumer | $374,648 | $373,143 | 0% | | **Total Loans** | **$924,418** | **$913,842** | **1%** | - Commercial real estate loans continued to decline, down **$1.5 billion** sequentially, while commercial and industrial loans grew by **$11.6 billion**[41](index=41&type=chunk) [Net Loan Charge-offs](index=19&type=section&id=Net%20Loan%20Charge-offs) Total net loan charge-offs for Q2 2025 were $997 million, or 0.44% of average loans, a slight decrease from $1,009 million in the prior quarter and a significant improvement from $1,301 million a year ago. Consumer loans, particularly credit cards ($622 million), continued to be the primary driver of charge-offs, while commercial real estate charge-offs decreased notably to $61 million Net Loan Charge-offs by Product (in millions) | Product | Q2 2025 | Q1 2025 | Q2 2024 | | :--- | :--- | :--- | :--- | | Total Commercial | $247 | $211 | $468 | | Total Consumer | $750 | $798 | $833 | | **Total Net Loan Charge-offs** | **$997** | **$1,009** | **$1,301** | - Credit card charge-offs accounted for **62%** of total net charge-offs in the quarter[42](index=42&type=chunk) [Changes in Allowance for Credit Losses for Loans](index=20&type=section&id=Changes%20in%20Allowance%20for%20Credit%20Losses%20for%20Loans) The allowance for credit losses (ACL) for loans ended Q2 2025 at $14.57 billion, remaining stable compared to the prior quarter. The company recorded a provision for credit losses of $1.01 billion, which was offset by net charge-offs of $997 million. The ratio of allowance for loan losses to total loans stood at 1.51% ACL Movement (in millions) | Item | Q2 2025 | | :--- | :--- | | Balance, beginning of period | $14,552 | | Provision for credit losses for loans | $1,007 | | Net loan charge-offs | ($997) | | **Balance, end of period** | **$14,568** | - The allowance for unfunded credit commitments increased by **$84 million** sequentially to **$607 million**[44](index=44&type=chunk) [Allocation of the Allowance for Credit Losses for Loans](index=21&type=section&id=Allocation%20of%20the%20Allowance%20for%20Credit%20Losses%20for%20Loans) As of June 30, 2025, the total allowance for credit losses (ACL) was $14.57 billion, representing 1.58% of total loans. The consumer portfolio had a higher coverage ratio of 1.80%, driven by a substantial 8.88% ACL for credit card loans. The commercial portfolio had an ACL of 1.43%, with commercial real estate covered at 2.50% ACL as % of Loan Class | Loan Class | Jun 30, 2025 | | :--- | :--- | | Commercial and industrial | 1.07% | | Commercial real estate | 2.50% | | Credit card | 8.88% | | Auto | 1.53% | | **Total Loans** | **1.58%** | [Nonperforming Assets (Nonaccrual Loans and Foreclosed Assets)](index=22&type=section&id=Nonperforming%20Assets%20(Nonaccrual%20Loans%20and%20Foreclosed%20Assets)) Total nonperforming assets (NPAs) decreased by 3% sequentially to $8.0 billion in Q2 2025, representing 0.86% of total loans. The decline was driven by a $320 million reduction in commercial nonaccrual loans, primarily from the commercial real estate portfolio, which saw nonaccruals fall by $280 million to $3.6 billion Nonaccrual Loans by Product (in millions) | Product | Jun 30, 2025 | Mar 31, 2025 | QoQ Change | | :--- | :--- | :--- | :--- | | Commercial and industrial | $925 | $969 | ($44) | | Commercial real estate | $3,556 | $3,836 | ($280) | | Total Consumer | $3,194 | $3,095 | $99 | | **Total Nonaccrual Loans** | **$7,757** | **$7,978** | **($221)** | - Nonperforming assets in the Corporate and Investment Banking segment saw the largest decrease, falling by **$310 million** from the prior quarter[47](index=47&type=chunk) [Commercial Loan Portfolio](index=23&type=section&id=Commercial%20Loan%20Portfolio%20%E2%80%93%20Commercial%20and%20Industrial%20Loans%20and%20Lease%20Financing%20by%20Industry%20and%20Commercial%20Real%20Estate%20Loans%20by%20Property%20Type) As of Q2 2025, the commercial loan portfolio totaled $549.8 billion. The office sector within commercial real estate continues to be a key area of focus, with $2.5 billion in nonaccrual loans against a $25.2 billion outstanding balance. The largest C&I exposure is to 'Financials except banks' at $170.0 billion, with minimal nonaccruals Commercial Real Estate Loans by Property Type (in millions) | Property Type | Loans Outstanding | Nonaccrual Loans | | :--- | :--- | :--- | | Office | $25,219 | $2,532 | | Apartments | $38,910 | $378 | | Hotel/motel | $12,005 | $253 | | **Total CRE Loans** | **$132,560** | **$3,556** | - Office loans account for **71%** of total commercial real estate nonaccrual loans[49](index=49&type=chunk) [Equity](index=24&type=section&id=Equity) [Tangible Common Equity](index=24&type=section&id=Tangible%20Common%20Equity) The company's tangible common equity, a non-GAAP measure, increased to $139.1 billion at the end of Q2 2025. This resulted in a tangible book value per common share of $43.18, up 2% sequentially and 9% year-over-year. The annualized return on average tangible common equity (ROTCE) improved to 15.2% from 13.6% in the prior quarter Tangible Common Equity Metrics (in millions) | Metric | Q2 2025 | Q1 2025 | Q2 2024 | | :--- | :--- | :--- | :--- | | Tangible Common Equity (period-end) | $139,057 | $137,776 | $134,660 | | Tangible Book Value per Common Share | $43.18 | $42.24 | $39.57 | | Return on Average Tangible Common Equity (ROTCE) | 15.2% | 13.6% | 13.7% | [Risk-Based Capital Ratios Under Basel III](index=26&type=section&id=Risk-Based%20Capital%20Ratios%20Under%20Basel%20III) As of June 30, 2025, Wells Fargo's estimated risk-based capital ratios remained strong and stable. The Common Equity Tier 1 (CET1) ratio under the Standardized Approach was 11.1%, unchanged from the prior quarter. The Total Capital ratio was 15.0%. Ratios under the Advanced Approach were higher, with a CET1 of 12.7% and Total Capital of 16.2% Estimated Capital Ratios (Standardized Approach) | Ratio | Jun 30, 2025 | Mar 31, 2025 | | :--- | :--- | :--- | | Common Equity Tier 1 (CET1) | 11.1% | 11.1% | | Tier 1 Capital | 12.4% | 12.6% | | Total Capital | 15.0% | 15.2% | - Common Equity Tier 1 capital under both Standardized and Advanced Approaches was estimated at **$136.4 billion**[57](index=57&type=chunk)

Exhibit 99.2 EARNINGS RELEASE FINANCIAL SUPPLEMENT SECOND QUARTER 2025 JPMORGAN CHASE & CO. TABLE OF CONTENTS | | Page(s) | | --- | --- | | Consolidated Results | | | Consolidated Financial Highlights | 2–3 | | Consolidated Statements of Income | 4 | | Consolidated Balance Sheets | 5 | | Condensed Average Balance Sheets and Annualized Yields | 6 | | Reconciliation from Reported to Managed Basis | 7 | | Segment & Corporate Results - Managed Basis | 8 | | Capital and Other Selected Balance Sheet Items | 9–10 ...

The Bank of New York Mellon Corporation Financial Supplement Second Quarter 2025 Table of Contents | Consolidated | | Results | | | | | | | Page | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | Consolidated | Financial | | Highlights | | | | | | 3 | | Condensed | Consolidated | | Income | | Statement | | | | 4 | | Condensed | Consolidated | | Balance | | Sheet | | | | 5 | | Fee and | Other | Revenue | | | | | | | 6 | | Average | Balances | and | Interest | Rates | | | | | 7 | | Capital | an ...

Exhibit 99.1 Simulations Plus Reports Third Quarter Fiscal 2025 Financial Results Updated full-year revenue guidance of between $76 to $80 million and adjusted diluted EPS of $0.93 to $1.06 RESEARCH TRIANGLE PARK, NC, July 14, 2025 – Simulations Plus, Inc. (Nasdaq: SLP) ("Simulations Plus" or the "Company"), a leading provider of cheminformatics, biosimulation, simulation-enabled performance and intelligence solutions, and medical communications to the biopharma industry, today reported financial results fo ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended May 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-41738 PINEAPPLE FINANCIAL INC. (Exact name of registrant as specified in its charter) Canada Not applicable (State or other jurisdiction of i ...

Second Quarter 2025 Financial Supplement TABLE OF CONTENTS | Financial Summary and Key Metrics | 4 | | --- | --- | | Consolidated Statements of Income | 5 | | Consolidated Balance Sheets | 7 | | Average Balance and Interest Yield/Rate Analysis | 8 | | Investments and Other Sources of Liquidity | 11 | | Loan Portfolio | 12 | | Asset Quality | 13 | | Selected Deposit Data | 14 | | Preliminary Capital Ratios | 15 | | Segment Data | 16 | | Non-GAAP Reconciliations | 17 | Page Use of non-GAAP Financial Measures ...