Financial Performance - Northwest Bancshares, Inc. reported a net income of $46 million for Q4 2025, or $0.31 per diluted share, representing a 39.4% increase from $33 million, or $0.26 per diluted share in Q4 2024[2]. - Adjusted net income for Q4 2025 was $49 million, or $0.33 per diluted share, up from $41 million, or $0.29 per diluted share in the prior quarter, driven by a $6 million increase in net interest income and a $6 million increase in noninterest income[3]. - The company achieved record total revenue of $180 million in Q4 2025, reflecting a 17% growth compared to the same quarter last year[2]. - Net income for Q4 2025 was $45.713 million, significantly higher than $32.750 million in Q4 2024, marking an increase of 39.5%[28]. - Basic earnings per share for Q4 2025 were $0.31, compared to $0.26 in Q4 2024, showing a 19.2% increase[28]. - The annualized return on average equity for Q4 2025 was 9.70%, up from 8.20% in Q4 2024[28]. - The company reported an adjusted net income of $48.708 million for Q4 2025, compared to $34.802 million in Q4 2024, representing a 39.9% increase[34]. Revenue and Income Sources - Total interest income for Q4 2025 reached $202.825 million, up from $170.722 million in Q4 2024, representing an 18.8% year-over-year increase[28]. - Net interest income after provision for credit losses for Q4 2025 was $134.442 million, compared to $97.632 million in Q4 2024, reflecting a 37.6% increase[28]. - Noninterest income for Q4 2025 totaled $37.8 million, a 17.3% increase from $32.2 million in Q3 2025, driven by higher income from bank-owned life insurance[15]. - Noninterest income for Q4 2025 totaled $37.777 million, an increase from $40.063 million in Q4 2024, indicating a decrease of 5.7% year-over-year[28]. Asset and Loan Growth - Average loans receivable increased to $12.98 billion in Q4 2025, a 15.9% increase from $11.20 billion in Q4 2024, primarily due to the acquisition of Penns Woods Bancorp[6]. - Total loans receivable reached $13.01 billion, a slight increase from $12.94 billion in the previous quarter and a significant increase from $11.18 billion year-over-year[26]. - Total assets increased to $16.77 billion as of December 31, 2025, up from $14.41 billion a year earlier, representing a growth of 16.4%[26]. - Total loans reached $13.007 billion as of December 31, 2025, up from $12.940 billion in the previous quarter, representing a quarterly growth of 0.5%[54]. Credit Quality and Provisions - The total provision for credit losses decreased to $7.7 million in Q4 2025, down 75.2% from $31 million in Q3 2025, indicating improved credit quality[9]. - The allowance for credit losses was $150.21 million, compared to $116.82 million a year ago, indicating a rise in provisions for potential loan defaults[26]. - Provision for credit losses on loans for Q4 2025 was $5.743 million, a significant increase from $15.549 million in Q4 2024[28]. - Nonperforming loans to total loans ratio improved to 0.83% from 1.00% in the previous quarter, indicating a decrease in nonperforming loans[51]. - The allowance for credit losses to total loans ratio was 1.15% as of December 31, 2025, compared to 1.04% a year earlier, showing a slight increase in reserves[51]. Expenses and Efficiency - Total noninterest expense for Q4 2025 was $113.521 million, compared to $95.326 million in Q4 2024, reflecting an increase of 19.1%[28]. - Personnel expenses rose to $65.1 million in Q4 2025, a 22.5% increase from $53.2 million in Q4 2024, largely due to the integration of Penns Woods employees[16]. - The efficiency ratio for Q4 2025 improved to 63.09% from 61.80% in Q4 2024[28]. - The efficiency ratio, excluding loss on sale of investments, was 59.52% for the quarter ended December 31, 2025, showing a slight improvement from 59.62% in the previous quarter[38]. Dividends and Shareholder Equity - The company declared a quarterly cash dividend of $0.20 per share, marking the 125th consecutive quarter of dividend payments, with an annualized yield of approximately 6.7%[4]. - Total shareholders' equity increased to $1,890,424 thousand as of December 31, 2025, up from $1,855,736 thousand in the previous quarter and $1,596,856 thousand year-over-year[35]. - Book value per share increased to $12.94, compared to $12.52 a year earlier, indicating a growth of 3.4%[26]. Market and Operational Metrics - The company reported a total of 161 banking offices, maintaining the same number as the previous quarter and an increase from 141 offices a year ago[26]. - Full-time equivalent employees numbered 2,169, a decrease from 2,190 in the previous quarter but an increase from 1,956 a year ago[26]. - The closing market price per share was $12.00, down from $13.19 a year earlier, reflecting a decline of 9.0%[26]. Future Outlook - The company anticipates continued revenue growth in 2026 as it expands its consumer franchise in Columbus and deepens relationships in existing markets[5].

ENTERPRISE FINANCIAL SERVICES CORP REPORTS FOURTH QUARTER AND FULL YEAR 2025 RESULTS Fourth Quarter Results EXHIBIT 99.1 For 2025, net income was $201.4 million, or $5.31 per diluted share, compared to $185.3 million, or $4.83 per diluted share, in 2024. Pre-provision net revenue ("PPNR") for 2025 was $274.7 million, compared to $255.2 million in 2024. The increase in PPNR in 2025 was primarily due to higher net interest income that benefited from an organic increase in average interest-earning asset balanc ...

Lally added, "We reported diluted earnings per share of $1.45 for the fourth quarter and $5.31 for the full year 2025. Our earnings resulted in a 1.27% ROAA and a 14.02% ROATCE for the fourth quarter. For the full year, we had a 1.24% ROAA and a 13.34% ROATCE. We leveraged our capital position in the year to execute on the branch acquisition, increase our common stock dividends 15% and repurchase $14.1 million of common stock, while still increasing tangible book value by 11% in 2025. This represents the 14 ...

Exhibit 99.1 AGILYSYS ANNOUNCES 16th CONSECUTIVE RECORD REVENUE QUARTER: $80.4M IN FISCAL 2026 Q3 Includes Subscription Revenue Growth of 23% Raises Full-Year Fiscal 2026 Total Revenue Guidance to $318M ALPHARETTA, GA – January 26, 2026 - Agilysys, Inc. (NASDAQ: AGYS), a leading global provider of hospitality software solutions and services, today reported results for its Fiscal 2026 third quarter ending December 31, 2025. Summary of Fiscal 2026 Third Quarter Financial Results Ramesh Srinivasan, President a ...

Financial Performance - Comprehensive income per common share for Q4 2025 was $0.89, consisting of $0.83 net income and $0.06 other comprehensive income [4] - The Company achieved a net income available to common stockholders of $908 million for Q4 2025, compared to $764 million in the prior quarter [37] - The Company recorded a net gain of $789 million in other gain (loss), net, or $0.72 per common share for Q4 2025, compared to a net gain of $688 million, or $0.65 per common share in the prior quarter [29] - The Company reported a comprehensive income available to common stockholders of $974 million for Q4 2025, compared to $825 million in the previous quarter [37] - Comprehensive income available to common stockholders for Q4 2025 was $974 million, up from $825 million in Q3 2025 [40] Asset and Liability Management - Total assets increased to $115,077 million as of December 31, 2025, up from $108,969 million in the prior quarter [35] - Total liabilities rose to $102,684 million as of December 31, 2025, compared to $97,525 million in the previous quarter [35] - Tangible net book value per common share increased to $8.88, a 7.2% rise from $8.28 as of September 30, 2025 [4] - The company maintained a leverage ratio of 7.2x tangible net book value as of December 31, 2025, down from 7.6x in the previous quarter [23] Investment Portfolio - The investment portfolio totaled $94.8 billion, with $81.1 billion in Agency mortgage-backed securities and $13.0 billion in net forward purchases/sales [4] - The average asset yield on the investment portfolio was 4.87% for Q4 2025, compared to 4.83% in the previous quarter [16] - Total investment securities at fair value increased to $81.719 billion as of December 31, 2025, up from $76.923 billion in September 2025, representing a 4.6% increase [44] Income and Expenses - Interest income for Q4 2025 was $944 million, while interest expense was $738 million, resulting in a net interest income of $206 million [37] - The annualized net interest spread for Q4 2025 was 1.81%, up from 1.78% in the prior quarter [19] - Average total cost of funds for Q4 2025 was 3.10%, down from 3.17% in Q3 2025 [42] - Average coupon for investment securities remained stable at 5.19% in Q4 2025, slightly down from 5.20% in Q3 2025 [44] Dividends - The Company declared dividends of $0.12 per share for Q4 2025, totaling $0.36 per share for the quarter, with a total of $15.5 billion in common stock dividends declared since its IPO in May 2008 [30] - AGNC Investment Corp. has paid over $15 billion in common stock dividends since its inception, demonstrating a strong track record of providing substantial monthly dividend income [52] Economic Metrics - Economic return on tangible common equity for Q4 2025 was 11.6%, driven by $0.36 dividends and a $0.60 increase in tangible net book value [10] - Economic return on tangible common equity includes the change in tangible net book value per common share and dividends declared, providing insight into the company's performance [56] Risk Management and Strategy - AGNC utilizes leveraged financing through repurchase agreements and employs dynamic risk management strategies to protect its portfolio from interest rate and market risks [51] - AGNC's strategy includes the use of TBA dollar roll income and interest rate swaps to hedge against fluctuations in borrowing costs, which are significant for its financial metrics [59] - Forward-looking statements indicate potential risks including changes in monetary policy, interest rates, and market conditions that could affect future performance [55] Shareholder Information - The weighted average number of common shares outstanding - basic for Q4 2025 was 1,089.3 million, up from 1,053.0 million in Q3 2025 [40] - AGNC encourages investors to monitor its website and social media channels for updates and material information regarding its operations [54]

Exhibit 99.1 FOR IMMEDIATE RELEASE January 26, 2026 1. Represents a non-GAAP measure. Please refer to the Reconciliation of GAAP Comprehensive Income (Loss) to Net Spread and Dollar Roll Income and Use of Non-GAAP Financial Information included in this release for additional information. CONTACT: Investors - (301) 968-9300 Media - (301) 968-9303 AGNC INVESTMENT CORP. ANNOUNCES FOURTH QUARTER 2025 FINANCIAL RESULTS Bethesda, MD - January 26, 2026 - AGNC Investment Corp. ("AGNC" or the "Company") (Nasdaq: AGN ...

Exhibit 99.1 FOR IMMEDIATE RELEASE January 26, 2026 CONTACT: Investors - (301) 968-9300 Media - (301) 968-9303 AGNC INVESTMENT CORP. ANNOUNCES FOURTH QUARTER 2025 FINANCIAL RESULTS Bethesda, MD - January 26, 2026 - AGNC Investment Corp. ("AGNC" or the "Company") (Nasdaq: AGNC) today announced financial results for the quarter ended December 31, 2025. FOURTH QUARTER 2025 FINANCIAL HIGHLIGHTS 2025 FULL YEAR HIGHLIGHTS 1. Represents a non-GAAP measure. Please refer to the Reconciliation of GAAP Comprehensive I ...

Exhibit 99.1 FOR IMMEDIATE RELEASE January 26, 2026 CONTACT: Investors - (301) 968-9300 Media - (301) 968-9303 AGNC INVESTMENT CORP. ANNOUNCES FOURTH QUARTER 2025 FINANCIAL RESULTS Bethesda, MD - January 26, 2026 - AGNC Investment Corp. ("AGNC" or the "Company") (Nasdaq: AGNC) today announced financial results for the quarter ended December 31, 2025. FOURTH QUARTER 2025 FINANCIAL HIGHLIGHTS OTHER FOURTH QUARTER HIGHLIGHTS • $0.89 comprehensive income per common share, comprised of: ◦ $0.83 net income per co ...

Exhibit 99.1 FOR IMMEDIATE RELEASE January 26, 2026 CONTACT: Investors - (301) 968-9300 Media - (301) 968-9303 AGNC INVESTMENT CORP. ANNOUNCES FOURTH QUARTER 2025 FINANCIAL RESULTS Bethesda, MD - January 26, 2026 - AGNC Investment Corp. ("AGNC" or the "Company") (Nasdaq: AGNC) today announced financial results for the quarter ended December 31, 2025. FOURTH QUARTER 2025 FINANCIAL HIGHLIGHTS OTHER FOURTH QUARTER HIGHLIGHTS • $0.89 comprehensive income per common share, comprised of: ◦ $0.83 net income per co ...

First Quarter Fiscal 2026 Financial Highlights Additional Highlights "Fiscal 2026 is off to a great start, with Q1 revenue and non-GAAP operating margin at the high-end of our outlook and non-GAAP EPS exceeding our outlook. In addition, the team did an excellent job delivering solid cash flow from operations," stated Jure Sola, Chairman and CEO of Sanmina Corporation. "Our Communications Networks and Cloud & AI Infrastructure end-markets continue to be strong as a result of ongoing demand for AI-driven hard ...