Franklin Financial Services (FRAF) - 2025 Q4 - Annual Results
2026-01-27 21:04
Financial Performance - Net income for Q4 2025 was $6.0 million ($1.35 per diluted share), a 12.9% increase from $5.4 million ($1.19 per diluted share) in Q3 2025 and significantly higher than $487 thousand ($0.11 per diluted share) in Q4 2024[2] - Net income for Q4 2025 was $6,043,000, a significant increase of 91.2% from $487,000 in Q4 2024[16] - Diluted earnings per share rose to $1.35 in Q4 2025, compared to $0.11 in Q4 2024, marking an increase of 1,227.3%[16] - The return on average assets (ROA) for Q4 2025 was 1.05%, and return on average equity (ROE) was 14.20%, compared to ROA of 0.09% and ROE of 1.32% in Q4 2024[2] - The return on average assets improved to 1.05% for Q4 2025, compared to 0.09% in Q4 2024[16] Assets and Equity - Total assets reached $2.239 billion on December 31, 2025, reflecting a 1.9% increase from $2.198 billion at year-end 2024[4] - Total assets as of December 31, 2025, were $2,239,018,000, a slight increase from $2,197,841,000 a year earlier[16] - Shareholders' equity increased by $30.5 million (21.1%) from December 31, 2024, with retained earnings rising by $15.4 million net of dividends[5] - Shareholders' equity increased to $175,242,000 as of December 31, 2025, up from $144,716,000 in the previous year[16] Loans and Deposits - Net loans increased by $160.2 million (11.6%) year-over-year, totaling $1.541 billion on December 31, 2025, driven by growth in commercial real estate and residential loans[4] - Total deposits were $1.836 billion, up 1.1% from $1.816 billion at year-end 2024, despite a $65.0 million reduction in brokered deposits during Q4 2025[4] Income Sources - Interest income for Q4 2025 was $29,040,000, up 8.1% from $26,856,000 in Q4 2024[16] - Net interest income increased by 21.1% year-over-year, reaching $69,646,000 for the twelve months ended December 31, 2025[16] - Noninterest income for Q4 2025 totaled $4.7 million, a significant increase from $288 thousand in Q4 2024, driven by higher wealth management fees and gains on loan sales[7] - Noninterest income surged by 40.2% to $19,176,000 for the twelve months ended December 31, 2025, compared to $13,679,000 in the previous year[16] - Wealth management fees for Q4 2025 were $2.3 million, a 4.6% increase from $2.2 million in Q4 2024, with assets under management at $1.421 billion[2] Credit Quality - The provision for credit losses on loans was $326 thousand for Q4 2025, down from $451 thousand in Q4 2024, indicating improved credit quality[7] - Total provision for credit losses increased by 46.2% year-over-year to $2,899,000 for the twelve months ended December 31, 2025[16] Dividends - The Board of Directors declared a quarterly cash dividend of $0.33 per share for Q1 2026, representing a 3.1% increase over the Q1 2025 dividend[2] Market Performance - The market value per share reached $50.20, reflecting a 67.5% increase from $29.90 a year ago[16]
TD SYNNEX (SNX) - 2025 Q4 - Annual Report
2026-01-27 21:03
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ___________________________________________ FORM 10-K ___________________________________________ (Mark One) For the transition period from_________________to_________________ Commission File Number: 001-31892 ___________________________________________ TD SYNNEX CORPORATION (Exact name of registrant as specified in its charter) ___________________________________________ x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) ...
Finward Bancorp(FNWD) - 2025 Q4 - Annual Results
2026-01-27 21:03
Exhibit 99.1 January 27, 2026 Finward Bancorp Announces Fourth Quarter 2025 Results Munster, Indiana - Finward Bancorp (Nasdaq: FNWD) (the "Bancorp"), the holding company for Peoples Bank (the "Bank"), today announced that net income available to common stockholders was $2.0 million, or $0.46 per diluted share, for the quarter ended December 31, 2025 , as compared to $3.5 million, or $0.81 per diluted share, for the quarter ended September 30, 2025. Selected performance metrics are as follows for the period ...
Northrop Grumman(NOC) - 2025 Q4 - Annual Report
2026-01-27 21:02
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____ Commission file number 1-16411 NORTHROP GRUMMAN CORPORATION (Exact name of registrant as specified in its charter) Delaware 80-0640649 Falls Church, Virginia 2 ...
Manhattan Associates(MANH) - 2025 Q4 - Annual Results
2026-01-27 21:02
Exhibit 99.1 Contact: Michael Bauer Devika Goel Senior Director, Investor Relations Manhattan Associates, Inc. Manhattan Associates, Inc. 678-597-7538 678-597-6754 mbauer@manh.com dgoel@manh.com Senior Manager, Public Relations Manhattan Associates Reports Fourth Quarter Results RPO Bookings Increased 25% over Prior Year ATLANTA – January 27, 2026 – Leading Supply Chain and Omnichannel Commerce Solutions provider Manhattan Associates Inc. (NASDAQ: MANH) today reported revenue of $270.4 million for the fourt ...
Usio(USIO) - 2025 Q4 - Annual Results
2026-01-27 21:00
Exhibit 99.1 Usio Inc. Publishes 2025 Annual Letter to Shareholders SAN ANTONIO, January 21, 2026 (GLOBE NEWSWIRE) – Usio, Inc: (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, has published its 2025 annual shareholder letter from Chairman and CEO, Louis Hoch. The full text of the Letter is provided below. Dear Fellow Shareholder: As we close out another transformative year at Usio, Inc., I am proud to share ...
Capital City Bank Group(CCBG) - 2025 Q4 - Annual Results
2026-01-27 20:23
Capital City Bank Group, Inc. Reports Fourth Quarter 2025 Results TALLAHASSEE, Fla. (January 27, 2026) – Capital City Bank Group, Inc. (NASDAQ: CCBG) today reported net income attributable to common shareowners of $13.7 million, or $0.80 per diluted share, for the fourth quarter of 2025 compared to $16.0 million, or $0.93 per diluted share, for the third quarter of 2025, and $13.1 million, or $0.77 per diluted share for the fourth quarter of 2024. For 2025, net income attributable to common shareowners tota ...
Timberland Bancorp(TSBK) - 2026 Q1 - Quarterly Results
2026-01-27 18:49
Exhibit 99.1 Contact:Dean J. Brydon, CEO Jonathan A. Fischer, President & COO Marci A. Basich, CFO (360) 533-4747 www.timberlandbank.com Timberland Bancorp Reports First Fiscal Quarter Net Income of $8.2 Million HOQUIAM, WA – January 26, 2026 – Timberland Bancorp, Inc. (NASDAQ: TSBK) ("Timberland" or "the Company"), the holding company for Timberland Bank (the "Bank"), today reported net income of $8.22 million, or $1.04 per diluted common share for the quarter ended December 31, 2025. This compares to net ...
C&F Financial (CFFI) - 2025 Q4 - Annual Results
2026-01-27 18:49
Financial Performance - Consolidated net income for Q4 2025 was $6.7 million, up from $6.0 million in Q4 2024, and for the full year 2025, it was $27.0 million, compared to $19.9 million in 2024[2] - Earnings per share increased to $2.07 for Q4 2025 from $1.87 in Q4 2024, and for the year, it rose to $8.29 from $6.01[2] - Net income for the year ended December 31, 2025, was $26,991 million, a significant increase of 35.4% compared to $19,918 million in 2024[33] - Noninterest income for the year ended December 31, 2025, was $26,652 million, compared to $24,474 million in 2024, marking an increase of 8.9%[33] - The annualized return on average assets improved to 0.97% in 2025 from 0.94% in 2024[41] - The annualized return on average tangible common equity was 11.67% in Q4 2025, slightly down from 12.17% in Q4 2024[41] Loan and Deposit Growth - Community banking segment loans grew by $45.3 million, or 11.7% annualized, in Q4 2025, and by $136.7 million, or 9.4%, compared to December 31, 2024[4] - Mortgage banking segment loan originations increased by $55.5 million, or 42.6%, to $186.0 million in Q4 2025, and by $152.5 million, or 28.9%, to $680.2 million for the year[10] - Total loans increased to $2,017,687 million for the year ended December 31, 2025, up from $1,885,643 million in 2024, representing a growth of 7.0%[35] - Total loans in Community Banking increased to $1,590,301 million in 2025 from $1,453,605 million in 2024, representing a growth of 9.4%[37] - Deposits increased by $47.7 million, or 8.3% annualized, in Q4 2025, and by $174.9 million, or 8.1%, compared to December 31, 2024[4] Credit Quality - The community banking segment recorded a provision for credit losses of $250,000 for Q4 2025, compared to no provision in Q4 2024, and a net reversal of provision for credit losses of $50,000 for the year[8] - The allowance for credit losses as a percentage of total loans decreased to 1.10% at December 31, 2025, from 1.20% at December 31, 2024[9] - The provision for credit losses in the community banking segment was $250 million for the quarter ended December 31, 2025, compared to a provision reversal of $(50) million in 2024[33] - Nonaccrual loans in Community Banking increased to $1,135 million in 2025 from $333 million in 2024, resulting in a nonaccrual loans to total loans ratio of 0.07%[37] Capital and Equity - Total equity increased to $262,348 million as of December 31, 2025, from $226,970 million in 2024, indicating a growth of 15.6%[33] - Total borrowings decreased to $113.3 million at December 31, 2025, down from $122.6 million at December 31, 2024[17] - C&F Bank was categorized as well capitalized under the FDIC's regulatory framework as of December 31, 2025, exceeding all required capital ratios[22] - The total risk-based capital ratio for C&F Financial Corporation increased to 15.2% in 2025, compared to 14.1% in 2024, exceeding the minimum requirement of 8.0%[39] - The book value per share rose to $80.64 in 2025 from $70.00 in 2024, indicating a strong growth in equity[39] Dividends and Shareholder Returns - The Corporation declared cash dividends totaling $1.84 per share for the year ended December 31, 2025, representing a payout ratio of 22.2 percent of earnings per share[20] - Dividends declared per share increased to $0.46 in Q4 2025 from $0.44 in Q4 2024, reflecting a commitment to returning value to shareholders[41] Operational Highlights - C&F Bank operates 31 banking offices and five commercial loan offices throughout Virginia, offering full wealth management services[25] - The Corporation had a share repurchase program authorized for up to $5.0 million, but did not make any repurchases during 2025[23] - The Corporation expects to recover its investments in debt securities through scheduled payments of principal and interest despite unrealized losses[21] - Forward-looking statements indicate expectations regarding future financial performance, including trends in yields on loans and deposit growth[29] Interest Income and Margins - Interest income rose to $151,499 million for the year ended December 31, 2025, up from $139,594 million in 2024, reflecting an increase of 8.6%[33] - Consolidated annualized net interest margin was 4.20% for Q4 2025, up from 4.13% in Q4 2024, and 4.21% for the year, compared to 4.12% in 2024[5] - The net interest margin improved to 4.21% for the year ended December 31, 2025, compared to 4.12% in 2024[35] - The average yield on total loans was 6.73% for the year ended December 31, 2025, slightly down from 6.75% in 2024[35]
Arogo Capital Acquisition (AOGO) - 2025 Q1 - Quarterly Report
2026-01-27 18:23
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended: March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____________ to _____________ Commission File Number: 001-41179 AROGO CAPITAL ACQUISITION CORP. (Exact name of registrant as specified in its charter) (State ...