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Fidelity National Information Services(FIS) - 2025 Q4 - Annual Report
2026-02-24 21:19
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ________________________________________________________ Form 10-K ________________________________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-16427 _________ ...
FIRST CITIZENS(FCNCP) - 2025 Q4 - Annual Report
2026-02-24 21:19
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ____________________________________________________ FORM 10-K ____________________________________________________ | ☒ | Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 | | --- | --- | | | For the fiscal year ended December 31, 2025 | | | or | | ☐ | Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 | | | Commission File Number: 001-16715 | First Citizens BancSh ...
First Citizens BancShares(FCNCA) - 2025 Q4 - Annual Report
2026-02-24 21:19
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ____________________________________________________ FORM 10-K ____________________________________________________ | ☒ | Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 | | --- | --- | | | For the fiscal year ended December 31, 2025 | | | or | | ☐ | Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 | | | Commission File Number: 001-16715 | First Citizens BancSh ...
FIRST CITIZENS(FCNCO) - 2025 Q4 - Annual Report
2026-02-24 21:19
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ____________________________________________________ FORM 10-K ____________________________________________________ | ☒ | Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 | | --- | --- | | | For the fiscal year ended December 31, 2025 | | | or | | ☐ | Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 | | | Commission File Number: 001-16715 | First Citizens BancSh ...
SI-BONE(SIBN) - 2025 Q4 - Annual Report
2026-02-24 21:19
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO Commission File Number 001-38701 SI-BONE, Inc. (Exact name of Registrant as specified in its Charter) (State or other jurisdiction of incorporation or organizat ...
MGE Energy(MGEE) - 2025 Q4 - Annual Results
2026-02-24 21:18
Madison, Wis., Feb. 24, 2026—MGE Energy, Inc. (Nasdaq: MGEE), today reported financial results for the fourth quarter and full year of 2025. EXHIBIT 99.1 News MGE Energy Reports Fourth-Quarter and Full-Year 2025 Earnings This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, as amended. Such forward-looking statements are based on MGE Energy's current expectations, estimates and assumptions regarding future events, which are inheren ...
ExlService (EXLS) - 2025 Q4 - Annual Report
2026-02-24 21:18
Financial Risks and Investments - The company maintains cash, cash equivalents, and short-term investments, and is exposed to credit risk and fluctuations in market values of its investment and derivatives portfolios [141]. - The company has a $500 million revolving credit facility and a $100 million term loan facility, with covenants that could affect liquidity if breached [162]. - The debt portfolio is on floating interest rates, exposing the company to interest rate fluctuations that could increase funding costs [163]. - Cash flow from operations is the primary source of funds for debt service payments, with potential declines due to global economic uncertainties impacting financial condition [163]. - Market disruptions may limit the company's access to financing or increase financing costs, impacting clients' ability to purchase services [169]. Currency and Exchange Rate Risks - A significant portion of the company's operations and cash flows are denominated in currencies such as the Indian rupee and Philippine peso, which may adversely affect earnings due to exchange rate fluctuations [142]. - Currency exchange rate fluctuations could materially affect results of operations, as revenues and expenses are denominated in multiple currencies [153]. Legal and Regulatory Compliance - The company is subject to various legal and regulatory requirements globally, which increases compliance difficulty and costs [158]. - Compliance with evolving legal and regulatory requirements adds uncertainty and increases costs for the company [170]. - New and changing laws and regulations may increase compliance costs and create uncertainty for the company's operations [170]. - The company faces risks related to increased compliance burdens and costs associated with sustainability regulations [147]. Operational Risks - The company is vulnerable to natural disasters and technical disruptions that could severely disrupt operations [143]. - The company may not be fully insured for all potential losses, which could adversely affect financial condition [145]. - Restrictions on visas and work permits may hinder the ability to staff engagements effectively, increasing operational costs [155]. - Global economic and political conditions could adversely affect client demand and payment patterns, impacting overall business performance [168]. - Economic and political conditions globally could adversely affect the company's operations and client demand, potentially leading to delayed payments or defaults [168]. - The company may face challenges in hiring and retaining qualified employees due to a weak global labor market, which could harm operations [168]. Corporate Governance and Strategy - The company is committed to maintaining effective internal controls over financial reporting to ensure reliability and prevent fraud, although inherent limitations exist [171]. - The company is subject to anti-takeover provisions that may discourage favorable business combinations and takeover attempts, including requiring a two-thirds vote for certain amendments [165]. - The company evaluates opportunities to repatriate earnings from foreign operations, which may be limited by foreign legal restrictions [152]. - The board of directors retains discretion over future dividend payments, which may depend on financial conditions and cash flow from subsidiaries [166]. - The company does not intend to pay dividends in the foreseeable future, focusing on retaining earnings for business development and expansion [166]. Market and Competitive Risks - The stock price has experienced substantial volatility due to various factors, including economic conditions and competition, which could adversely affect market performance [164]. - Risks related to offshore outsourcing may impact client relationships and business operations due to negative public perception and potential legislative changes [167]. - The company anticipates that negative public perception regarding offshore outsourcing may affect client decisions and business operations [167].
Alight(ALIT) - 2025 Q4 - Annual Report
2026-02-24 21:18
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 _______________________________________________ FORM 10-K _______________________________________________ (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number: 001-39299 ________________________________ ...
Gilead(GILD) - 2025 Q4 - Annual Report
2026-02-24 21:18
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 000-19731 GILEAD SCIENCES, INC. (Exact Name of Registrant as Specified in Its Charter) (State or Other Jurisdiction of Incorporation or Orga ...
Medtronic(MDT) - 2026 Q3 - Quarterly Report
2026-02-24 21:18
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q Commission File Number 001-36820 Identification No.) Building Two, Parkmore Business Park West Galway, Ireland (Address of principal executive offices) +353 1 438-1700 (Registrant's telephone number, including area code) Securities registered pursuant to Section 12(b) of the Act: ® Medtronic plc (Exact name of registrant as specified in its charter) Ireland 98-1183488 (State of incorporation) (I.R.S. Employer | Title of each cla ...