Exhibit 99.2 HUNTINGTON BANCSHARES INCORPORATED Quarterly Financial Supplement December 31, 2025 Table of Contents | Quarterly Key Statistics | 1 | | --- | --- | | Annual Key Statistics | 2 | | Consolidated Balance Sheets | 4 | | Loans and Leases Composition | 5 | | Deposits Composition | 6 | | Consolidated Quarterly Average Balance Sheets | 7 | | Consolidated Quarterly Net Interest Margin - Interest Income / Expense | 8 | | Consolidated Quarterly Net Interest Margin - Yield / Rate | 9 | | Selected Quarterl ...

Exhibit 99.2 HUNTINGTON BANCSHARES INCORPORATED Quarterly Financial Supplement December 31, 2025 Table of Contents | Quarterly Key Statistics | 1 | | --- | --- | | Annual Key Statistics | 2 | | Consolidated Balance Sheets | 4 | | Loans and Leases Composition | 5 | | Deposits Composition | 6 | | Consolidated Quarterly Average Balance Sheets | 7 | | Consolidated Quarterly Net Interest Margin - Interest Income / Expense | 8 | | Consolidated Quarterly Net Interest Margin - Yield / Rate | 9 | | Selected Quarterl ...

Financial Performance - Net interest income for Q4 2025 was $1,592 million, a 6% increase compared to Q3 2025 and a 14% increase compared to Q4 2024[10] - Net income attributable to Huntington for Q4 2025 was $519 million, a decrease of 17% from Q4 2024[10] - Net income per common share - diluted for the year 2025 was $1.39, a 14% increase from $1.22 in 2024[11] - Total revenue for Q4 2025 was $2,191 million, up from $2,151 million in Q3 2025[24] - Net income applicable to common shares for the quarter was $476 million, down from $602 million in the previous quarter[41] - Net income attributable to Huntington increased by 14% to $2,211 million in 2025, up from $1,940 million in 2024[50] Asset and Deposit Growth - Total assets increased by 10% to $225,106 million from $204,230 million[14] - Average total deposits rose by 5% to $173,156 million in Q4 2025 compared to Q4 2024[10] - Total deposits grew by 9% to $176,610 million from $162,448 million[17] - Total assets increased by 5% year-over-year to $220.230 billion from $209.727 billion[18] - Total loans and leases rose by 8% to $146.607 billion compared to $135.944 billion in the previous quarter[18] - Total interest-bearing deposits increased by 5% to $142.388 billion from $135.804 billion[18] Loan and Lease Performance - Average loans and leases increased by 8% to $146,607 million in Q4 2025 compared to Q4 2024[10] - Net loans and leases rose by 15% to $147,105 million compared to $127,798 million[14] - Commercial and industrial loans accounted for 46% of total loans at $69,442 million, up from $62,978 million[16] - Total commercial loans reached $90,378 million, representing 60% of total loans[16] - Commercial and industrial loans grew by 10% to $67.378 billion, up from $61.440 billion[18] Interest Income and Margin - The net interest margin for Q4 2025 was 3.15%, slightly up from 3.13% in Q4 2024[10] - Interest income for Q4 2025 was $2,665 million, an increase from $2,600 million in Q3 2025[24] - Net interest income on a fully-taxable equivalent basis was $1,609 million in Q4 2025, compared to $1,523 million in Q3 2025[24] - The net interest margin improved to 3.13% in 2025, compared to 3.00% in 2024[47] Credit Losses and Nonperforming Assets - Provision for credit losses in Q4 2025 was $123 million, up 1% from Q3 2025 and 15% from Q4 2024[10] - The allowance for loan and lease losses at the end of Q4 2025 was $2.537 billion, an increase from $2.374 billion in Q3 2025[28] - Total allowance for credit losses at the end of Q4 2025 was $2.743 billion, compared to $2.562 billion in Q3 2025[28] - Total nonaccrual loans and leases increased to $931 million in 2025, up from $783 million in 2024, representing a 19% increase year-over-year[57] - Nonperforming assets (NPAs) rose to $945 million at the end of 2025, compared to $822 million in 2024, marking a 15% increase[57] Equity and Capital Ratios - Total equity rose by 23% to $24,379 million compared to $19,782 million[14] - Common equity tier 1 capital reached $17,276 million, reflecting a ratio of 10.4% as of December 31, 2025, compared to 10.6% in the prior quarter[34] - The tangible common equity to tangible assets ratio improved to 7.1% at the end of Q4 2025, compared to 6.8% at the end of Q4 2024[10] - The total risk-based capital ratio was 14.2% as of December 31, 2025, compared to 14.7% in the prior quarter[34] Employee and Branch Growth - The number of domestic full-service branches increased to 1,005, up from 972 in the previous quarter[40] - The average number of employees increased to 20,924 from 20,247 in the previous quarter[40]

Revenue Projections - Total revenue for Q4 2025 is estimated to be between $743 million and $745 million, representing a 12.2% increase year-over-year, while full-year revenue is projected to be between $2,993 million and $2,995 million, a 14.2% increase [4]. - For fiscal 2026, total revenue guidance is set between $3,300 million and $3,330 million, indicating a 10.7% increase from the preliminary 2025 results [7]. - The company expects comparable center revenue growth of 6.3% to 7.3% in 2026, which includes ramping and mature clubs [11]. Net Income and Earnings Per Share - Net income for Q4 2025 is estimated to be between $120 million and $123 million, a 226.6% increase year-over-year, with full-year net income projected to be between $371 million and $374 million, a 138.5% increase [4]. - Diluted EPS for Q4 2025 is estimated to be between $0.52 and $0.54, a 211.8% increase year-over-year, while full-year diluted EPS is projected to be between $1.63 and $1.66, a 122.3% increase [6]. - Adjusted net income for the year ending December 31, 2025 is expected to be between $322 million and $325 million, compared to $200.5 million in 2024, reflecting a growth of approximately 60% [17]. Adjusted EBITDA - Adjusted EBITDA for Q4 2025 is estimated to be between $200 million and $202 million, reflecting a 13.6% increase, while full-year adjusted EBITDA is projected to be between $823 million and $825 million, a 21.7% increase [6]. - Adjusted EBITDA for Q4 2025 is anticipated to be between $200 million and $202 million, up from $177 million in Q4 2024, indicating a year-over-year increase of about 13% [18]. - The company anticipates adjusted EBITDA for the year ending December 31, 2026 to be between $910 million and $925 million, indicating strong operational performance [20]. Future Growth Plans - The company plans to open 12 to 14 new clubs in 2026, with a total square footage of approximately 1.2 million square feet, nearly double that of the previous two years [11]. - The company plans to open new centers, with expectations for growth in consumer demand and capital expenditures in fiscal year 2026 [21]. Expenses and Financial Management - Rent expense for 2026 is expected to include non-cash rent of $24 million to $27 million, with cash income tax expense projected at $57 million to $59 million [11]. - The company expects to incur share-based compensation expenses of $54 million to $58 million for the year ending December 31, 2026 [20]. - Interest expense for the year ending December 31, 2026 is projected to be between $60 million and $56 million, reflecting a decrease from previous levels [20]. - The company aims to maintain a net debt to adjusted EBITDA leverage ratio at or below 2.00 times [11]. Shareholder Information - The weighted-average common shares outstanding for Q4 2025 is expected to be between 220 million and 222 million, an increase from 207.1 million in Q4 2024 [17]. - The estimated tax effect of adjustments made to arrive at adjusted net income for the year ending December 31, 2025 includes $12.6 million in income tax benefits due to stock option exercises [17]. - The company reported a preliminary adjusted net income of $74 million to $77 million for Q4 2025, compared to $60.3 million in Q4 2024 [17].

Financial Performance - Total revenue for Q4 2025 was $12.7 billion, an increase of 18% year-over-year, while full-year revenue reached $45.9 billion, also up 18%[5] - GAAP profit for Q4 2025 was $2.9 billion, a 24% increase from the previous year, with full-year profit at $10.0 billion, up 31%[5] - Continuing EPS for Q4 2025 was $2.31, reflecting a 32% increase, and full-year EPS was $8.05, also up 32%[5] - Total revenue for 2025 reached $12,717 million, an 18% increase from $10,812 million in 2024[26] - Adjusted revenue for 2025 was $11,865 million, up 20% from $9,879 million in 2024[26] - Net income for 2025 was $2,452 million, representing a 29% increase from $1,905 million in 2024[30] - Operating profit for 2025 was $2,273 million, a 14% increase compared to $1,988 million in 2024[26] - Adjusted net income for 2025 was $1,667 million, an increase from $1,433 million in 2024[30] Orders and Revenue Segments - Total orders in Q4 2025 amounted to $27.0 billion, a 74% increase, contributing to full-year orders of $66.2 billion, up 32%[5] - Commercial Engines & Services (CES) revenue for Q4 2025 was $9.5 billion, a 24% increase, with full-year CES revenue at $33.3 billion, also up 24%[13] - Defense & Propulsion Technologies (DPT) orders for Q4 2025 were $4.6 billion, a 61% increase, with full-year DPT orders at $13.4 billion, up 19%[15] Cash Flow and Assets - Free cash flow for Q4 2025 was $1.8 billion, a 15% increase, with full-year free cash flow at $7.7 billion, up 24%[5] - Free cash flow (FCF) for the three months ended December 31, 2025, was $1,760 million, a 15% increase from $1,529 million in 2024; for the twelve months, FCF was $7,694 million, up 24% from $6,203 million in 2024[33] - Cash flows from operating activities (CFOA) for the three months ended December 31, 2025, were $2,096 million, a 59% increase from $1,318 million in 2024; for the twelve months, CFOA was $8,543 million, a 47% increase from $5,817 million in 2024[33] - Total assets increased to $130,169 million in 2025 from $123,140 million in 2024[19] - Current liabilities rose to $38,980 million in 2025, up from $34,392 million in 2024[19] - Total liabilities increased to $111,271 million in 2025, compared to $103,576 million in 2024[19] - Retained earnings grew to $87,663 million in 2025, up from $80,488 million in 2024[19] Future Guidance and Investments - The company expects adjusted revenue growth for 2026 to be in the low double digits, with adjusted EPS guidance of $7.10 to $7.40[9] - The company is investing over $1 billion in its global Maintenance, Repair and Overhaul (MRO) network, including significant investments in LEAP capacity[6] - The company expects to provide guidance for 2026 operating profit, adjusted EPS, and free cash flow, but cannot reconcile non-GAAP measures to GAAP due to uncertainties[35][36][38] Corporate Strategy and Communication - The company has a global installed base of approximately 50,000 commercial and 30,000 military aircraft engines, emphasizing its leadership in aerospace propulsion[47] - The company is committed to innovation in aerospace, focusing on future flight technologies and safety[47] - The company will discuss its results during an investor conference call, which will be available via webcast[46] - The company encourages investors to visit its investor relations website for updated financial information[44]

Financial Performance - Fourth Quarter 2025 net income was $26.6 million, or $0.88 per diluted share, compared to $26.8 million, or $0.88 per diluted share in the prior quarter[1]. - Full Year 2025 net income decreased by 1.9% to $104.4 million, or $3.41 per diluted share, while core net income increased by 3.6% to $111.6 million, or $3.64 per diluted share[2]. - Earnings per common share for the year were $3.44, slightly down from $3.48 in 2024[10]. - Basic earnings per share for Q4 2025 was $0.89, consistent with Q3 2025, and up from $0.80 in Q4 2024, reflecting a year-over-year increase of 11.25%[12]. - Core net income (non-GAAP) for Q4 2025 was $1.00 per share, compared to $0.91 in Q3 2025 and $0.91 in Q4 2024, indicating a 10% increase year-over-year[12]. - Net income for the year ended December 31, 2025, was $104.4 million, compared to $106.4 million in 2024, showing a decrease of 1.9%[10]. Asset and Deposit Growth - Total on-balance sheet deposits increased by $768.6 million, or 10.7%, to $7.9 billion for the full year 2025[2]. - Total off-balance sheet deposits increased by $789.2 million, or 11.1%, to $1.1 billion in the fourth quarter[1]. - As of December 31, 2025, total assets were $8.9 billion, total net loans were $4.9 billion, and total deposits were $7.9 billion[5]. - Total assets increased to $8,869,836 thousand as of December 31, 2025, up from $8,256,892 thousand a year earlier, representing a growth of 7.4%[11]. - Total deposits as of December 31, 2025, reached $7,949,241,000, up from $7,769,969,000 in the same period of 2024, reflecting a growth of 2.3%[17]. Loan and Credit Quality - Net loans receivable increased by $167.4 million, or 3.5%, to $4.9 billion in the fourth quarter, with commercial and industrial loans increasing by $60.9 million[4]. - Nonperforming assets totaled $28.7 million, or 0.32% of total assets, an increase from $23.0 million, or 0.26% in the prior quarter[4]. - Nonperforming assets totaled $28,651,000 as of December 31, 2025, compared to $25,870,000 a year earlier, indicating a rise of 6.9%[18]. - Criticized and classified loans amounted to $109,486,000, representing 2.21% of total loans as of December 31, 2025, up from 2.06% in the previous year[19]. - Nonaccrual loans to total loans ratio increased to 0.56% as of December 31, 2025, compared to 0.45% a year earlier, indicating a slight deterioration in asset quality[13]. Income and Expense Management - For the year ended December 31, 2025, net interest income was $297.8 million, an increase from $282.4 million in 2024, representing a growth of 5.0%[10]. - Non-interest income for the year was $30.9 million, down from $33.2 million in 2024, reflecting a decrease of 6.9%[10]. - Total non-interest expense for the year was $172.2 million, an increase from $159.8 million in 2024, representing an increase of 7.7%[10]. - The provision for credit losses for the year was $16.3 million, compared to $10.3 million in 2024, indicating an increase of 58.5%[10]. - The efficiency ratio for Q4 2025 was 54.46%, compared to 52.83% in Q4 2024, indicating a decline in operational efficiency[13]. Capital and Liquidity - The Common Equity Tier 1 Capital ratio was 14.26% as of December 31, 2025, compared to 14.21% in the prior quarter[4]. - Total stockholders' equity rose to $794,464 thousand as of December 31, 2025, up from $707,654 thousand a year earlier, marking an increase of 12.25%[11]. - The liquidity coverage ratio for uninsured deposits was 102.85% as of December 31, 2025, indicating strong liquidity management[13]. Market Outlook - The company anticipates potential challenges in the banking industry and economic conditions that may impact future performance[8].

Financial Performance - Net income for Q4 2025 was $55.0 million, up from $52.6 million in Q3 2025 and $50.9 million in Q4 2024, with diluted earnings per share at $0.40[4] - For the full year 2025, net income was $209.3 million, compared to $200.7 million in 2024, with diluted earnings per share at $1.52[6] - Net earnings for the year ended December 31, 2025, were $209,298 thousand, an increase from $200,716 thousand in 2024, reflecting a growth of 4.8%[56] - Net earnings for Q4 2025 reached $55,044,000, up 8.3% compared to $52,586,000 in Q3 2025[66] Income and Expenses - Net interest income for Q4 2025 was $122.7 million, a 6.1% increase from Q3 2025 and an 11.1% increase from Q4 2024[13] - Noninterest income for Q4 2025 was $11.2 million, down from $13.0 million in Q3 2025 and $13.1 million in Q4 2024, including a $2.8 million loss on sale of available-for-sale investments[20][21] - Noninterest expense for Q4 2025 was $62.0 million, an increase of $3.4 million from Q3 2025, with an efficiency ratio of 46.3%[22] - Total noninterest expense for the year ended December 31, 2025, was $237,265 thousand, up from $233,583 thousand in 2024, reflecting a rise of 1.2%[56] Asset and Liability Management - Total assets decreased by $35.2 million, or 0.22%, to $15.63 billion from September 30, 2025, but increased by $477.4 million, or 3.15%, from $15.15 billion at December 31, 2024[25][26] - Total loans and leases increased by $228.3 million, or 2.69%, to $8.70 billion from September 30, 2025, and increased by $162.8 million, or 1.91%, from December 31, 2024[29][30] - Total deposits totaled $12.07 billion at December 31, 2025, representing a net decrease of $12.9 million from September 30, 2025, but an increase of $352.3 million, or 2.89%, from December 31, 2024[35] - Average total deposits and customer repurchase agreements increased by $110 million from the prior quarter[12] Capital and Equity - Total equity increased to $2.30 billion at December 31, 2025, reflecting a rise of $108.9 million from $2.19 billion at December 31, 2024, driven by $209.3 million in net earnings[38] - The tangible book value per share was $11.24 as of December 31, 2025[38] - The book value per share increased to $16.93 as of December 31, 2025, compared to $16.60 in the previous quarter[60] Credit Quality - The allowance for credit losses totaled $77.2 million at December 31, 2025, representing 0.89% of gross loans, down from 0.94% at September 30, 2025[31] - Nonperforming assets decreased to $4.85 million, or 0.03% of total assets, from $28.47 million, or 0.18%, at September 30, 2025[33] - Nonperforming loans decreased to $4,685,000, representing only 0.05% of total loans as of December 31, 2025, down from 0.33% in September 2025[71] Ratios and Returns - Annualized return on average equity (ROAE) for Q4 2025 was 9.48%, while return on average tangible common equity (ROATCE) was 14.41%[5] - Return on average assets (annualized) improved to 1.40% for the quarter ended December 31, 2025, compared to 1.35% in the previous quarter[58] - The Tier 1 leverage capital ratio was 11.6% as of December 31, 2025, remaining well above the minimum required standard of 4.0%[40] Shareholder Actions - The company repurchased 4.3 million shares of common stock in 2025[12] - The company repurchased 4,321,777 shares of common stock at an average price of $18.60, totaling $80.4 million[38] - Cash dividends declared per common share remained stable at $0.20 for both the three months ended December 31, 2025, and September 30, 2025[56] Future Outlook - The company plans to hold a conference call on January 22, 2026, to discuss the fourth quarter 2025 financial results[44]

https://files.reportify.cc/media/production/TC INVESTOR CONTACT Jocelyn Kukulka, 469.399.8544 jocelyn.kukulka@texascapitalbank.com Dallas, TX - January 22, 2026 (4) Stockholders' equity excluding preferred stock, less goodwill and intangibles, divided by shares outstanding at period end. Exhibit 99.1 FOURTH QUARTER 2025 COMPARED TO THIRD QUARTER 2025 TEXAS CAPITAL BANCSHARES, INC. ANNOUNCES FOURTH QUARTER AND FULL YEAR 2025 RESULTS Fourth quarter 2025 net income available to common stockholders of $96.3 mil ...

"Consecutive strong quarters to close 2025 validate our multi-year transformation strategy and demonstrate the resilience of our business model in a complex market environment," said Rob C. Holmes, Chairman, President & CEO. "Surpassing our long-term Return on Average Assets goal of 1.1% in the final two quarters underscores the effectiveness of our deliberate, disciplined approach. We are now positioned to capitalize on our increasingly differentiated platform, executing seamlessly for clients, delivering ...

Financial Performance - Net income for Q4 2025 was $33.6 million, or $1.03 per diluted share, a decrease of 1.1% from the previous quarter but an increase of 15.8% from Q4 2024[6]. - The efficiency ratio improved to 54.68% in Q4 2025, down from 56.18% in the previous quarter[7]. - Return on average assets was 1.34% for Q4 2025, while return on average equity was 10.02%, both slightly down from the previous quarter[7]. - Net income for the quarter was $33,634,000, slightly down from $34,019,000 in the previous quarter, indicating a decrease of 1.1%[53]. - Net income for the three months ended December 31, 2025, was $33,634,000, an increase from $29,034,000 in the same period of 2024, representing a growth of 15%[57]. Interest Income and Margin - Net interest income (FTE) increased to $92.5 million, up 2.97% from the previous quarter, with a net interest margin (FTE) of 4.02%, an increase of 10 basis points[6]. - Net interest income (FTE) for Q4 2025 was $92,487 thousand, a 3.0% increase from $89,817 thousand in Q3 2025[20][24]. - Net interest margin (FTE) improved to 4.02%, up 10 basis points from the previous quarter[20][24]. - The yield on loans was 5.77%, a slight increase from 5.75% in the previous quarter[17][22]. - Average loan yields decreased from 5.78% to 5.77% year-over-year, with the cost of interest-bearing deposits down by 28 basis points[25]. Loan and Deposit Balances - Loan balances rose by $104.3 million or 6.0% annualized from the previous quarter, and increased by $342.6 million or 5.1% year-over-year[10]. - Total loans outstanding reached $7.1 billion as of December 31, 2025, marking a 5.1% increase from the same date in 2024[10]. - Total deposits reached $8,376,361 thousand, a marginal increase of 0.7% from the previous quarter[15]. - Deposit balances decreased by $70.6 million or 3.4% annualized from the previous quarter, but increased by $176.3 million or 2.2% year-over-year[6]. Credit Quality - The provision for credit losses was $3.0 million for Q4 2025, compared to $0.7 million in the previous quarter, reflecting a significant increase of 347.8%[7]. - The allowance for credit losses (ACL) was $125.8 million, representing 1.77% of total loans as of December 31, 2025[32]. - Non-performing loans decreased by $1.4 million to $64.2 million, with approximately $36.7 million current or less than 30 days past due[37]. - The ratio of classified loans to total loans was 1.78%, down 10 basis points from the previous quarter[35]. - Loans past due 30 days or more decreased by $7.8 million to $37.9 million[36]. Non-Interest Income and Expenses - Non-interest income decreased by $0.8 million or 4.7% to $17.2 million for the three months ended December 31, 2025, compared to $18.0 million for the previous quarter[42]. - Total non-interest income increased by $3.9 million or 6.1% to $68.3 million for the twelve months ended December 31, 2025, compared to $64.4 million for the same period in 2024[44]. - Total non-interest expense decreased by $0.6 million or 1.0% to $59.8 million for the quarter ended December 31, 2025, compared to $60.4 million for the previous quarter[45]. - Total salaries and benefits expense decreased by $0.8 million or 2.2% to $36.9 million, reflecting a reduction in full-time equivalent staff[45]. - The largest component of non-interest expense was salaries and benefits, which increased by $9.2 million or 6.5% to $149.8 million, attributed to merit increases and increased incentive compensation[48]. Shareholder Equity and Capital - The company authorized a new share repurchase program, reflecting confidence in its financial position and future growth prospects[1]. - The tangible book value per share increased to $31.52 at December 31, 2025, up from $30.61 at September 30, 2025[11]. - Total shareholders' equity increased to $1,328,001 as of December 31, 2025, from $1,304,305 in the prior quarter, reflecting a growth of 1.8%[54]. - Common shareholders' equity (book value) per share (GAAP) increased to $41.07 for the three months ended December 31, 2025, from $37.03 in the same period of 2024, a growth of 11%[57]. Future Outlook - Management anticipates total non-interest expenses will increase by approximately 5% for the year ending December 31, 2026[48].