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EverQuote(EVER) - 2025 Q4 - Annual Results
2026-02-23 21:05
Exhibit 99.1 (Unless otherwise noted, all comparisons are relative to the fourth quarter of 2024). Full Year 2025 Highlights: (Unless otherwise noted, all comparisons are relative to full year 2024 results). • Fourth Quarter Revenue Grows 32% Year-Over-Year to $195.3 million • Fourth Quarter GAAP Net Income Increases to $57.8 million and Adjusted EBITDA Grows 32% Year-Over-Year • Full Year Revenue Grows 38% Year-Over-Year to $692.5 million • Full Year GAAP Net Income Increases to $99.3 million and Adjusted ...
Veris Residential(VRE) - 2025 Q4 - Annual Report
2026-02-23 21:04
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 1-13274 Veris Residential, Inc. Commission File Number: 333-57103: Veris Residential, L.P. VERIS RESIDENTIAL, INC. VERIS RESIDENTIAL, L.P. (Exact Name of Registrant a ...
Avidity Biosciences(RNA) - 2025 Q4 - Annual Report
2026-02-23 21:04
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 _________________________ FORM 10-K _________________________ (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED DECEMBER 31, 2025 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM ___________TO___________ Commission file number: 001-39321 AVIDITY BIOSCIENCES, INC. (Exact nam ...
Overstock.com(OSTK) - 2025 Q4 - Annual Results
2026-02-23 21:03
Bed Bath & Beyond, Inc. Reports Eighth Consecutive Quarter of Measurable Improvement Toward Profitability Q4 Reflects Strengthening Revenue Trends, Sustained Margin Expansion and a $118 Million Year-Over-Year Improvement in Operating Cash Flow Use MURRAY, Utah - February 23, 2026 - Bed Bath & Beyond, Inc. (NYSE:BBBY), owner of Bed Bath & Beyond, Overstock, buybuy BABY, Kirkland's Home and a blockchain asset portfolio, today reported financial results for the fourth quarter and full year ended December 31, 2 ...
Beyond(BYON) - 2025 Q4 - Annual Results
2026-02-23 21:03
Bed Bath & Beyond, Inc. Reports Eighth Consecutive Quarter of Measurable Improvement Toward Profitability The Company delivered its eighth consecutive quarter of measurable improvement toward profitability, reflecting continued margin expansion, disciplined cost management and consistent progress across key operating metrics. The Company has successfully built the base of its business through disciplined retail execution. We are building the first Everything Home Company designed to make homeownership and l ...
Colgate-Palmolive(CL) - 2025 Q4 - Annual Report
2026-02-23 21:03
Sales and Market Presence - Oral, Personal, and Home Care products accounted for 44%, 17%, and 16% of total worldwide net sales in 2025, respectively[15] - Pet Nutrition products represented 23% of total worldwide net sales in 2025, with products marketed in over 80 countries[16] - Sales to Walmart, Inc. and its affiliates constituted approximately 11% of net sales in 2025, with no other customer exceeding 10%[19] - The Oral Care segment is a substantial part of the business in the Asia Pacific region, indicating a strong market presence[15] Workforce and Leadership - Approximately 33,600 employees were reported as of December 31, 2025, with over 84% located outside the United States[27] - The Chief Operating Officer for the Americas joined the company in 2025, indicating recent leadership changes[37] - The company emphasizes a diverse workforce to enhance its marketing effectiveness and household penetration[29] Sustainability and Regulations - The company aims to achieve measurable targets in its 2030 sustainability strategy, focusing on preserving the environment, helping homes, and driving social impact[34] - The company is subject to extensive governmental regulations, including environmental rules, which did not materially affect capital expenditures or earnings in 2025[23] Competition and Market Risks - The company faces competition from multinational and local competitors, with significant growth in eCommerce and AI encouraging new entrants[21] - The company emphasizes the management of foreign currency, interest rate, commodity price, and credit risk exposure as part of its market risk strategy[276] Transparency and Reporting - The company provides free access to its Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and other filings on its website[39]
Sonic Automotive(SAH) - 2025 Q4 - Annual Report
2026-02-23 21:02
UNITED STATES SECURITIES AND EXCHANGE COMMISSION FORM 10-K ___________________________________________________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 1-13395 ___________________________________________________________________ Washington, D.C. 20549 ___ ...
Forward Air(FWRD) - 2025 Q4 - Annual Results
2026-02-23 21:01
NEWS RELEASE FORWARD AIR CORPORATION REPORTS FOURTH QUARTER AND FULL YEAR 2025 RESULTS Omni Segment Reports Another Strong Quarter with Best Results Since the Acquisition Expedited Freight Segment's Quarterly Results Significantly Improved Year Over Year Ended 2025 in a Solid Liquidity Position DALLAS – (BUSINESS WIRE) – February 23, 2026 – Forward Air Corporation (NASDAQ:FWRD) (the "Company", "we", "our", or "us") today reported financial results for the three months and twelve months ended December 31, 20 ...
SEI(SEIC) - 2025 Q4 - Annual Report
2026-02-23 20:53
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from_________to ________ Commission File Number: 0-10200 ________________________________________ ________________________________________ SEI INVESTMENTS COMPANY (Exact name of R ...
Univest(UVSP) - 2025 Q4 - Annual Report
2026-02-23 20:50
Financial Performance - Interest income for 2025 reached $430,486, an increase from $412,355 in 2024, reflecting a growth of 2.74%[190] - Net interest income after provision for credit losses was $228,528 in 2025, compared to $205,237 in 2024, representing an increase of 11.29%[190] - Net income for 2025 was $90,757, a rise from $75,931 in 2024, marking an increase of 19.53%[190] - The Corporation reported a net income of $90.8 million for 2025, an increase of 19.5% from $75.9 million in 2024[192] - Diluted earnings per share for 2025 were $3.13, up 21.3% from $2.58 in 2024[192] - Net interest income for 2025 was $240.2 million, reflecting a 13.7% increase from $211.2 million in 2024[196] - The Corporation's return on average assets increased to 1.11% in 2025 from 0.96% in 2024, a rise of 15 basis points[191] - Return on average equity rose to 9.90% in 2025, up 105 basis points from 8.85% in 2024[191] Asset and Liability Management - Total assets as of December 31, 2025, were $8,436,897, compared to $8,128,417 in 2024, showing a growth of 3.79%[190] - Total liabilities increased to $7,255,122 thousand in 2025, compared to $7,039,688 thousand in 2024, showing a growth of 3.06%[198] - Total assets increased to $8,171,555 thousand in 2025, up from $7,897,707 thousand in 2024, representing a growth of 3.46%[198] - The total nonperforming loans and leases amounted to $13.8 million at December 31, 2025, up from $13.0 million at December 31, 2024, an increase of 6.5%[236] - The allowance for credit losses on loans and leases was $88.2 million at December 31, 2025, compared to $87.1 million at December 31, 2024, reflecting a slight increase of 1.3%[241] Credit Quality and Losses - The provision for credit losses was $11,667 in 2025, up from $5,933 in 2024, indicating a significant increase of 96.00%[190] - Net loan and lease charge-offs for 2025 were $11.1 million, significantly higher than $3.8 million in 2024[204] - Nonaccrual loans and leases were included in the average loan and lease balances, impacting the overall loan performance metrics[199] - Nonaccrual loans and leases were $13.7 million as of December 31, 2025, with a related allowance for credit losses of $3.0 million[232] Operational Efficiency - The efficiency ratio improved to 61.3% in 2025 from 65.7% in 2024, reflecting enhanced operational efficiency[190] - Interest expense decreased by $10.9 million, or 58.5%, in 2025 compared to 2024, reflecting lower costs associated with interest-bearing deposits[202] Income and Expenses - Noninterest income for the year ended December 31, 2025 was $87.9 million, a slight decrease of $194 thousand, or 0.2%, compared to 2024[207] - Total noninterest expense for the year ended December 31, 2025 was $203.0 million, an increase of $5.0 million, or 2.5%, compared to 2024[214] - Salaries, benefits, and commissions increased by $3.3 million, or 2.6%, in 2025 compared to 2024[213] Capital and Equity - Total shareholders' equity increased by $56.0 million to $943.3 million in 2025, a 6.3% rise from $887.3 million in 2024[250] - The Corporation's Tier 1 risk-based capital ratio improved to 11.22% in 2025 from 10.85% in 2024, indicating enhanced capital adequacy[256] Deposits and Funding - Total deposits increased by $328.1 million, or 4.9%, from December 31, 2024, primarily due to increases in commercial, brokered, and public funds deposits[244] - The Corporation had $3.4 billion in uninsured deposits exceeding the FDIC insurance limit as of December 31, 2025[245] Investment and Asset Management - Wealth Management assets under management grew to $5.9 billion in 2025, up from $5.2 billion in 2024, reflecting a 13.5% increase[253] - Total investment securities increased by $2.3 million, or 0.5%, to $496.3 million as of December 31, 2025[222] Liquidity and Cash Management - The Corporation's liquidity position includes unencumbered cash and cash equivalents of $549.2 million as of December 31, 2025, compared to $327.8 million in 2024[274] - Committed borrowing capacity from the Federal Home Loan Bank and Federal Reserve Bank was $3.8 billion as of December 31, 2025, with $2.3 billion available[274] - The Corporation's cash requirements include $960.1 million in certificates of deposit due within one year as of December 31, 2025[277] Risk Management - The Corporation's loan portfolio is managed under strict underwriting standards to mitigate credit risk, focusing on borrower capacity and collateral[265] - The Corporation has a contingency funding plan to address liquidity needs in case of financial crises[273]