Surveying commercial insurance Pricing and profitability 2024 Q4 Update wtwco.com © 2025 WTW. Proprietary and confidential. For WTW and WTW client use only. Now more than ever, price monitoring is key How are prices affected by changes in investment income? What is really happening to underwriting results? How does pricing compare to industry? How are loss costs changing? wtwco.com © 2025 WTW. Proprietary and confidential. For WTW and WTW client use only. Year-over-year price level change 1 Most of the line ...

Surveying commercial insurance 2024 Q3 Update Pricing and profitability wtwco.com © 2024 WTW. Proprietary and confidential. For WTW and WTW client use only. Now more than ever, price monitoring is key How are prices affected by changes in investment income? What is really happening to underwriting results? How does pricing compare to industry? How are loss costs changing? Economic Uncertainty wtwco.com © 2024 WTW. Proprietary and confidential. For WTW and WTW client use only. Most of the lines continued to ...

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2024 Global survey of accounting assumptions for defined benefit plans Executive Summary July 2024 wtwco.com Executive summary The 2024 Global Survey of Accounting Assumptions for Defined Benefit Plans is the 35th annual WTW survey of assumptions selected by major corporations for their defined benefit (DB) plans around the world. In broad terms, accounting standards aim to enable employers to approximate the cost of an employee's pension or other postretirement benefit over that employee's service tenure. ...

Global Pension Finance Watch – Second Quarter 2024 Continued Increases over the Second Quarter Continued rises in global discount rates drove positive WTW Pension Index movements in most regions over the quarter. Discount rates increased in all countries other than Switzerland. All countries, with the exception of Brazil and the U.K., experienced positive asset returns during the quarter. While it is always the case that Global Pension Finance Watch captures results at the end of each quarter, we particular ...

Investment Rating - The report indicates a positive trend in the WTW Pension Index across most regions, with the exception of Switzerland, highlighting a generally favorable investment environment for pension funds [1][2]. Core Insights - The WTW Pension Index reflects the ratio of asset value to projected benefit obligations (PBO), showing a significant increase in discount rates across all countries except Switzerland, which positively impacts pension funding status [2][25]. - The report emphasizes the importance of monitoring pension funding status and financial indicators to inform key business decisions, especially in light of recent market volatility [1][4]. Summary by Sections Global Pension Financial Overview - The report reviews capital market performance and its impact on fixed-income pension plan funding, focusing on asset/liability outcomes across various countries including Brazil, Canada, Eurozone, Japan, Switzerland, the UK, and the US [3]. - It notes that all countries, except Brazil and the UK, achieved positive asset returns in Q2 2024 [6]. Investment Returns and Liability Growth - Investment returns for Q2 2024 showed positive results in all countries except Brazil and the UK, with the US achieving a return of 1.3% [6][12]. - The liability growth factor presented mixed trends, with Brazil and the Eurozone experiencing declines of -5.2% and -4.3% respectively [8]. Benchmark Discount Rates - The benchmark discount rates increased across all countries except Switzerland, with Brazil's rate reaching 10.76% in June 2024 [7][10]. - The report highlights the impact of interest accumulation on reducing liabilities, contributing to the overall pension index increase [10][18]. Overall Pension Index Movement - The overall pension index increased by 4.7% in Q2 2024, driven by the combined effects of asset performance and liability changes [11][18]. - The report indicates that the pension index reflects the ongoing adjustments in response to market conditions and financial assumptions [26].

WTW Research Network Annual Review 2024 Science for a smarter way to risk wtwco.com Our aim is not merely to turn science into useable data and information that feeds into risk models, but also to use our improved yet imperfect knowledge wisely to support risk decisions. TABLE OF CONTENTS 1/ Introduction About us How it works Interconnected research WTW Research Network partners over the years Our history 2/ Specialized industry approach to risk Aerospace Financial institutions and professional services Mar ...

Surveying commercial insurance Pricing and profitability 2023 Q4 Update wtwco.com Now more than ever, price monitoring is key How are prices affected by changes in investment income? What is really happening to underwriting results? How does pricing compare to industry? How are loss costs changing? Economic Uncertainty wtwco.com Most of the lines continued to have moderate to significant rate increases in Q4 9% 8% 7% 6% 5% 4% 3% 2% 1% 0% 2021-2 2021-3 2021-4 2022-1 2022-2 2022-3 2022-4 2023-1 2023-2 2023-3 ...