SPD BANK(SH:600000) Cai Fu Zai Xian·2025-03-31 02:08Core Viewpoint - Shanghai Pudong Development Bank (SPDB) has launched the "Pu Hui Lai Le" APP aimed at providing a comprehensive, intelligent service platform for small and micro enterprises and individual businesses [1] Group 1: APP Features - The APP includes five major functional systems: online financing support with products like "Hui Shan Dai" for loan applications, inquiries, usage, repayment, and one-click renewal services [1] - It offers a "No Shield Safe Transfer" method for fund management, allowing single-person operation for salary disbursement in light entrepreneurial companies, enhancing efficiency in fund management [1] - Specialized ecological zones for different customer groups such as technology innovation and cross-border services are established, providing integrated financial products, transactions, consultations, and services [1] - A digital customer manager feature is introduced for 24/7 guidance and service, including product recommendations, explanations, process introductions, and operational instructions [1] - A tailored user growth system for small and micro enterprises is provided, featuring "Smart Benefit Levels" and "Smart Benefit Points" for rights and services [1] Group 2: Financial Support and Strategy - As of the end of 2024, SPDB's Shijiazhuang branch has provided credit support to 6,172 small and micro enterprise clients, with a loan balance for inclusive small and micro enterprises reaching 6.4 billion [1] - The Shijiazhuang branch emphasizes inclusive finance and will continue to lead with a "digital intelligence" strategy, focusing on enhancing the quality and efficiency of financing services for small and micro enterprises, contributing to the socio-economic development of Hebei [1]