Core Viewpoint - Harbin Bank (06138) reported its 2024 annual results, showing a revenue of 14.243 billion yuan, a year-on-year increase of 7.56%, and a net profit attributable to shareholders of 920 million yuan, up 24.28% year-on-year [3] Financial Performance - The company achieved a total operating revenue of 14.243 billion yuan, reflecting a growth of 7.56% compared to the previous year [3] - The net profit attributable to shareholders reached 920 million yuan, marking a 24.28% increase year-on-year [3] - The net cash flow from operating activities was 20.676 billion yuan, which represents a decline of 55.13% year-on-year [29] - Basic earnings per share were 0.03 yuan, with a weighted average return on equity of 1.46%, an increase of 0.26 percentage points from the previous year [25][3] Valuation Metrics - As of April 28, the price-to-earnings ratio (TTM) for Harbin Bank was approximately 3.27 times, the price-to-book ratio (TTM) was about 0.06 times, and the price-to-sales ratio (TTM) was around 0.21 times [3] Revenue Composition - The revenue composition for 2024 included retail financial services contributing 6.4472 billion yuan, corporate financial services at 5.3151 billion yuan, and interbank financial services at 2.4036 billion yuan [18] Asset and Liability Changes - As of the end of 2024, the company's monetary funds increased by 56.36% compared to the previous period, while loans and advances rose by 17.5% [32] - The total deposits and interbank deposits increased by 8.11%, while the amount of sold repurchase financial assets surged by 225.46% [35]
哈尔滨银行：2024年净利润9.2亿元 同比增长24.28%