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早读 | 今起公积金贷款利率下调;广东发布31条措施提振消费

Group 1 - The central bank has lowered the re-lending rate by 0.25 percentage points, effective immediately, with a reserve requirement ratio cut starting on the 15th [1] - The public housing loan interest rate has reached a historical low, with a potential interest saving of 48,000 yuan on a 1 million yuan loan over 30 years [1] - A total of ten specific policies have been introduced as part of a financial "combination punch" aimed at stabilizing market expectations and confidence [1] Group 2 - In the first quarter of this year, new personal housing loans saw the largest quarterly increase since 2022, with over 2,000 units sold in Guangzhou during the May Day holiday, showing significant year-on-year and month-on-month growth [4] - The public housing loan interest rate in Foshan has also been reduced [4]