成都银行发布2024年报：资产规模千亿级增长，扎根区域经济凸显发展韧性

Core Insights - Chengdu Bank reported a total asset of over 1.2 trillion yuan, with a year-on-year growth of 14.56%, and achieved net profit of 12 billion yuan, marking a 10.17% increase [1][2][3] Financial Performance - Total assets reached 1,250.116 billion yuan, an increase of 158.873 billion yuan from the previous year, with a growth rate of 14.56% [1][2] - Total deposits amounted to 885.859 billion yuan, up by 105.438 billion yuan, reflecting a growth of 13.51% [1][2] - Total loans increased to 742.568 billion yuan, with a growth of 116.826 billion yuan, representing an 18.67% increase [1][2] - The bank's non-performing loan ratio decreased to 0.66%, marking a nine-year decline [1][2] Strategic Focus - Chengdu Bank emphasizes a strategy of "stabilizing deposits and efficient assets," which has led to significant market advantages [2] - The bank has successfully integrated into major regional economic strategies, enhancing its financial service capabilities [4][5] Risk Management - The bank maintains a high-quality risk control framework, with a non-performing loan coverage ratio of 479%, indicating strong risk resistance [2][3] Growth in Specific Areas - Chengdu Bank ranked second in the province for new deposits and first for new loans in 2024, showcasing its competitive position [2] - The bank's personal deposit growth has reached 5.6 times the level when it first proposed a "large retail" transformation in 2018 [2] Future Outlook - The bank aims to continue enhancing its development quality and efficiency, contributing to China's modernization efforts [6]