Core Viewpoint - Yibin Bank has experienced a leadership change shortly after its IPO, with the new president, Jiang Lin, having limited banking experience compared to her predecessor, Yang Xingwang, who resigned due to personal health reasons. The bank's financial performance for 2024 has shown stagnation, with significant declines in key revenue metrics [1][2][12]. Group 1: Leadership Changes - Jiang Lin has been appointed as the new president of Yibin Bank, previously serving in senior roles at Wuliangye Group, and her appointment is pending approval from the national financial regulatory authority [2][3]. - Jiang Lin resigned from her position as a non-executive director of Yibin Bank while being recommended for the executive director role [2]. - Yang Xingwang, the former president, had over 30 years of banking experience and resigned without the bank expressing customary gratitude for his service [1][9]. Group 2: Financial Performance - Yibin Bank's 2024 financial results indicate a stagnation in growth, with operating income and net profit increasing by only 0.5% and 0.1% year-on-year, respectively [12]. - The bank's net interest income, which constitutes over 70% of its operating revenue, decreased by 11.64% in 2024, leading to a decline in net interest margin from 2.18% in 2023 to 1.71% in 2024 [12][13]. - The bank's non-performing loan (NPL) ratio at the end of 2024 was 1.68%, a slight decrease of 0.08 percentage points year-on-year, with the wholesale and retail sector showing an increase in NPL ratio to 1.99% [13][14].
“准80后”蒋琳拟任宜宾银行行长 此前副行长资格未获核准引关注