监管 01 04 沧州银行副董事长任职资格获核准 四川、重庆、贵州启动消费贷贴息 12月以来，四川、重庆、贵州已经将消费贷贴息政策扩容至当地银行。业内人士认为，在政策激励下，未来将有 更多银行加入消费贷财政贴息行列，更多金融产品适配消费场景。 此轮消费贷补贴是此前政策的延续。今年8月，财政部、央行和金融监管总局印发《个人消费贷款财政贴息政策实 施方案》，标志着全国性消费贷贴息政策正式启动。当时，6家国有大行、12家全国性股份制银行成为首批经办机 构。《实施方案》明确，鼓励地方财政部门结合实际，对其他经营个人消费贷款业务的金融机构给予贴息支持。 （智通财经） 银行 02 宜宾银行获批增资至45.884亿元 12月15日讯，国家金融监督管理总局官网显示，四川金融监管局同意宜宾市商业银行（宜宾银行，02596.HK）增 加注册资本6.884亿元，由39亿元变更为45.884亿元人民币。 03 浦发银行昆明分行被罚50万元 12月15日讯，国家金融监督管理总局官网显示，浦发银行（600000.SH）昆明分行因"贷款'三查'严重不尽职"，被 罚款50万元。 近日，国家金融监督管理总局官网显示，河北金融监管局核准王东沧州 ...

12月10日金融一线消息，宜宾市商业银行发布公告称，该行于当日收到国家金融监督管理总局四川监管 局下发的《四川金融监管局关于同意宜宾市商业银行股份有限公司变更注册资本的批覆》（川金监覆 [2025]387号），注册资本获批准由人民币39亿元增加至人民币45.884亿元。 公告披露，宜宾市商业银行曾于2025年6月26日举行2024年度股东大会，审议批准了关于变更注册资本 及修订公司章程的相关决议案，此前该行还分别于2025年4月24日、6月6日发布相关公告及通函。本次 注册资本变更获监管核准后，该行将修订公司章程相应条款，并及时到市场监督管理机构办理注册资本 变更及公司章程修订的变更登记手续，后续将报国家金融监督管理总局四川监管局备案。 责任编辑：秦艺 12月10日金融一线消息，宜宾市商业银行发布公告称，该行于当日收到国家金融监督管理总局四川监管 局下发的《四川金融监管局关于同意宜宾市商业银行股份有限公司变更注册资本的批覆》（川金监覆 [2025]387号），注册资本获批准由人民币39亿元增加至人民币45.884亿元。 公告披露，宜宾市商业银行曾于2025年6月26日举行2024年度股东大会，审议批准了关于变 ...

宜賓市商業銀行股份有限公司章程 | 第一章 | 總則 | | 1 | | --- | --- | --- | --- | | 第二章 | | 經營宗旨和範圍 | 3 | | 第三章 | | 股份及構成 | 5 | | 第一節 | | 股份發行 | 5 | | 第二節 | | 股份轉讓 | 7 | | 第三節 | | 股份增減和回購 | 8 | | 第四節 | | 股份質押 | 10 | | 第四章 | | 股東和股東大會 | 12 | | 第一節 | | 股東 | 12 | | 第二節 | | 股東大會的一般規定 | 16 | | 第三節 | | 股東大會的召集 | 19 | | 第四節 | | 股東大會的提案與通知 | 21 | | 第五節 | | 股東大會的召開 | 23 | | 第六節 | | 股東大會的表決和決議 | 25 | | 第五章 | 行黨委 | | 33 | | 第六章 | | 董事和董事會 | 36 | | 第一節 | | 董事 | 36 | | 第二節 | | 獨立董事 | 42 | | 第三節 | | 董事長 | 46 | | 第四節 | | 董事會 | 47 | | 第五節 | | ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 （於中華人民共和國註冊成立的股份有限公司） （股份代號：2596） 關於變更註冊資本獲監管機構核准及修訂公司章程的公告 YIBIN CITY COMMERCIAL BANK CO., LTD* 宜賓市商業銀行股份有限公司 * 中國，四川，2025年12月10日 於本公告日期，本行董事會包括執行董事薛峰先生及許勇先生；非執行董事肖玉 烽女士、田甜女士及趙根先生；以及獨立非執行董事姚黎明先生、于瀟然女士、 邢華鈺先生及趙靜梅女士。 茲提述宜賓市商業銀行股份有限公司*（「本行」）日期為2025年4月24日、2025年 6月6日、2025年6月26日的公告及日期為2025年6月6日的通函（「該通函」），內 容有關（其中包括）本行於2025年6月26日舉行的2024年度股東大會（「年度股東大 會」）已審議批准關於變更註冊資本及修訂公司章程的相關決議案。除文義另有所 指外，本公告所用詞彙與該通函內所界定者具有相同涵 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年11月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 宜賓市商業銀行股份有限公司 (「本行」) 呈交日期: 2025年12月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 3,900,000,000 | RMB | | 1 RMB | | 3,900,000,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 3,900,000,000 | RMB | | 1 RMB | | 3,900,000,000 | | 2 ...

致：香港交易及結算所有限公司 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2025年10月31日 狀態: 新提交 公司名稱: 宜賓市商業銀行股份有限公司 (「本行」) 呈交日期: 2025年11月5日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | 其他類別 (請註明) | | 於香港聯交所上市 (註1) | | 否 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 (如上市) | N/A | 說明 | 內資股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 3,900,000,000 | RMB | | 1 RMB | | 3,900,000,000 | | 增加 / 減少 (-) | | | 0 | | | RMB | | 0 | | 本月底結存 | | | 3,900,000,000 | RMB | | 1 RMB | | 3,900,000,000 | | 2 ...

Core Viewpoint - Yibin Bank has experienced significant management instability with the resignation of its president, Jiang Lin, due to personal reasons, marking the second leadership change in just five months, raising concerns about the bank's management stability [1][2][7] Management Changes - Jiang Lin resigned as the president and executive director of Yibin Bank effective October 30, 2025, with no disagreements reported with the board [2] - Guo Hua has been appointed as the new president and is expected to face considerable pressure due to the recent leadership changes [1][5][7] - Jiang Lin's appointment as president had not received regulatory approval prior to her resignation, which adds to the concerns regarding the bank's governance [5][7] Financial Performance - For the first half of 2025, Yibin Bank reported operating income of 1.168 billion yuan, an increase of 8.3% year-on-year, while net profit attributable to shareholders was 285 million yuan, showing minimal growth of 0.1% [7][9] - Retail banking revenue decreased by 25.2% to 175 million yuan, with a pre-tax profit drop of 55.3% to 46.1 million yuan [7][9] - Total assets reached 113.23 billion yuan, a 3.7% increase from the beginning of the year, with non-performing loan (NPL) ratio stable at 1.68% [7][8] Loan and Deposit Metrics - As of June 30, 2025, the bank's net loans and advances amounted to 63.091 billion yuan, up 8% from the start of the year, while total customer deposits increased by 9.1% to 92.226 billion yuan [7][8] - The NPL ratio for retail loans increased from 3.84% to 3.92%, indicating a slight deterioration in asset quality [8][9] Revenue Sources - The bank's net interest income for the first half of 2025 was 935 million yuan, a 12.9% increase, constituting 80% of total operating income [7][9] - Fee and commission income significantly declined by 74% to 9.6 million yuan, with wealth management service commissions dropping by 83.5% [7][9] - Financial investment net income surged by 85.8% to 130 million yuan, contributing 11.13% to total operating income [7][9] Market Position - As of November 4, 2025, Yibin Bank's stock price was 2.61 HKD per share, with a total market capitalization of 11.976 billion HKD [10]

Core Points - Jiang Lin has resigned as the Executive Director and President of Yibin Bank due to personal reasons, effective immediately [1] - Jiang Lin's tenure at Yibin Bank lasted less than five months, and her appointment as President had not received regulatory approval [1][3] - The board of Yibin Bank quickly appointed Guo Hua as the new President, pending regulatory approval for his qualifications [1][5] Company Background - Yibin Bank was established on December 28, 2006, with a registered capital of 3.9 billion yuan, making it the second-largest city commercial bank in Sichuan Province [2] - The bank achieved its goal of listing on the Hong Kong stock market on January 13, 2025, becoming the third listed bank in Sichuan Province [2] Management Changes - Jiang Lin was appointed as President on June 4, 2025, after previously serving as Vice General Manager at Wuliangye Group [2][3] - Guo Hua, the newly appointed President, has extensive experience in the banking sector, having worked at China Construction Bank and Sichuan Bank [5] Financial Performance - Yibin Bank reported a total operating income of 1.168 billion yuan for the first half of 2025, an increase of 8.3% year-on-year [6] - The bank's net profit for the same period was 291 million yuan, reflecting an 11.1% increase [6] - As of June 30, 2025, Yibin Bank's total assets reached 113.23 billion yuan, a 3.7% increase from the beginning of the year [6]

Core Viewpoint - Yibin Bank announced the resignation of Jiang Lin as Executive Director and President due to personal reasons, effective October 30, 2025, and appointed Guo Hua as the new President and recommended him as Executive Director [1] Group 1: Resignation Announcement - Jiang Lin submitted his resignation to the board, which will take effect on October 30, 2025, and he will no longer perform the duties of President or be nominated as Executive Director [1] Group 2: New Appointment - Guo Hua has been appointed as the new President of Yibin Bank and is also recommended to be appointed as Executive Director [1] Group 3: Guo Hua's Background - Guo Hua, aged 53, has extensive experience in the banking sector, having held various positions at China Construction Bank from 2009 to 2025, including Deputy General Manager and Party Committee Member in multiple branches [2]

Core Points - Yibin Bank (02596) announced the resignation of Ms. Jiang Lin as Executive Director and President due to personal reasons, effective October 30, 2025 [1] - The board approved the appointment of Mr. Guo Hua as the new President and recommended him as an Executive Director [1] - The board also recommended Mr. Liu Kelin as a Non-Executive Director [1]