兴业银行北京分行：创新金融活水精准滴灌，助力首都民企扬帆远航

Core Viewpoint - Beijing is striving to create a world-class business environment, with the financial sector playing a crucial role in supporting the private economy and enhancing market vitality [1] Group 1: Financial Support for Private Enterprises - Industrial Bank's Beijing branch has increased loans to private enterprises by over 10 billion since the beginning of the year, with a growth rate of 16%, focusing on key areas such as technology research and development, energy transition, and high-end manufacturing [1] - The bank has implemented an innovative "Group Credit + Total-Branch Linkage" service model to address financing challenges faced by group-operated enterprises, significantly improving the efficiency of fund allocation [2][3] Group 2: Innovative Financing Solutions - The bank established a unified credit limit of several billion for a leading gas service group, allowing subsidiaries to apply for credit flexibly within this limit, reducing approval time by over 50% compared to traditional methods [2] - The bank has enhanced collaboration by creating a tiered service structure, focusing on strategic cooperation with the group's headquarters while ensuring rapid response to regional subsidiaries' financing needs [2] Group 3: Alignment with Policy and Regional Characteristics - The bank's service strategy aligns with the characteristics of Beijing's private economy, emphasizing technology innovation, industrial chain integration, and international vision [4] - The bank has actively implemented policies to support private enterprises, resulting in over 10 billion in loan growth within five months, reflecting a commitment to a long-term mechanism of "willing to lend, able to lend" [4] Group 4: Future Outlook - The bank is proactively targeting emerging sectors such as clean energy transition, digital economy integration, and globalization to support private enterprises in seizing future development opportunities [4][5] - The collaboration with a certain energy group exemplifies the bank's dedication to serving the private economy in the capital, with a focus on continuous financial supply-side structural reform [5]