Group 1 - The core viewpoint of the article emphasizes the unique functions of insurance, which include risk protection, risk reduction, and credit enhancement, particularly in supporting technological innovation and financial integration [1][2]. - In 2024, the insurance provided by the company for technological activities reached 31.1 trillion yuan, with a year-on-year growth rate exceeding 20% [1]. - The company has issued the first batch of major technology attack insurance and exclusive insurance for the low-altitude economy, among 11 industry-first policies [1]. Group 2 - The company’s research indicates that a high proportion of technology enterprises are in the startup and growth stages, characterized by "four highs and one light": high technology, high growth, high risk, high return, and light assets [2]. - Insurance can effectively align with the high-risk and light-asset characteristics of technology enterprises, providing necessary risk protection measures through product innovation [2]. - The company also assists technology innovation entities in risk assessment, hazard identification, and monitoring, thereby enhancing their risk resistance capabilities [2].
人保财险王青：保险三项功能助力科技创新