Core Viewpoint - Guangdong's financial regulatory authority has accelerated the absorption and merger of rural banks, with nine banks approved for mergers in 2025, surpassing the total for the previous year [1][2][5] Group 1: Mergers and Acquisitions - Jiangmen Rural Commercial Bank has been approved to absorb Longchuan Ronghe Village Bank and Raoping Ronghe Village Bank as of July 16, 2025 [1] - Shunde Rural Commercial Bank has been approved to absorb multiple banks including Foshan Nanhai Xinhua Village Bank and Dongguan Changping Xinhua Village Bank on the same date [1][2] - Guangzhou Rural Commercial Bank was approved to absorb Zhongshan Dongfeng Zhujiang Village Bank and Dongguan Huangjiang Zhujiang Village Bank on June 5, 2025 [2][3] Group 2: Regulatory Context - The acceleration of mergers aligns with the regulatory framework set in January 2025, emphasizing the need for risk management and restructuring of high-risk financial institutions [1][5] - The Guangdong financial regulatory authority aims to enhance collaboration between central and local governments to address risks in small financial institutions [1][5] Group 3: Industry Trends - The trend of mergers is indicative of a broader structural reorganization within the rural banking sector, with a significant increase in the number of banks being absorbed compared to previous years [2][6] - The concept of "village to branch" reform has gained traction, with Guangdong leading the way in implementing this model, allowing for broader service offerings and market expansion [5][6] Group 4: Future Outlook - Experts predict that the restructuring of rural banks will continue to accelerate, leading to a gradual reduction in the number of such banks [6] - There is a call for guiding policies to help rural banks refocus on their core missions and effectively support rural revitalization and small enterprises [6]
年内9家村镇银行获批退出 广东中小银行改革化险提速