8分钟首赔到账，广东保险业“加速度”应对台风“韦帕”

Core Viewpoint - The insurance industry in Guangdong has actively engaged in disaster prevention, rescue, and claims processing in response to Typhoon "Wipha," utilizing innovative technologies and services to support affected individuals and businesses [1][9]. Group 1: Disaster Response and Claims Processing - Guangdong insurance companies have implemented a comprehensive approach to disaster response, including pre-disaster warnings, real-time rescue efforts, and efficient post-disaster claims processing [1]. - As of July 21, the Ping An Property & Casualty Insurance Company received 2,256 claims related to Typhoon "Wipha," with estimated compensation exceeding 54.281 million yuan [1]. - The use of satellite remote sensing and big data technology has enabled insurance companies to expedite the claims process, allowing for quick damage assessments and the establishment of green channels for rapid compensation [1][3]. Group 2: Technological Innovations - Insurance companies have employed drones and other technological tools for pre-disaster risk assessment and damage evaluation, enhancing their disaster prevention capabilities [1][9]. - The Ping An Property & Casualty Insurance Company utilized a disaster mutual recognition rescue app for 24-hour inspections of risk points in Zhuhai, leading to rapid claims processing for affected clients [2]. - China Life Property & Casualty Insurance has promoted "fast claims" services for small loss cases, allowing clients to receive compensation within one hour by submitting photos of damages via mobile devices [3]. Group 3: Agricultural Insurance Focus - The insurance industry has prioritized economic losses in agriculture due to typhoons, with rapid claims processing for agricultural damages [4][8]. - The implementation of weather index insurance has allowed for quick compensation without the need for on-site inspections, significantly improving farmers' risk management capabilities [8]. - China Life Property & Casualty Insurance's emergency service team proactively contacted clients in areas affected by weather index insurance, facilitating timely claims processing [8]. Group 4: Pre-Disaster Preparedness - The insurance sector has increasingly focused on pre-disaster risk reduction, with companies providing disaster warnings and risk maps to clients before Typhoon "Wipha" made landfall [9][10]. - Guangdong insurance companies mobilized significant resources, including personnel and equipment, to conduct risk assessments and provide support to vulnerable areas [10][12]. - The use of drones for agricultural inspections and damage assessments has become a standard practice, allowing for efficient data collection and rapid response [13][14].