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Core Insights - The article highlights how Ningbo Bank is transforming traditional financial services by creating platforms like "Beautiful Life" and "Bobo Zhiliao" to integrate financial services with digital production and lifestyle, aiming to support local economies and enhance consumer experiences [1][8] Group 1: "Beautiful Life" Platform - "Beautiful Life" serves as a new paradigm for financial services, breaking away from traditional banking focuses on deposits and loans by connecting consumer scenarios with enterprise needs [4] - The platform integrates online and offline resources across five major areas: clothing, food, housing, transportation, and shopping, offering a comprehensive ecosystem that promotes collaboration between banks and enterprises [4][8] - As of now, the "Beautiful Life" platform has onboarded over 11,000 brand merchants and nearly 80,000 stores nationwide, showcasing its extensive reach [4] Group 2: "Bobo Zhiliao" Platform - "Bobo Zhiliao" is a comprehensive service platform designed to meet the urgent needs of enterprises for expanding sales channels, reducing costs, and upgrading digitally [6] - The platform offers over 20 specialized services, including overseas customer acquisition assistance and legal consulting, aimed at addressing various challenges faced by businesses during different growth phases [6][7] - By 2025, "Bobo Zhiliao" will undergo a comprehensive upgrade, introducing new services to further assist enterprises in market expansion and cost reduction [7] Group 3: Digital Empowerment and Cost Savings - The "Bobo Zhiliao" platform has already helped over 1,200 enterprises save approximately 167 million yuan in costs and reduce carbon emissions by 2.6 million tons through its smart energy solutions [7] - The integration of financial and non-financial services allows Ningbo Bank to transition from being merely a provider of funds to a resource integrator, fostering growth alongside enterprises [8]