TANSUN(SZ:300872) Hua Xia Shi Bao·2025-08-12 13:38Core Viewpoint - Tianyang Technology is planning to acquire a stake in Tonglian Financial Services through cash payment, aiming to enhance collaboration and service capabilities in the credit card and consumer finance sectors [2][3][4]. Group 1: Strategic Collaboration - The collaboration between Tianyang Technology and Tonglian Financial Services is driven by their complementary strengths in the credit card and consumer finance systems, allowing for better customer service and operational synergy [2][3]. - The partnership will enable Tianyang Technology to extend its services to more small and medium-sized banks, while Tonglian Financial can improve its system architecture and service capabilities through this collaboration [4][5]. Group 2: Market Position and Competitive Advantage - The investment is expected to solidify Tianyang Technology's competitive advantage in the credit card and consumer finance service sectors by creating a differentiated technical advantage and efficient service system [3][4]. - The credit card and consumer finance markets are experiencing rapid growth, driven by changing consumer payment habits and increasing demand for efficient and secure payment solutions [6][7]. Group 3: Financial Impact and Future Outlook - The acquisition may impact Tianyang Technology's cash flow and debt ratio, but the company has sufficient funds and a low debt ratio, making the cash expenditure manageable [5]. - The company aims to pursue a "productization + specialization" strategy, leveraging the customer base and expertise in credit card and consumer finance to enhance customer value and meet the comprehensive needs of regional banks in digital transformation [5][6].