成都两大银行“掌舵人”对调 黄建军回归成都银行

Core Viewpoint - The recent appointments of Huang Jianjun and Wang Hui as new executives at Chengdu Bank and Chengdu Rural Commercial Bank respectively indicate a leadership transition that is not expected to disrupt the normal operations of the boards of directors at both banks [1][3]. Group 1: Executive Appointments - Huang Jianjun has been appointed as a member of the Party Committee and Secretary of Chengdu Bank, with a nomination for the position of Chairman [1][2]. - Wang Hui has been appointed as a member of the Party Committee and Secretary of Chengdu Rural Commercial Bank, also nominated for the Chairman position [1][2]. - Huang Jianjun, born in 1975, has a history of roles within Chengdu Bank, including Vice President, while Wang Hui, born in 1967, has extensive experience in the banking sector, including previous positions at China Construction Bank [2]. Group 2: Financial Performance - Chengdu Bank's total assets reached 12,501.16 billion yuan, with deposits of 8,858.59 billion yuan and loans of 7,425.68 billion yuan as of the end of 2024, marking a 2.8 times increase in total assets and deposits since before its IPO, and a 5 times increase in loans [3][4]. - Chengdu Bank's revenue grew from 11.59 billion yuan in 2018 to 22.98 billion yuan in 2024, with a net profit increase from 4.649 billion yuan to 12.86 billion yuan during the same period [6]. - Chengdu Rural Commercial Bank's total assets exceeded 9,100 billion yuan, with deposits over 6,500 billion yuan and loans over 4,800 billion yuan as of the end of 2024 [4]. Group 3: Asset Quality and Performance Metrics - Chengdu Bank's non-performing loan (NPL) ratio decreased to 0.66% by the end of 2024, continuing a nine-year trend of decline [7]. - Chengdu Rural Commercial Bank's NPL ratio improved to 1.02%, down by 0.18 percentage points from the previous year [7]. - Both banks experienced a narrowing of net interest margins, with Chengdu Bank's margin decreasing from 1.81% to 1.66% and Chengdu Rural Commercial Bank's from 1.88% to 1.84% in 2024 [5][6].