
Group 1 - The core profit attributable to shareholders of East Asia Bank for the first half of 2025 was HKD 2.407 billion, an increase of 14.1% compared to HKD 2.111 billion in the same period of 2024 [1] - Basic earnings per share grew by 24.6% year-on-year to HKD 0.86 [1] - The annualized average return on assets was 0.5%, while the annualized average return on equity was 4.5% [1] Group 2 - Net interest income decreased by HKD 884 million, or 10.7%, to HKD 7.344 billion due to falling interest rates [1] - The net interest margin narrowed by 22 basis points from 2.10% to 1.88% [1] - Non-interest income rose by 29.2% to HKD 2.915 billion, driven by increased service fees and commissions [1] Group 3 - Impairment losses on financial instruments decreased by HKD 342 million, or 11.9%, to HKD 2.539 billion [2] - The impairment loan ratio as of June 30, 2025, was 2.63%, down from 2.72% at the end of December 2024 [2] - The board announced an interim dividend of HKD 0.39 per share for the six months ending June 30, 2025, compared to HKD 0.31 for the same period in 2024 [2]