东亚银行发布中期业绩 股东应占溢利24.07亿港元 同比增加14.02%

Core Insights - East Asia Bank (00023) reported a decrease in interest income for the fiscal year 2025, amounting to HKD 16.897 billion, a year-on-year decline of 17.09% [1] - The net interest income also fell to HKD 7.344 billion, down 10.74% compared to the previous year [1] - The profit attributable to shareholders increased by 14.02% to HKD 2.407 billion, with basic earnings per share at HKD 0.86 [1] Financial Performance - The operating profit before provisions slightly decreased by HKD 2.24 billion, or 3.9%, to HKD 54.47 billion [1] - The net interest income dropped by HKD 8.84 billion, or 10.7%, to HKD 7.344 billion, attributed to a decline in interest rates [1] - The net interest margin narrowed by 22 basis points year-on-year, from 2.10% to 1.88% [1] Non-Interest Income - Non-interest income rose by 29.2% to HKD 2.915 billion [1] - Service fees and commission income increased by HKD 236 million, or 16.7%, to HKD 1.654 billion, driven by growth in investment activities and third-party policy sales [1] - Net profit from trading, financial instrument revaluation, and related hedging increased by HKD 341 million, or 43.8%, benefiting from active client trading, which boosted revenues from structured products and foreign exchange business [1] Overall Revenue - Total operating income decreased by HKD 2.25 billion, or 2.1%, to HKD 10.259 billion [2]