INDUSTRIAL BANK(SH:601166) Xin Jing Bao·2025-08-21 08:04Core Viewpoint - The Industrial Bank Beijing Branch has launched a pilot program to enhance transparency in corporate loan financing costs, focusing on technology-based SMEs to improve financial services for the real economy [1][4]. Group 1: Pilot Program Launch - The pilot program commenced on August 15, targeting technology-based SMEs, with Beijing Lukai Zhixing Technology Co., Ltd. and Beijing Ninghua Technology Co., Ltd. as the first trial clients [2]. - The program provides a detailed "comprehensive financing cost list" to help companies understand the full scope of financing costs, including principal, interest, guarantee fees, and assessment fees [2]. Group 2: Expansion and Training - In August, the bank established a "special training + one-on-one guidance" mechanism to ensure effective communication of policy intentions and assist companies in understanding the cost list [3]. - Customer managers are trained to interpret policies and guide companies in filling out the cost list accurately, ensuring a seamless connection between the cost disclosure process and loan approval [3]. Group 3: Long-term Service Optimization - The bank plans to enhance customer engagement through multi-channel promotion of the importance of financing cost transparency and to establish a feedback loop for continuous service improvement [4]. - Regular summaries of pilot experiences will be conducted to create a replicable service model for technology-based SMEs, extending the initiative to all financing enterprises [4]. - The initiative aims to fulfill the social responsibility of financial institutions by reducing costs and benefiting enterprises and the public [4].